2605 Cedar Ln, Schertz, TX 78154 Property Records

Guadalupe County property record for 2605 Cedar Ln, Schertz, TX 78154

Property Summary

Property TypeSingle Family Home
Details1,834 sqft · built 1985
Lot Size0.157 acres (6,822 sqft)
OwnerIndividual Name on File
Last Sale$131,300 (Jun 2005)
Tax Bill$1,694 (2025)
Deeds & MortgagesJan 2019 Mortgage
Flood ZoneZone X (minimal risk)
APN1G14502C1402500000

Property Details

APN / Parcel Number

Primary APN1G14502C1402500000
Alternative APNs
  • 000000027760
  • 000000086005
  • 27760

Interior

Stories1 Story
Building Area1,834 sqft Living Area
Gross Area2,721 sqft
1st Floor Area1,834 sqft
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1985
Effective Year BuiltEffective 1985
Exterior MaterialBrick Veneer
Roof TypeGable
Lot Area6,822 sqft (0.157 acres)
Garage TypeAttached
Garage Area440 sqft
Parking Spaces2 Parking Spaces
PorchCovered Porch
Porch Area18 sqft
Patio Area429 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Water SourceCommercial

Location & Zoning

Street Address2605 CEDAR LN
CitySCHERTZ
StateTX
Zip78154-2773
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT: 25 BLK: 14 ADDN: HORSESHOE OAKS #2C
Legal SubdivisionHORSESHOE OAKS #2C
Legal BlockC14
Legal Lot Number25
JurisdictionGUADALUPE TX
Township / Civil DivisionSCHERTZ-CIBOLO
Census Block Group1
Census Block1006
Census Tract210710

Owner

2605 Cedar Ln is owned and occupied by an individual who bought it in June 2005.

Source: Guadalupe County records, as of August 12, 2026

Owner of RecordIndividual Name on File
Mailing Address2605 CEDAR LN, SCHERTZ, TX 78154-2773
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 28, 2005 · Amount on File
Deed SaleJun 28, 2005 · Amount on File
Deed Document Number200512846
Deed Book / Page2174 / 578
Record UpdatedSep 20, 2026

January 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionGUADALUPE TX
Property Address2605 CEDAR LN, SCHERTZ, TX 78154-2773
Document Number0000001729
Instrument DateJan 15, 2019
Transaction TypeMortgage
Record UpdatedNov 6, 2019
Title CompanyCAPITAL TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address2605 CEDAR LN SCHERTZ TX 781542773, SCHERTZ, TX 78154-2773

Mortgage

Document Number0000001729
DateJan 25, 2019
Instrument1729
Lender
NameGATEWAY MTG
TypeMortgage Company
AddressJENKS, OK 74037-3448
Agreement
AmountAmount on Record
Term180 Months
DueJan 24, 2034

Tax Assessment & Valuation

The 2025 property tax bill for 2605 Cedar Ln was $1,694 with exemptions applied, down 30.7% from the year before.

Source: Guadalupe County assessment roll, as of August 12, 2026

Property Jurisdictions

TypeName
StateTexas
CountyGuadalupe County
MunicipalitySchertz City
Unified School DistrictSchertz-Cibolo-Universal City Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$198,498 (-14.26%) Land $34,850 Building $163,648$198,498 (-14.26%) Land $34,850 Building $163,648
2025$1,694.00 (-30.69%) Homeowner's exemption Disabled Person's exemption$231,523 Land $30,833 Building $200,690$231,523 Land $30,833 Building $200,690
2024$2,444.00 (-0.16%)
2023$2,448.00 (-39.53%) Homeowner's exemption Disabled Person's exemption$286,093 Land $28,592 Building $257,501$286,093 Land $28,592 Building $257,501
2022$4,048.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2605 Cedar Ln in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2009.

Source: FEMA National Flood Hazard Layer, effective April 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies5 in force
Nearby Flood Claims1 (2009)
Claims Outside the SFHA1 of 1
Most Recent ClaimOct 2009 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 2605 Cedar Ln has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF SCHERTZ
serves 41,948 people · EPA ID TX0940003
Water SourceGroundwater
Last State InspectionJun 2023
LeadUnder 1 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting3
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 747 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
AT&T
DSL · Fiber, Fixed Wireless in parts of the area
100 / 20

May also be available: Guadalupe Valley Electric Cooperative, T-Mobile, Verizon.

Nearby Properties on Cedar Ln

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