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2605 3rd St N, Saint Cloud, MN 56303 Property Records

Stearns County property record for 2605 3rd St N, Saint Cloud, MN 56303 · Last verified April 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms2 Beds
Bathrooms2 Baths
Year BuiltBuilt 1948
Square Footage972 sqft Living Area
Lot Size11,761 sqft (0.27 acres)
OccupancyOwner Occupied
Last Sale$225,000 (2025)
Tax Bill$2,374.00 (2026)

Property Details

APN / Parcel Number

Primary APN82-45446-0000

Interior

Bedrooms2 Beds
Full Baths2 Baths
Total Rooms5 Rooms
Building Area972 sqft Living Area
Stories1 Stories
Interior StructurePlaster Interior Structure

Exterior

Year BuiltBuilt 1948
Effective Year BuiltEffective 1948
Exterior MaterialMetal Exterior
Roof MaterialAsphalt Roof
Lot Area11,761 sqft (0.27 acres)
Lot Width92 ft Width
Parking Spaces2 Parking Spaces
Garage Area624 sqft Garage

Utilities and HVAC

Cooling SystemHVAC Cooling
Heating SystemHVAC Heating
Heating FuelGas Heating Fuel

Location & Zoning

Street Address2605 3RD ST N
CitySAINT CLOUD
StateMN
Zip56303-4222
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionLOTS 13 & 14 BLK 18 CENTRAL PARK ADD SECTION 10 TOWNSHIP 124 RANGE 028 CENTRAL PARK ADD SECTION 10 TOWNSHIP 124 RANGE 028
Legal Range28W
Legal Township124
Legal Section10
Legal SubdivisionCENTRAL PARK ADD
Legal Block18
Legal Lot Number13-14
JurisdictionSTEARNS MN
Minor Civil DivisionST. CLOUD
Census Blockgroup1
Census Block1015
Census Tract601

Owner

Source: Stearns County records · APN 82-45446-0000

Assessment roll updated November 6, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address2605 3RD ST N, SAINT CLOUD, MN 56303-4222
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Sep 17, 2025Warranty Deed, Transfer
Aug 07, 2023Warranty Deed, Transfer
ARDEN TITLE LLC
Nov 15, 2022Deed, Transfer

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleSep 17, 2025 · Amount on Record
Deed SaleSep 17, 2025 · Amount on Record
Prior SaleJul 29, 2025 · Amount on Record
Deed Doc Number20251699777
Record RefreshedJun 08, 2026

September 2025: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSTEARNS MN
Recording DateSep 17, 2025
Property Address2605 3RD ST N, SAINT CLOUD, MN 56303-4222
Document Number00A1699777
Instrument DateJul 25, 2025
InstrumentA1699777
Transaction TypeTransfer
Record UpdatedOct 14, 2025

Transaction

Tax$0.00
Amount AccuracyZero or No Consideration Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address2605 3RD ST N, SAINT CLOUD, MN 56303-4222

August 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSTEARNS MN
Recording DateAug 07, 2023
Property Address2605 3RD ST N, SAINT CLOUD, MN 56303-4222
Document Number00A1657750
Instrument DateJul 13, 2023
InstrumentA1657750
Transaction TypeTransfer
Record UpdatedOct 14, 2025
Title CompanyARDEN TITLE LLC

Transaction

Tax$0.00
Amount AccuracyZero or No Consideration Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address2605 3RD ST N, SAINT CLOUD, MN 56303-4222

November 2022: Deed, Transfer

Document TypeDeed
JurisdictionSTEARNS MN
Recording DateNov 15, 2022
Property Address2605 3RD ST N, SAINT CLOUD, MN 56303-4222
Document Number00A1644364
Instrument DateNov 11, 2022
InstrumentA1644364
Transaction TypeTransfer
Record UpdatedJul 10, 2023

Transaction

Tax$0.00
Amount AccuracyZero or No Consideration Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name

Tax Assessment & Valuation

Source: Stearns County records · Assessment roll updated November 6, 2025 · Last verified April 2026

Property Jurisdictions

TypeName
StateMinnesota
CountyStearns County
MunicipalitySt. Cloud City
Unified School DistrictSt. Cloud Public School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$2,374.00 (+16.72%)
2025$2,034.00 (+1.8%)$186,200 (+11.97%) Land $30,000 Building $156,200$186,200 (+11.97%) Land $30,000 Building $156,200
2023$1,998.00$166,300 Land $30,000 Building $136,300$166,300 Land $30,000 Building $136,300

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Stearns County (27145C), updated September 29, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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