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26045 Luzon Ct, Punta Gorda, FL 33983 Property Records

Charlotte County property record for 26045 Luzon Ct, Punta Gorda, FL 33983

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 2,549 sqft · built 1979
Lot Size0.252 acres (10,992 sqft)
Owner2 Individual Names on Record
Last Sale$349,900 (May 2021)
Tax Bill$5,150 (2025)
Deeds & MortgagesMay 2021 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN402316308003

Property Details

APN / Parcel Number

Primary APN402316308003
Alternative APNs
  • 00952623527305
  • 10004617841

Interior

Bedrooms4 Beds
Full Baths3 Baths
Total Rooms7 Rooms
Stories1 Story
Building Area2,549 sqft Living Area
Gross Area3,805 sqft
1st Floor Area2,549 sqft

Exterior

Year BuiltBuilt 1979
Effective Year BuiltEffective 1979
Exterior MaterialBrick/Stone
Construction TypeMasonry / Concrete Block
Roof TypeGable/Hip
Roof MaterialTile
Lot Area10,992 sqft (0.252 acres)
Garage TypeAttached
Garage Area736 sqft
DrivewayDriveway
Driveway Area1 sqft
Parking Spaces3 Parking Spaces

Exterior Amenities

Pool Area376 sqft
PorchEnclosed/Screened Porch
Porch Area520 sqft
Lawn SprinklersLawn Sprinklers

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC
SewerConnected

Location & Zoning

Account Number00952623527305
Street Address26045 LUZON CT
CityPUNTA GORDA
StateFL
Zip33983-2620
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRSF3.5
Legal DescriptionPUNTA GORDA ISLES SEC23 BLK825 LT 3 570/2155 CT1075-258 1077-1436 1298/1682 1751/2146 2939/1134 3325/1149 4769/144
Legal Range23E
Legal Township40S
Legal Section16
Legal SubdivisionPUNTA GORDA ISLES
Legal TractPGI
Legal Block825
Legal Lot Number3
JurisdictionCHARLOTTE FL
Township / Civil DivisionPORT CHARLOTTE
Census Block Group4
Census Block4006
Census Tract20101

Owner

Source: Charlotte County records, as of November 19, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address26045 LUZON CT, PUNTA GORDA, FL 33983-2620
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 18, 2021 · Amount on Record
Deed SaleMay 18, 2021 · Amount on Record
Prior SaleDec 2, 1999 · Amount on Record
Deed Document Number20212946869
Deed Book / Page4769 / 144
Prior Transfer DateSep 19, 2008
Prior Transfer Doc0033251149
Record UpdatedJun 8, 2026

May 2021: Deed, Transfer

Document TypeDeed
JurisdictionCHARLOTTE FL
Recording DateMay 18, 2021
Property Address26045 LUZON CT, PUNTA GORDA, FL 33983-2620
Document Number0047690144
Book / Page4769 / 144
Map ReferenceMB 12 PG 2
Instrument DateMay 7, 2021
Instrument2946869
Transaction TypeTransfer
Record UpdatedJun 22, 2021
Title CompanyPREMIER TITLE OF FLORIDA

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,449.30
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address26045 LUZON CT, 26045, PUNTA GORDA, FL 33983-2620

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address26045 LUZON CT, PUNTA GORDA, FL 33983-2620

Mortgage

Document Number0047690146
DateMay 18, 2021
Book Page4769/146
Instrument2946871
Lender
NameNAVY FCU
TypeCredit Union
AddressVIENNA, VA 22180
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJun 1, 2051

Tax Assessment & Valuation

Source: Charlotte County assessment roll, as of November 19, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyCharlotte County
Unified School DistrictCharlotte County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$5,150.00 (-14.14%) Homeowner's exemption$381,394 (+4.83%) Land $38,250 Building $343,144$381,394 (+14.54%) Land $38,250 Building $343,144
2024$5,998.00 (+0.17%)
2023$5,988.00 (+5.13%) Homeowner's exemption$363,825 (+3%)$332,977 (-5.73%) Land $38,000 Building $294,977
2022$5,696.00 Homeowner's exemption$353,228 Land $27,200 Building $326,028$353,228 Land $27,200 Building $326,028

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 54 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies54 in force
Nearby Flood Claims1 (2022)
Claims Outside the SFHA1 of 1
Most Recent ClaimSep 2022 · Hurricane Ian

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 95% of the US · lower than 95% of Florida
Wildfire Likelihood0.02% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCHARLOTTE COUNTY UTILITIES
serves 173,820 people · EPA ID FL5084100
Water SourcePurchased surface water from several systems
Last State InspectionJun 2025
Lead10 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
resolved · Apr 2025
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 142 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Ripple Fiber
Fiber		2,000 / 2,000
Xfinity
Cable		2,000 / 250
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20

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