2605 3rd St, Sacramento, CA 95818 Property Records

Sacramento County property record for 2605 3rd St, Sacramento, CA 95818

Property Summary

Property Type	Condominium
Details	1 bd · 1 ba · 626 sqft · built 2019
Lot Size	2.29 acres (1 sqft)
Owner	Individual Name on File
Last Sale	$380,000 (May 2023)
Tax Bill	$4,876 (2025)
Deeds & Mortgages	Apr 2021 Mortgage May 2023 Sale & Mortgage + 1 more
Flood Zone	Zone X (reduced by levee)
APN	`009-0286-038-0008`

Property Details

APN / Parcel Number

Primary APN	`009-0286-038-0008`

Interior

Bedrooms	1 Bed
Full Baths	1 Bath
Total Rooms	3 Rooms
Stories	2 Stories
Building Area	626 sqft Living Area
1st Floor Area	95 sqft
2nd Floor Area	531 sqft

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Architectural Style	Custom Design
Construction Type	Wood
Roof Material	Other
Lot Area	1 sqft
Garage Area	207 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Street Address	2605 3RD ST
City	SACRAMENTO
State	CA
Zip	95818-1125
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	R-4-PUD
Legal Description	UNIT 52A OF THE MILL AT BROADWAY NO.2 PHASE 10 LANE HOMES & COTTAGES, REC. IN 20180430-1340
Legal Subdivision	NORTHWEST LAND PARK PHASE 2 EXPANSION
Jurisdiction	SACRAMENTO CA
Township / Civil Division	SACRAMENTO
Census Block Group	2
Census Block	2013
Census Tract	2200

Owner

2605 3rd St, a condominium, is owned and occupied by an individual who bought it in May 2023.

Source: Sacramento County records, as of July 22, 2026

Owner of Record	Individual Name on File
Mailing Address	2605 3RD ST, SACRAMENTO, CA 95818-1125
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 23, 2021	Deed of Trust, Mortgage · FHA Mortgage WESTCOAST MORTGAGE GROUP & REALTY CO
May 2, 2023	Grant Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC
Apr 23, 2021	Deed of Trust, Mortgage · FHA Mortgage WESTCOAST MORTGAGE GROUP & REALTY CO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 2, 2023 · Amount on File
Deed Sale	May 2, 2023 · Amount on File
Prior Sale	May 13, 2019 · Amount on File
Deed Book / Page	20230502 / 417
Record Updated	Sep 20, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	2605 3RD ST, SACRAMENTO, CA 95818-1125
Transaction Type	Mortgage
Record Updated	May 15, 2026
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2605 3RD ST, SACRAMENTO, CA 95818-1125

Mortgage

Document Number	0000000769
Date	Apr 23, 2021
Instrument	202104230769

Lender

Name	WESTCOAST MORTGAGE GROUP & REALTY CO
Type	Mortgage Company
Address	SACRAMENTO, CA 95818

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2051

May 2023: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SACRAMENTO CA
Recording Date	May 2, 2023
Property Address	2605 3RD ST, SACRAMENTO, CA 95818-1125
Document Number	0000000417
Map Reference	MB 401 PG 3
Instrument Date	Apr 24, 2023
Instrument	202305020417
Transaction Type	Transfer
Record Updated	May 11, 2023
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2605 3RD ST, SACRAMENTO, CA 95818-1125
Investor	Possibly a Property Investor

Mortgage

Document Number	0000000418
Date	May 2, 2023
Instrument	202305020418

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2053

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	2605 3RD ST, SACRAMENTO, CA 95818-1125
Transaction Type	Mortgage
Record Updated	May 5, 2021
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2605 3RD ST, SACRAMENTO, CA 95818-1125

Mortgage

Document Number	4230000000769
Date	Apr 23, 2021
Book Page	20210423/769

Lender

Name	WESTCOAST MORTGAGE GROUP & REALTY CO
Type	Mortgage Company
Address	SACRAMENTO, CA 95818

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 2605 3rd St was $4,876 with a homeowner's exemption, up 1.5% from the year before.

Source: Sacramento County assessment roll, as of July 22, 2026

Property Jurisdictions

Type	Name
State	California
County	Sacramento County
Municipality	Sacramento City
Unified School District	Sacramento City Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$403,258 (+2%) Land $159,181 Building $244,077
2025	$4,876.00 (+1.54%) Homeowner's exemption	$395,352 Land $156,060 Building $239,292
2024	$4,802.00 (+23.67%)
2023	$3,883.00 (+1.68%) Homeowner's exemption	$310,388 Land $107,219 Building $203,169
2022	$3,819.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 2605 3rd St in Zone X, where a levee reduces flood risk.

Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X reduced by levee · depends on levee performance
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 10 policies
Community Rating System	Class 4 (30% premium discount)
Nearby Flood Policies	10 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 2605 3rd St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SACRAMENTO MAIN state or territorial government · serves 527,979 people · EPA ID CA3410020
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 494 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
unWired Broadband Fixed Wireless	400 / 50
AT&T Fixed Wireless · Fiber, DSL in parts of the area	100 / 20

May also be available: Fidium Fiber, GeoLinks, T-Mobile, Verizon.

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