2604 W Summerside Rd, Phoenix, AZ 85041 Property Records

Maricopa County property record for 2604 W Summerside Rd, Phoenix, AZ 85041

Property Summary

Property Type	Single Family Home
Details	3 bd · 3.5 ba · 2,732 sqft · built 2003
Lot Size	0.222 acres (9,668 sqft)
Owner	2 Individual Names on File
Last Sale	$530,000 (Oct 2022)
Tax Bill	$3,407 (2025)
Deeds & Mortgages	Jun 2026 Mortgage Sep 2020 Mortgage + 6 more
Flood Zone	Zone X (moderate risk)
APN	`300-16-173`

Property Details

APN / Parcel Number

Primary APN	`300-16-173`
Alternative APN	`300161736`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	11 Plumbing Fixtures
Total Rooms	9 Rooms
Stories	1 Story
Building Area	2,732 sqft Living Area
Gross Area	2,970 sqft
1st Floor Area	2,732 sqft

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Exterior Material	Combination
Construction Type	Frame
Roof Material	Concrete
Lot Area	9,668 sqft (0.222 acres)
View / Lot	Corner
Parking Spaces	3 Parking Spaces
Pool Area	448 sqft
Patio Area	238 sqft

Utilities, Heating & Cooling

Cooling System	Refrigeration
Heating System	Forced Air with A/C

Location & Zoning

Street Address	2604 W SUMMERSIDE RD
City	PHOENIX
State	AZ
Zip	85041-9541
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-10
Legal Description	CITRUS MOUNTAIN ESTATES MCR 592-36
Legal Range	2E
Legal Township	1S
Legal Section	12
Legal Subdivision	CITRUS MOUNTAIN ESTATES
Legal Lot Number	72
Jurisdiction	MARICOPA AZ
Township / Civil Division	PHOENIX
Census Block Group	1
Census Block	1027
Census Tract	116617

Owner

2604 W Summerside Rd is owned and occupied by two individuals who bought it in October 2022.

Source: Maricopa County records, as of June 24, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2604 W SUMMERSIDE RD, PHOENIX, AZ 85041-9541
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 18, 2026	Deed of Trust, Mortgage · Conventional Mortgage CROSSCOUNTRY MORTGAGE
Sep 28, 2020	Deed of Trust, Mortgage · VA Mortgage PRIMARY RESIDENTIAL MORTGAGE
Oct 21, 2022	Warranty Deed, Transfer · Conventional Mortgage BROKER SOLUTIONS INC
Jun 1, 2022	Warranty Deed, Transfer OS NATIONAL LLC
Sep 24, 2021	Warranty Deed, Transfer · Conventional Mortgage SUN WEST MORTGAGE COMPANY INC
Dec 9, 2019	Intrafamily Transfer, Transfer LAWYERS TITLE OF ARIZONA INC
Dec 9, 2019	Warranty Deed, Transfer · VA Mortgage PRIMARY RESIDENTIAL MORTGAGE INC
Jan 3, 2017	Warranty Deed, Transfer · Conventional Mortgage ACADEMY MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 21, 2022 · Amount on File
Deed Sale	Oct 21, 2022 · Amount on File
Prior Sale	Jun 1, 2022 · Amount on File
Deed Document Number	2022791832
Prior Transfer Date	Dec 6, 2019
Prior Transfer Doc	0000993682
Record Updated	Oct 29, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Recording Date	Jun 18, 2026
Property Address	2604 W SUMMERSIDE RD, PHOENIX, AZ 85041-9541
Document Number	0000366595
Instrument Date	Jun 9, 2026
Instrument	2026366595
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SOLU

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2604 W SUMMERSIDE RD, PHOENIX, AZ 85041-9541

Mortgage

Document Number	0000366595,
Date	Jun 18, 2026
Instrument	2026366595

Lender

Name	CROSSCOUNTRY MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	5.75%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	2604 W SUMMERSIDE RD, PHOENIX, AZ 85041-9541
Transaction Type	Mortgage
Record Updated	Nov 9, 2022
Title Company	GREAT AMERICAN TITLE AGENCY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2604W W SUMMERSIDE RD, PHOENIX, AZ 85041-9541

Mortgage

Document Number	0000917563
Date	Sep 28, 2020
Instrument	20200917563

Lender

Name	PRIMARY RESIDENTIAL MORTGAGE
Type	Mortgage Company
Address	SALT LAKE CITY, UT 84116

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2050

October 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARICOPA AZ
Recording Date	Oct 21, 2022
Property Address	2604 W SUMMERSIDE RD, PHOENIX, AZ 85041-9541
Document Number	0000791832
Map Reference	MB 592 PG 36
Instrument Date	Oct 21, 2022
Instrument	20220791832
Transaction Type	Transfer
Record Updated	Nov 9, 2022
Title Company	OS NATIONAL LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	410 N SCOTTSDALE RD # RD1600, 410, TEMPE, AZ 85288-7094

