26040 Jacktone Rd, Galt, CA 95632 Property Records

San Joaquin County property record for 26040 Jacktone Rd, Galt, CA 95632

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 3,548 sqft · built 2004
Lot Size	9.74 acres (424,274 sqft)
Owner	Individual Name on File
Last Sale	$1,315,000 (May 2026)
Tax Bill	$5,077 (2026)
Deeds & Mortgages	Oct 2024 Line of Credit May 2026 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`021-020-250-000`

Property Details

APN / Parcel Number

Primary APN	`021-020-250-000`
Alternative APN	`021-020-25`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	3,548 sqft Living Area
1st Floor Area	3,548 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Architectural Style	Custom Design
Construction Type	Wood
Lot Area	424,274 sqft (9.74 acres)
Parking Spaces	4 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Old Parcel Number	021-020-25
Street Address	26040 JACKTONE RD
City	GALT
State	CA
Zip	95632-8227
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AL5
Legal Description	04 FM PT 24/PT TO 26/27/29/PM 22-157/PER OWNERS RE
Legal Subdivision	22-157, PARCEL MAP
Legal Block	1
Jurisdiction	SAN JOAQUIN CA
Township / Civil Division	LOCKEFORD
Census Block Group	1
Census Block	1027
Census Tract	4703

Owner

26040 Jacktone Rd is owned and occupied by an individual who bought it in May 2026.

Source: San Joaquin County records, as of October 13, 2026

Owner of Record	Individual Name on File
Mailing Address	26040 JACKTONE RD, GALT, CA 95632-8227
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 2, 2024	Deed of Trust, Mortgage · Line of Credit BMO BANK NA
May 28, 2026	Grant Deed, Transfer · Conventional Mortgage PNC BANK
Jan 12, 2021	Deed of Trust, Mortgage · Conventional Mortgage ACADEMY MORTGAGE CORP
Feb 15, 2019	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 28, 2026 · Amount on File
Deed Sale	May 28, 2026 · Amount on File
Prior Sale	Sep 15, 2011 · Amount on File
Deed Document Number	202648576
Prior Transfer Date	Feb 10, 2011
Prior Transfer Doc	0000020660
Record Updated	Oct 29, 2026

October 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN JOAQUIN CA
Property Address	26040 JACKTONE RD, GALT, CA 95632-8227
Transaction Type	Mortgage
Record Updated	Jun 18, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	26040 JACKTONE RD, GALT, CA 95632-8227

Mortgage

Document Number	0000084141
Date	Oct 2, 2024
Instrument	2024-084141

Lender

Name	BMO BANK NA
Type	Bank
Address	CHICAGO, IL 60606

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2054

May 2026: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN JOAQUIN CA
Recording Date	May 28, 2026
Property Address	26040 JACKTONE RD, GALT, CA 95632-8227
Document Number	0000048576
Instrument Date	May 26, 2026
Instrument	202648576
Transaction Type	Transfer
Record Updated	Aug 27, 2026
Title Company	OLD REPUBLIC TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$146,096.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	26040 JACKTONE RD, GALT, CA 95632-8227

Mortgage

Document Number	0000048577,
Date	May 28, 2026
Instrument	202648577

Lender

Name	PNC BANK

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	5.63%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN JOAQUIN CA
Property Address	26040 JACKTONE RD, GALT, CA 95632-8227
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	OLD REPUBLIC TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	26040 JACKTONE RD, GALT, CA 95632-8227

Mortgage

Document Number	0000006937
Date	Jan 12, 2021
Instrument	2021-006937

Lender

Name	ACADEMY MORTGAGE CORP
Type	Mortgage Company
Address	DRAPER, UT 84020

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Feb 1, 2036

February 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN JOAQUIN CA
Recording Date	Feb 15, 2019
Property Address	26040 JACKTONE RD, GALT, CA 95632-8227
Document Number	0000016262
Instrument Date	Feb 13, 2019
Instrument	16262
Transaction Type	Transfer
Record Updated	Mar 1, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	26040 JACKTONE RD GALT CA 956328227, GALT, CA 95632-8227

Tax Assessment & Valuation

The 2026 property tax bill for 26040 Jacktone Rd was $5,077 with a homeowner's exemption, up % from the year before.

Source: San Joaquin County assessment roll, as of September 24, 2025

Property Jurisdictions

Type	Name
State	California
County	San Joaquin County
Secondary School District	Galt Joint Union High School District (09 - 12)
Elementary School District	Oak View Union Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,077.00 (+0.02%)
2025	$5,076.00 Homeowner's exemption	$458,448 Land $138,160 Building $320,288
2023	$4,913.00 (+4.53%) Homeowner's exemption	$440,647 Land $132,796 Building $307,851	$896,130
2022	$4,700.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 26040 Jacktone Rd in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1998.

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 11 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	11 in force
Nearby Flood Claims	2 (1998–2017)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Feb 2017 · Severe Winter Storms, Flooding, And Mudslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 26040 Jacktone Rd is moderate, ranking above 58% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 58% of the US · lower than 65% of California
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 13 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
unWired Broadband Fixed Wireless	400 / 50
Softcom Internet Communications Fixed Wireless	400 / 50
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, Ayera Technologies.

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