2605 45th St, Lubbock, TX 79413 Property Records

Lubbock County property record for 2605 45th St, Lubbock, TX 79413 · Last verified July 2026

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 1,092 sqft · built 1954
Lot Size0.183 acres (7,950 sqft)
Owner2 Individual Names on File
Last Sale$106,400 (Oct 2021)
Tax Bill$1,149 (2025)
Deeds & MortgagesSep 2025 Mortgage
Oct 2021 Mortgage
Flood ZoneZone X (minimal risk)
APNR108552

Property Details

APN / Parcel Number

Primary APNR108552
Alternative APN
  • R8245000000600003000

Interior

Bedrooms2 Beds
Full Baths1 Bath
Stories1 Story
Building Area1,092 sqft Living Area
Gross Area1,392 sqft
1st Floor Area1,092 sqft

Exterior

Year BuiltBuilt 1954
Effective Year BuiltEffective 1954
Exterior MaterialAluminum/Vinyl
Construction TypeWood
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area7,950 sqft (0.183 acres)
Lot Dimensions132 ft deep x 60 ft wide
Garage TypeAttached
Garage Area300 sqft

Location & Zoning

Street Address2605 45TH ST
CityLUBBOCK
StateTX
Zip79413-3631
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSUNNY SLOPE BLK 6 L 3
Legal SubdivisionSUNNY SLOPE
Legal Block6
Legal Lot Number3
JurisdictionLUBBOCK TX
Township / Civil DivisionLUBBOCK
Census Block Group2
Census Block2009
Census Tract2002

Owner

Source: Lubbock County records · APN R108552

Assessment roll updated October 1, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address11102 ELMWOOD AVE, LUBBOCK, TX 79424-8297
OccupancyOwner Occupied
Owner TypeIndividual
VestingHusband and Wife

Deeds, Mortgages & Sale History

DateDocument
Sep 30, 2025Deed of Trust, Mortgage · FHA Mortgage
MIDFIRST BANK
Oct 01, 2021Vendor's Lien, Transfer · Conventional Mortgage
AMERICAN FINANCIAL NETWORK INC

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleOct 01, 2021 · Amount on Record
Deed SaleOct 01, 2021 · Amount on Record
Prior SaleNov 18, 2008 · Amount on Record
Deed Document Number202150658
Prior Transfer DateSep 30, 2021
Prior Transfer Doc0000050658
Record UpdatedSep 20, 2026

September 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLUBBOCK TX
Property Address2605 45TH ST, LUBBOCK, TX 79413-3631
Transaction TypeMortgage
Record UpdatedOct 10, 2025
Title CompanyFIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address2605 45TH ST, LUBBOCK, TX 79413-3631

Mortgage

Document Number0000038648
DateSep 30, 2025
Instrument2025038648
Lender
NameMIDFIRST BANK
TypeBank
AddressOKLAHOMA CITY, OK 73118
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueOct 01, 2055

October 2021: Vendor's Lien, Transfer

Document TypeVendor's Lien
JurisdictionLUBBOCK TX
Recording DateOct 01, 2021
Property Address2605 45TH ST, LUBBOCK, TX 79413-3631
Document Number0000050658
Map ReferenceVOL 420 PG 565
Instrument DateSep 30, 2021
Instrument2021050658
Transaction TypeTransfer
Record UpdatedOct 06, 2025
Title CompanyHUB CITY TITLE

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address11102 ELMWOOD AVE, LUBBOCK, TX 79424-8297

Mortgage

Document Number0000050659
DateOct 01, 2021
Instrument2021050659
Lender
NameAMERICAN FINANCIAL NETWORK INC
TypeFunding / Finance Company
Special NotesSeller Financed
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueOct 01, 2051

Tax Assessment & Valuation

Source: Lubbock County records · Assessment roll updated October 1, 2025 · Last verified July 2026

Property Jurisdictions

TypeName
StateTexas
CountyLubbock County
MunicipalityLubbock City
Unified School DistrictLubbock Independent School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$1,149.00 (-3.85%) Homeowner's exemption$136,100 (+29.24%) Land $44,000 Building $92,100$136,100 (+13.75%) Land $44,000 Building $92,100
2024$1,195.00 (+15.68%)
2023$1,033.00 (-31.18%) Homeowner's exemption$105,304 Land $12,000 Building $107,649$119,649 Land $12,000 Building $107,649
2022$1,501.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Lubbock County (48303C), updated October 6, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 483030020022, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Flood Insurance CostPremium on Record
median of 1 individual NFIP policies nearby
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies1 in force
1 of 1 on primary residences

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

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