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	2604 W SUMMERSIDE RD, PHOENIX, AZ 85041-9541

Mortgage

Document Number	0000791833
Date	Oct 21, 2022
Instrument	20220791833

Lender

Name	BROKER SOLUTIONS INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2052

June 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARICOPA AZ
Recording Date	Jun 1, 2022
Property Address	2604 W SUMMERSIDE RD, PHOENIX, AZ 85041-9541
Document Number	0000467786
Map Reference	MB 592 PG 36
Instrument Date	Jun 1, 2022
Instrument	20220467786
Transaction Type	Transfer
Record Updated	Jul 1, 2026
Title Company	OS NATIONAL LLC

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	6109 MAHOGANY TER, GRANITEVILLE, SC 29829-3248

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	410 N SCOTTSDALE RD STE 1600, 1600, TEMPE, AZ 85288-0976
Investor	Possibly a Property Investor

September 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARICOPA AZ
Recording Date	Sep 24, 2021
Property Address	2604 W SUMMERSIDE RD, PHOENIX, AZ 85041-9541
Document Number	0001031946
Map Reference	MB 592 PG 36
Instrument Date	Sep 20, 2021
Instrument	20211031946
Transaction Type	Transfer
Record Updated	Nov 9, 2022
Title Company	PEOPLES TITLES INC, PIONEER TITLE AGENCY INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	8855 DORAL WEST DR, 8855, INDIANAPOLIS, IN 46250-3399

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	2604 W SUMMERSIDE RD, PHOENIX, AZ 85041-9541

Mortgage

Document Number	0001031947
Date	Sep 24, 2021
Instrument	20211031947

Lender

Name	SUN WEST MORTGAGE COMPANY INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2051

December 2019: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MARICOPA AZ
Recording Date	Dec 9, 2019
Property Address	2604 W SUMMERSIDE RD, PHOENIX, AZ 85041-9541
Document Number	0000993682
Map Reference	DOC 2002-1204185
Instrument Date	Dec 6, 2019
Instrument	20190993682
Transaction Type	Transfer
Record Updated	Nov 9, 2022
Title Company	LAWYERS TITLE OF ARIZONA INC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

December 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARICOPA AZ
Recording Date	Dec 9, 2019
Property Address	2604 W SUMMERSIDE RD, PHOENIX, AZ 85041-9541
Document Number	0000993681
Map Reference	DOC 2002-1204185
Instrument Date	Nov 25, 2019
Instrument	20190993681
Transaction Type	Transfer
Record Updated	Nov 9, 2022
Title Company	LAWYERS TITLE OF ARIZONA INC

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2604 W SUMMERSIDE RD, 2604, PHOENIX, AZ 85041-9541

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2604 W SUMMERSIDE RD, PHOENIX, AZ 85041-9541

Mortgage

Document Number	0000993683
Date	Dec 9, 2019
Instrument	20190993683

Lender

Name	PRIMARY RESIDENTIAL MORTGAGE INC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2050

January 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARICOPA AZ
Recording Date	Jan 3, 2017
Property Address	2604 W SUMMERSIDE RD, PHOENIX, AZ 85041-9541
Document Number	0000002781
Map Reference	MAP592 PG36
Instrument Date	Nov 9, 2016
Instrument	2017-0002781
Transaction Type	Transfer
Record Updated	Nov 9, 2022
Title Company	LAWYERS TITLE/KANSAS INC, LAWYERS TITLE OF ARIZONA INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	2604 W SUMMERSIDE RD, PHOENIX, AZ 85041-9541

Mortgage

Document Number	0000002782
Date	Jan 3, 2017
Instrument	2017-0002782

Lender

Name	ACADEMY MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 2604 W Summerside Rd was $3,407.

Source: Maricopa County assessment roll, as of October 22, 2025

Property Jurisdictions

Type	Name
State	Arizona
County	Maricopa County
Municipality	Phoenix City
Secondary School District	Phoenix Union High School District (09 - 12)
Elementary School District	Roosevelt Elementary District (PK - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$46,910 (+86.1%)	$469,100 (-2.21%) Land $93,800 Building $375,300
2025	$3,407.00	$25,207 (-49.26%)	$479,700 (-3.44%) Land $95,900 Building $383,800
2024		$49,680	$496,800 Land $99,300 Building $397,500
2023	$3,693.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 2604 W Summerside Rd in Zone X, an area of moderate flood risk.

Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2604 W Summerside Rd is moderate, ranking above 46% of the US, with a 0.07% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 46% of the US · lower than 62% of Arizona
Wildfire Likelihood	0.07% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF PHOENIX serves 1,695,000 people · EPA ID AZ0407025
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Jan 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 243 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
AirFiber WISP Fixed Wireless	100 / 25
Tristate Wi-Fi by Wi-Fiber Fixed Wireless	100 / 20

May also be available: GeoLinks, Verizon.

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