2605 Edgewater Dr, Niceville, FL 32578 Property Records

Okaloosa County property record for 2605 Edgewater Dr, Niceville, FL 32578

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,734 sqft · built 2009
Lot Size	0.568 acres (24,719 sqft)
Owner	2 Company Names on File
Tax Bill	$3,155 (2025)
Deeds & Mortgages	Jul 2017 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`C56-001-025-9337-3`

Property Details

APN / Parcel Number

Primary APN	`C56-001-025-9337-3`
Alternative APNs	`10-1S-22-0330-0001-0020` `22S110033000010020`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,734 sqft Living Area
Gross Area	3,616 sqft
1st Floor Area	2,734 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2009
Effective Year Built	Effective 2009
Exterior Material	Brick
Roof Type	Gable/Hip
Roof Material	Wood
Lot Area	24,719 sqft (0.568 acres)
Lot Width	100 ft Width
Garage Type	Attached
Garage Area	621 sqft
Porch	Finished/Open Porch
Porch Area	261 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	2605 EDGEWATER DR
City	NICEVILLE
State	FL
Zip	32578-2308
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BEG NW COR LOT 1 BLK E ROCKY BAYOU ESTATES UNIT II S 259.82FT TO N R/W EDGEWATER DR THC WLY ALG R/W 101.16FT N 246.47FT S88 DEG E 100.23FT TO POB
Legal Range	22W
Legal Township	01S
Legal Section	10
Legal Subdivision	ROCKY BAYOU ESTATES
Legal Block	E
Legal Lot Number	1
Legal Unit	2
Jurisdiction	OKALOOSA FL
Township / Civil Division	NICEVILLE-VALPARAISO
Census Block Group	2
Census Block	2016
Census Tract	20900

Owner

2605 Edgewater Dr is owned by a company that acquired it in September 2010 and is owner-occupied.

Source: Okaloosa County records, as of December 31, 2025

Owner of Record	2 Company Names on File
Mailing Address	PO BOX 4, NICEVILLE, FL 32588-0004
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Borrower in Default

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Sep 23, 2010
Transfer Doc	0029534560
Record Updated	Jun 8, 2026

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OKALOOSA FL
Property Address	2605 EDGEWATER DR, NICEVILLE, FL 32578-2308
Document Number	0033090076
Book / Page	003309 / 000076
Instrument Date	Jul 5, 2017
Transaction Type	Mortgage
Record Updated	Nov 15, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	2605 EDGEWATER DR NICEVILLE FL 325782308, NICEVILLE, FL 32578-2308

Mortgage

Document Number	0033090076
Date	Jul 18, 2017
Book Page	003309/000076
Instrument	3148040

Lender

Name	TRICIA B BURNSON
Address	2605 EDGEWATER DR, NICEVILLE, FL 32578-2308

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Jul 17, 2047

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 2605 Edgewater Dr was $3,155 with a homeowner's exemption.

Source: Okaloosa County assessment roll, as of December 31, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Okaloosa County
Unified School District	Okaloosa County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,155.00 Homeowner's exemption	$284,290	$455,153 Land $106,379 Building $348,774
2023	$2,980.00 (+2.65%) Homeowner's exemption	$268,231 (+3%)	$443,172 (+5.89%) Land $93,873 Building $349,299
2022	$2,903.00 Homeowner's exemption	$260,418	$418,535 Land $89,403 Building $329,132

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2605 Edgewater Dr in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1995.

Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 86 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	86 in force
Nearby Flood Claims	2 (1995–2012)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Jun 2012 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2605 Edgewater Dr is moderate, ranking above 45% of the US, with a 0.09% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · lower than 84% of Florida
Wildfire Likelihood	0.09% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF NICEVILLE serves 22,243 people · EPA ID FL1460147
Water Source	Groundwater
Last State Inspection	Oct 2025
Lead	5 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 110 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
LiveOak Fiber Fiber	5,000 / 5,000
AT&T Fiber	5,000 / 5,000
Cox Communications Cable · Fiber in parts of the area	2,000 / 35
Verizon Fixed Wireless	300 / 20