Hamilton County property record for 2605 Carr St, Chattanooga, TN 37408
| Property Type | Duplex |
|---|---|
| Details | 3 ba · 1,534 sqft · built 1950 |
| Lot Size | 0.159 acres (6,920 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $247,500 (Aug 2022) |
| Tax Bill | $1,360 (2025) |
| Deeds & Mortgages | Sep 2026 Line of Credit Nov 2022 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 155C G 003 |
| Primary APN | 155C G 003 |
|---|---|
| Alternative APN |
|
| Full Baths | 3 Baths |
|---|---|
| Half Baths | 2 Half Baths |
| Stories | 1 Story |
| Building Area | 1,534 sqft Total Area |
| Year Built | Built 1950 |
|---|---|
| Effective Year Built | Effective 1960 |
| Architectural Style | Duplex Single |
| Exterior Material | Brick |
| Roof Type | Gable/Hip |
| Roof Material | Shingle |
| Lot Area | 6,920 sqft (0.159 acres) |
| Lot Dimensions | 140 ft deep x 50 ft wide |
| Heating System | Gravity Furnace |
|---|---|
| Sewer | Connected |
| Account Number | 0000088046 |
|---|---|
| Street Address | 2605 CARR ST |
| City | CHATTANOOGA |
| State | TN |
| Zip | 37408-3074 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Duplex |
| Local Zoning Code | R3 |
| Legal Description | 0122 29 03 PT LOT 53 VAUGHNS ADDN N/R |
| Legal Subdivision | VAUGHNS ADDN |
| Legal Lot Number | 53 |
| Jurisdiction | HAMILTON TN |
| Township / Civil Division | 4 |
| Census Block Group | 2 |
| Census Block | 2028 |
| Census Tract | 2000 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Chickamauga and Chattanooga National Military Park listed 1966 · 859 contributing resources · NRIS 66000274 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
2605 Carr St, a duplex, is owned by two individuals who bought it in August 2022.
Source: Hamilton County records, as of October 7, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1711 LONG ST, CHATTANOOGA, TN 37408-1739 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 29, 2026 | Deed of Trust, Mortgage · Line of Credit FIRST BANK |
| Nov 1, 2022 | Deed of Trust, Mortgage · Non-Conforming Investor Loan SMARTBANK |
| Aug 10, 2022 | Warranty Deed, Subdivision Related Transfer RELI SETTLEMENT SOLUTIONS LLC, RELI SETTLEMENT SLN LLC |
| Mar 20, 2020 | Loan Modification, Consolidation and Extension, Mortgage · Conventional Mortgage SMARTBANK |
| May 24, 2018 | Warranty Deed, Transfer SMARTBANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 10, 2022 · Amount on File |
| Deed Sale | Aug 10, 2022 · Amount on File |
| Prior Sale | May 24, 2018 · Amount on File |
| Deed Document Number | 202288 |
| Deed Book / Page | 13054 / 671 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON TN |
| Recording Date | Sep 29, 2026 |
| Property Address | 2605 CARR ST, CHATTANOOGA, TN 37408-3074 |
| Document Number | 0000000945 |
| Book / Page | 14452 / 945 |
| Instrument Date | Sep 25, 2026 |
| Instrument | 14452945 |
| Transaction Type | Mortgage |
| Record Updated | Oct 7, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 1711 LONG ST, CHATTANOOGA, TN 37408-1739 |
| Document Number | 0000000945, |
|---|---|
| Date | Sep 29, 2026 |
| Book Page | 14452/945 |
| Instrument | 14452945 |
| Name | FIRST BANK |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Max Rate | -1% |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON TN |
| Property Address | 2605 CARR ST, CHATTANOOGA, TN 37408-3074 |
| Transaction Type | Mortgage |
| Record Updated | Sep 25, 2025 |
| Title Company | FIRST TITLE |
| Name | Verified Name |
|---|---|
| Address | 1711 LONG ST, CHATTANOOGA, TN 37408-1739 |
| Document Number | 0000000317 |
|---|---|
| Date | Nov 1, 2022 |
| Book Page | 13132/315 |
| Instrument | 2022110100317 |
| Name | SMARTBANK |
|---|---|
| Type | Bank |
| Address | CHATTANOOGA, TN 37402 |
| Type | Non-Conforming Investor Loan |
|---|---|
| Amount | Amount on Record |
| Term | 119 Months |
| Due | Oct 27, 2032 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON TN |
| Recording Date | Aug 10, 2022 |
| Property Address | 2605 CARR ST, CHATTANOOGA, TN 37408-3074 |
| Document Number | 0000000088 |
| Book / Page | 13054 / 671 |
| Instrument Date | Aug 8, 2022 |
| Instrument | 2022081000088 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Sep 25, 2025 |
| Title Company | RELI SETTLEMENT SOLUTIONS LLC, RELI SETTLEMENT SLN LLC |
| Amount | Amount on Record |
|---|---|
| Tax | $915.75 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1711 LONG ST, CHATTANOOGA, TN 37408-1739 |
| Document Type | Loan Modification, Consolidation and Extension |
|---|---|
| Jurisdiction | HAMILTON TN |
| Property Address | 2605 CARR ST, CHATTANOOGA, TN 37408-3074 |
| Document Number | 0508000071 |
| Instrument Date | Mar 20, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jul 21, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 2288 GIBBONS RD CHATTANOOGA TN 374212870, CHATTANOOGA, TN 37421-2870 |
| Document Number | 0508000071 |
|---|---|
| Date | May 8, 2020 |
| Book Page | 111995/000389 |
| Instrument | 200508000071 |
| Name | SMARTBANK |
|---|---|
| Type | Bank |
| Address | CHATTANOOGA, TN 37421 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 60 Months |
| Due | May 7, 2025 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON TN |
| Recording Date | May 24, 2018 |
| Property Address | 2605 CARR ST, CHATTANOOGA, TN 37408-3074 |
| Document Number | 0000000214 |
| Book / Page | 011355 / 000846 |
| Instrument Date | May 22, 2018 |
| Instrument | 214 |
| Transaction Type | Transfer |
| Record Updated | Jul 17, 2020 |
| Title Company | FILE FIRST TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $130.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 2288 GIBBONS RD CHATTANOOGA TN 374212870, CHATTANOOGA, TN 37421-2870 |
| Document Number | 215 |
|---|---|
| Date | May 24, 2018 |
| Book Page | 011355/000848 |
| Instrument | 215 |
| Name | SMARTBANK |
|---|---|
| Type | Bank |
| Address | CHATTANOOGA, TN 37421 |
| Amount | Amount on Record |
|---|---|
| Term | 60 Months |
| Due | May 23, 2023 |
The 2025 property tax bill for 2605 Carr St was $1,360, up 153.7% from the year before.
Source: Hamilton County assessment roll, as of January 2, 2026
| Type | Name |
|---|---|
| State | Tennessee |
| County | Hamilton County |
| Municipality | Chattanooga City |
| Unified School District | Hamilton County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,360.00 (+153.73%) | $89,760 (+274%) | $224,400 (+274%) Land $25,000 Building $199,400 |
| 2024 | $536.00 | $24,000 (-) | $60,000 (-) Land $25,000 Building $35,000 |
| 2023 | $536.00 | $24,000 | $60,000 Land $25,000 Building $35,000 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 2605 Carr St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective August 30, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 2605 Carr St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TENNESSEE AMERICAN WATER private · serves 207,046 people · EPA ID TN0000107 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2025 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 111 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| EPB Fiber | 100,000 / 100,000 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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