Calvert County property record for 2605 Apple Way, Dunkirk, MD 20754
| Property Type | Single Family Home |
|---|---|
| Details | 2.5 ba · 2,430 sqft · built 1981 |
| Lot Size | 0.477 acres (20,778 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $370,000 (Sep 2020) |
| Tax Bill | $4,887 (2025) |
| Deeds & Mortgages | Jun 2023 Line of Credit Sep 2020 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 03-093549 |
| Primary APN | 03-093549 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,430 sqft Total Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1981 |
|---|---|
| Effective Year Built | Effective 1981 |
| Architectural Style | Split Level |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 20,778 sqft (0.477 acres) |
| Garage Type | Carport |
| Garage Area | 384 sqft |
| Carport | Carport |
| Carport Area | 384 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Porch |
|---|---|
| Porch Area | 240 sqft |
| Deck Area | 177 sqft |
| Patio Area | 92 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Sewer | Connected |
| Account Number | 093549 |
|---|---|
| Street Address | 2605 APPLE WAY |
| City | DUNKIRK |
| State | MD |
| Zip | 20754-9704 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | A |
| Legal Description | LT 83 SEC 3 APPLE GREENE |
| Legal Subdivision | APPLE GREEN SEC 3 |
| Legal Lot Number | 83 |
| Jurisdiction | CALVERT MD |
| Township / Civil Division | 3, SUNDERLAND |
| Census Block Group | 1 |
| Census Block | 1012 |
| Census Tract | 860103 |
Source: Calvert County records, as of July 28, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 2605 APPLE WAY, DUNKIRK, MD 20754-9704 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 9, 2023 | Deed of Trust, Mortgage · Line of Credit US BANK NA |
| Sep 17, 2020 | Deed, Transfer · Conventional Mortgage FIRST HERITAGE MORTGAGE LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 17, 2020 · Amount on Record |
| Deed Sale | Sep 17, 2020 · Amount on Record |
| Prior Sale | Aug 20, 2008 |
| Deed Book / Page | 5701 / 2 |
| Prior Transfer Date | Aug 13, 2008 |
| Prior Transfer Doc | KPS031930259 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CALVERT MD |
| Property Address | 2605 APPLE WAY, DUNKIRK, MD 20754-9704 |
| Transaction Type | Mortgage |
| Record Updated | Jun 22, 2023 |
| Title Company | RADIAN SETTLEMENT SERVICES INC, RADIAN SETTLEMENT SERVICES |
| Name | Verified Name |
|---|---|
| Address | 2605 APPLE WAY, DUNKIRK, MD 20754-9704 |
| Document Number | 0064440153 |
|---|---|
| Date | Jun 9, 2023 |
| Book Page | 6444/153 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45202 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 5, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed |
|---|---|
| Jurisdiction | CALVERT MD |
| Recording Date | Sep 17, 2020 |
| Property Address | 2605 APPLE WAY, DUNKIRK, MD 20754-9704 |
| Document Number | 0057010002 |
| Book / Page | 5701 / 2 |
| Map Reference | MB JLB 3 PL 150 |
| Instrument Date | Jul 17, 2020 |
| Transaction Type | Transfer |
| Record Updated | Aug 16, 2021 |
| Title Company | VELOCITY NATIONAL TTL CO LLC |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $925.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 2605 APPLE WAY, DUNKIRK, MD 20754-9704 |
| Document Number | 57018 |
|---|---|
| Date | Sep 17, 2020 |
| Instrument | 5701/8 |
| Name | FIRST HERITAGE MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Aug 1, 2050 |
Source: Calvert County assessment roll, as of July 28, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Calvert County |
| Unified School District | Calvert County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $440,233 (+1.84%) | $456,100 (+5.51%) Land $165,500 Building $290,600 | |
| 2025 | $4,887.00 (+21.66%) | $432,300 (+11.79%) Land $165,500 Building $266,800 | $432,300 (-) Land $165,500 Building $266,800 |
| 2023 | $4,017.00 | $386,700 | $432,300 Land $165,500 Building $266,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 23 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| T-Mobile Fixed Wireless | 100 / 20 |
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