2605 E 7th St, Duluth, MN 55812 Property Records

St. Louis County property record for 2605 E 7th St, Duluth, MN 55812 · Last verified August 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms5 Beds
Bathrooms3.75 Baths
Year BuiltBuilt 1911
Square Footage5,724 sqft Gross Area
Lot Size37,614 sqft (0.863 acres)
OccupancyOwner Occupied
Last Sale$1,200,000 (2024)
Tax Bill$22,978.00 (2026)

Property Details

APN / Parcel Number

Primary APN010-4600-01920
Alternative APNs
  • 1110333
  • 1161163

Interior

Bedrooms5 Beds
Full Baths3.75 Baths
Total Rooms5 Rooms
Building Area5,724 sqft Gross Area
1st Floor1,392 sqft 1st Floor
Stories2 Stories
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 1911
Effective Year BuiltEffective 1911
Architectural StyleMansion Style
Exterior MaterialBrick Exterior
Construction TypeFrame Construction
Roof ConstructionGable Roof Construction
Lot Area37,614 sqft (0.863 acres)
Garage TypeCarport Garage
Garage Area1,392 sqft Garage
CarportCarport
Carport Area1,392 sqft Carport

Exterior Amenities

Pool TypeSpa/Hot Tub (Only) Pool Type
Total Buildings2 Total Buildings
Deck AreaDeck Area
Porch Area240 sqft Porch
SaunaSauna

Utilities and HVAC

Cooling SystemCentral Cooling
Heating FuelGas Heating Fuel
Water SourceYes (Unknown Type) Water Source

Location & Zoning

Account Number1161163
Street Address2605 E 7TH ST
CityDULUTH
StateMN
Zip55812-1509
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionLOTS 9 THRU 13 INCLUDING THAT PART OF VACATEDALLEY ADJACENT TO SAID LOTS SERIAL #
Legal SubdivisionWILLARDS ADD TO DULUTH
Legal Block16
Legal Lot Number9-13
JurisdictionST LOUIS MN
Minor Civil DivisionDULUTH
Census Blockgroup1
Census Block1001
Census Tract1000

Owner

Source: St. Louis County records · APN 010-4600-01920

Assessment roll updated August 17, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address2605 E 7TH ST, DULUTH, MN 55812-1509
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Feb 13, 2026Deed of Trust, Mortgage · Line of Credit
NORTH SHORE BANK OF COMMERCE
Dec 17, 2025Deed of Trust, Mortgage · Line of Credit
NORTH SHORE BANK OF COMMERCE
Jan 16, 2024Warranty Deed, Transfer · Conventional Mortgage
NORTH SHORE BANK OF COMMERCE
Jun 08, 2021Warranty Deed, Transfer · Commercial Mortgage
GRAND MARAIS STATE BANK
Apr 18, 2017Affidavit of Death, Transfer

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJan 16, 2024 · Amount on Record
Deed SaleJan 16, 2024 · Amount on Record
Prior SaleJun 08, 2021 · Amount on Record
Deed Doc Number20241076186
Record RefreshedSep 20, 2026

February 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST LOUIS MN
Property Address2605 E 7TH ST, DULUTH, MN 55812-1509
Transaction TypeMortgage
Record UpdatedMar 04, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address2605 E 7TH ST, DULUTH, MN 55812-1509

Mortgage

Document Number0001099103
DateFeb 13, 2026
Instrument1099103
Lender
NameNORTH SHORE BANK OF COMMERCE
TypeBank
AddressDULUTH, MN 55802
Agreement
TypeLine of Credit
AmountAmount Recorded
Term117 Months
DueNov 26, 2035
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly (Revolving credit lines are monthly unless stated otherwise).

December 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST LOUIS MN
Property Address2605 E 7TH ST, DULUTH, MN 55812-1509
Transaction TypeMortgage
Record UpdatedJan 09, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address2605 E 7TH ST, DULUTH, MN 55812-1509

Mortgage

Document Number0001097331
DateDec 17, 2025
Instrument1097331
Lender
NameNORTH SHORE BANK OF COMMERCE
TypeBank
AddressDULUTH, MN 55802
Agreement
TypeLine of Credit
AmountAmount Recorded
Term119 Months
DueNov 26, 2035
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly (Revolving credit lines are monthly unless stated otherwise).

January 2024: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionST LOUIS MN
Recording DateJan 16, 2024
Property Address2605 E 7TH ST, DULUTH, MN 55812-1509
Document Number0001076186
Instrument DateJan 12, 2024
Instrument1076186
Transaction TypeTransfer
Record UpdatedFeb 06, 2024
Title CompanyNOT AVAILABLE, THE TITLE TEAM NORTH SHORE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$3,960.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address2605 E 7TH ST, DULUTH, MN 55812-1509

Mortgage

Document Number0001076187
DateJan 16, 2024
Instrument1076187
Lender
NameNORTH SHORE BANK OF COMMERCE
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueFeb 01, 2054
Interest
Rate TypeAdjustable Rate
Rate6%
Type Change DateFeb 01, 2031
Change FrequencyAnnually
Min Rate At Change4%
Max Rate At Change8%
Index52-Week T-Bill (1-Year)
Max Rate11%

June 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionST LOUIS MN
Recording DateJun 08, 2021
Property Address2605 E 7TH ST, DULUTH, MN 55812-1509
Document Number0001041788
Instrument DateMay 26, 2021
Instrument1041788
Transaction TypeTransfer
Record UpdatedJul 22, 2021
Title CompanyNORTH SHORE TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$2,970.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address2605 E 7TH ST, DULUTH, MN 55812-1509

Mortgage

Document Number0001041789
DateJun 08, 2021
Instrument1041789
Lender
NameGRAND MARAIS STATE BANK
TypeBank
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Term359 Months
DueMay 26, 2051

April 2017: Affidavit of Death, Transfer

Document TypeAffidavit of Death
JurisdictionST LOUIS MN
Recording DateApr 18, 2017
Property Address2605 E 7TH ST, DULUTH, MN 55812-1509
Document Number000T984007
Instrument DateMar 29, 2017
InstrumentT984007
Transaction TypeTransfer
Record UpdatedMay 19, 2017

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address2605 E 7TH ST DULUTH MN 558121509, DULUTH, MN 55812-1509

Tax Assessment & Valuation

Source: St. Louis County records · Assessment roll updated August 17, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateMinnesota
CountySt. Louis County
MunicipalityDuluth City
Unified School DistrictDuluth Public School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$22,978.00 (+25.87%) Homeowner's exemption
2025$18,256.00 (+9%) Homeowner's exemption$1,490,500 (+26.03%) Land $147,400 Building $1,343,100$1,490,500 (+26.03%) Land $147,400 Building $1,343,100
2024$1,182,700 (+17.56%) Land $85,900 Building $1,096,800$1,182,700 (+17.56%) Land $85,900 Building $1,096,800
2023$16,748.00 Homeowner's exemption
2022$1,006,000 Land $75,400 Building $930,600$1,006,000 Land $75,400 Building $930,600

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