26045 Matlin Rd, Ramona, CA 92065 Property Records

San Diego County property record for 26045 Matlin Rd, Ramona, CA 92065

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,936 sqft · built 1988
Lot Size	0.578 acres (25,175 sqft)
Owner	Company Name on Record
Last Sale	$555,000 (Jul 2015)
Tax Bill	$7,887 (2025)
Deeds & Mortgages	Jul 2018 Mortgage Sep 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`288-634-06-00`

Property Details

APN / Parcel Number

Primary APN	`288-634-06-00`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Building Area	2,936 sqft Living Area

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1988
Lot Area	25,175 sqft (0.578 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	3 Parking Spaces

Location & Zoning

Street Address	26045 MATLIN RD
City	RAMONA
State	CA
Zip	92065-4837
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RR
Legal Description	LOT 234 TR 007980
Legal Subdivision	SAN DIEGO COUNTRY ESTATES VI
Legal Tract	007980
Legal Block	1
Legal Lot Number	234
Jurisdiction	SAN DIEGO CA
Township / Civil Division	RAMONA
Census Block Group	1
Census Block	1005
Census Tract	20811

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	26045 MATLIN RD, RAMONA, CA 92065-4837
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Revocable Trust

Deeds, Mortgages & Sale History

Date	Document
Jul 17, 2018	Deed of Trust, Mortgage · Conventional Mortgage US BANK NA
Sep 21, 2020	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 20, 2015 · Amount on Record
Deed Sale	Jul 20, 2015 · Amount on Record
Prior Sale	Nov 20, 2012
Deed Document Number	2015380886
Last Transfer Date	Jul 23, 2015
Transfer Doc	0000549503
Record Updated	Oct 29, 2026

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	26045 MATLIN RD, RAMONA, CA 92065-4837
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	LAWYERS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000290332
Date	Jul 17, 2018
Instrument	2018-0290332

Lender

Name	US BANK NA
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	338 Months
Due	Sep 1, 2046

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	26045 MATLIN RD, RAMONA, CA 92065-4837
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	26045 MATLIN RD, RAMONA, CA 92065-4837

Mortgage

Document Number	0000556406
Date	Sep 21, 2020
Instrument	2020-0556406

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2050

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Unified School District	Ramona City Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$670,136 (+2%) Land $86,035 Building $584,101
2025	$7,887.00 (+6.45%) Homeowner's exemption	$656,998 (+4.04%) Land $84,349 Building $572,649
2023	$7,409.00 (-1.17%) Homeowner's exemption	$631,488 Land $81,075 Building $550,413
2022	$7,497.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	3 (2010–2015)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Jul 2015 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Extreme above 97.7% of the US · above 88% of California
Wildfire Likelihood	2% annual chance
Exposure	Direct burnable vegetation

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RAMONA MUNICIPAL WD serves 36,455 people · EPA ID CA3710019
Water Source	Purchased surface water from several systems
Last State Inspection	Oct 2022
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 123 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
AT&T DSL	100 / 20

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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