2605 Clearwater Ave, Bloomington, IL 61704 Property Records

McLean County property record for 2605 Clearwater Ave, Bloomington, IL 61704

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,642 sqft · built 1977
Lot Size0.144 acres (6,277 sqft)
OwnerIndividual Name on File
Last Sale$15,000 (Jun 2022)
Tax Bill$3,320 (2024)
Deeds & MortgagesMay 2023 Line of Credit
Jun 2022 Transfer
Flood ZoneZone X (minimal risk)
APN14-36-157-017

Property Details

APN / Parcel Number

Primary APN14-36-157-017

Interior

Bedrooms3 Beds
Full Baths1 Bath
Total Rooms5 Rooms
Building Area1,642 sqft Living Area
Gross Area1,900 sqft
1st Floor Area1,067 sqft
Basement Area526 sqft
Finished Basement526 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1977
Effective Year BuiltEffective 1977
Architectural StyleBi-Level
Exterior MaterialAluminum/Vinyl
Roof MaterialAsphalt
Lot Area6,277 sqft (0.144 acres)
Lot Dimensions110 ft deep x 57 ft wide
View / LotLake Front
Garage TypeAttached
Garage Area258 sqft
Parking Spaces1 Parking Space
Deck Area120 sqft
GreenhouseGreenhouse

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Street Address2605 CLEARWATER AVE
CityBLOOMINGTON
StateIL
Zip61704-2320
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1C
Legal DescriptionLAKEWOOD ESTATES LOT 78
Legal Range02E
Legal Township24N
Legal Section36
Legal SubdivisionLAKEWOOD ESTATES
Legal Lot Number78
JurisdictionMCLEAN IL
Township / Civil DivisionBLOOMINGTON CITY
Census Block Group2
Census Block2007
Census Tract1105

Owner

Source: McLean County records · APN 14-36-157-017

Assessment roll updated April 8, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address2605 CLEARWATER AVE, BLOOMINGTON, IL 61704-2320
OccupancyOwner Occupied
Owner TypeIndividual
VestingSingle

Deeds, Mortgages & Sale History

DateDocument
May 11, 2023Deed of Trust, Mortgage · Line of Credit
US BANK NA
Jun 10, 2022Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJun 10, 2022 · Amount on Record
Deed SaleJun 10, 2022 · Amount on Record
Deed Document Number202210506
Prior Transfer DateJun 03, 2022
Prior Transfer Doc0000010506
Record UpdatedJun 08, 2026

May 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMCLEAN IL
Property Address2605 CLEARWATER AVE, BLOOMINGTON, IL 61704-2320
Transaction TypeMortgage
Record UpdatedMay 25, 2023
Title CompanyRADIAN SETTLEMENT SERVICES INC, RADIAN SETTLEMENT SERVICES

Transferred To (Grantee/Buyer)

NameVerified Name
Address2605 CLEARWATER AVE, BLOOMINGTON, IL 61704-2320

Mortgage

Document Number202300005931
DateMay 11, 2023
Instrument2023-00005931
Lender
NameUS BANK NA
TypeBank
AddressCINCINNATI, OH 45202
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueMay 18, 2053
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

June 2022: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionMCLEAN IL
Recording DateJun 10, 2022
Property Address2605 CLEARWATER AVE, BLOOMINGTON, IL 61704-2320
Document Number202200010506
Map ReferenceDOC 76-12589
Instrument DateJun 03, 2022
Instrument2022-00010506
Transaction TypeTransfer
Record UpdatedJun 17, 2022

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address2605 CLEARWATER AVE, BLOOMINGTON, IL 61704-2320

Tax Assessment & Valuation

Source: McLean County records · Assessment roll updated April 8, 2026 · Last verified April 2026

Property Jurisdictions

TypeName
StateIllinois
MunicipalityBloomington City
CountyMcLean County
County SubdivisionBloomington City Township
Unified School DistrictBloomington School District 87 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$69,497 (+22.03%) Land $12,083 Building $57,414$208,491 (+22.03%) Land $36,249 Building $172,242
2024$3,320.00 (-2.98%)
2023$3,422.00 (-12.37%)$56,952 (+9.63%) Land $9,902 Building $47,050$170,856 (+9.63%) Land $29,706 Building $141,150
2022$3,905.00$51,950 Land $9,032 Building $42,918$155,850 Land $27,096 Building $128,754

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of June 27, 2019 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Wildfire

Wildfire RiskNot rated
no burnable land within ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Metronet Holdings
Fiber
5,120 / 5,120
Xfinity
Cable
1,200 / 35
Verizon
Fixed Wireless
300 / 20
AT&T
Fixed Wireless
100 / 20
T-Mobile USA
Fixed Wireless
100 / 20
Benton Ridge Telephone Company
Fixed Wireless
100 / 20

May also be available: Frontier, Pavlov Media.

Based on FCC filings for 386 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemBLOOMINGTON
serves 79,000 people
Water SourceSurface water
Last State InspectionAug 2023
Lead3 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

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