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2604 SW Toronado Trl, Stuart, FL 34997 Property Records

Martin County property record for 2604 SW Toronado Trl, Stuart, FL 34997

Property Summary

Property TypeMobile Home
Details2 bd · 2 ba · 1,467 sqft · built 1985
Lot Size0.152 acres (6,621 sqft)
OwnerIndividual Name on Record
Last Sale$235,000 (Mar 2024)
Tax Bill$464 (2025)
Deeds & MortgagesApr 2026 Mortgage
Mar 2024 Sale & Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN12-39-40-002-008-0004.0-2-0000

Property Details

APN / Parcel Number

Primary APN12-39-40-002-008-0004.0-2-0000
Alternative APNs
  • 12-39-40-002-008-00040-2
  • 59448

Interior

Bedrooms2 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,467 sqft Living Area
1st Floor Area1,467 sqft
Utility RoomUtility Room
Fireplaces1 Fireplace
FireplaceFireplace
ElevatorElevator

Exterior

Year BuiltBuilt 1985
Effective Year BuiltEffective 1995
Architectural StyleModular
Exterior MaterialAluminum/Vinyl
Foundation TypeSlab (Mat/Raft)
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area6,621 sqft (0.152 acres)
Garage TypeCarport
Garage Area432 sqft
CarportCarport
Carport Area432 sqft
PorchOpen/Screened Porch
Porch Area150 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number59448
Street Address2604 SW TORONADO TRL
CitySTUART
StateFL
Zip34997-8952
Property CategoryResidential
Property TypeResidential > Prefabricated > Mobile Home
Local Zoning CodeRT
Legal DescriptionST LUCIE FALLS BLK 8 W 40 OF LOT 4 & E 20 OF LOT 5 (AKA LOT 4)
Legal Range40E
Legal Township39S
Legal Section12
Legal SubdivisionST LUCIE FALLS (AKA RIVER FOREST)
Legal Block8
Legal Lot Number4,5
JurisdictionMARTIN FL
Township / Civil DivisionINDIANTOWN
Census Block Group1
Census Block1026
Census Tract1702

Owner

Source: Martin County records, as of September 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address2604 SW TORONADO TRL, STUART, FL 34997-8952
OccupancyOwner Occupied
Owner TypeIndividual
VestingUnmarried Man

Deeds, Mortgages & Sale History

DateDocument
Apr 20, 2026Deed of Trust, Mortgage · VA Mortgage
UNITED MORTGAGE LENDING
Mar 8, 2024Warranty Deed, Transfer · VA Mortgage
ACOPIA LLC
Jun 17, 2020Quit Claim Deed, Transfer
ATTORNEY ONLY
Aug 23, 2019Warranty Deed, Transfer · FHA Mortgage
EAST COAST MORTGAGE LENDERS INC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMar 8, 2024 · Amount on Record
Deed SaleMar 8, 2024 · Amount on Record
Prior SaleAug 23, 2019 · Amount on Record
Deed Document Number20243061702
Deed Book / Page3424 / 2110
Prior Transfer DateJun 11, 2020
Prior Transfer Doc0000000362
Record UpdatedOct 29, 2026

April 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMARTIN FL
Recording DateApr 20, 2026
Property Address2604 SW TORONADO TRL, STUART, FL 34997-8952
Document Number0003181325
Book / Page3561 / 1243
Instrument DateMar 9, 2026
Instrument20263181325
Transaction TypeMortgage
Record UpdatedJul 12, 2026
Title CompanyUNLS

Transaction

Tax$0.00
Additional
  • Multiple Parcels

Transferred To (Grantee/Buyer)

NameVerified Name
Address2604 SW TORONADO TRL, STUART, FL 34997-8952

Mortgage

Document Number0003181325,
DateApr 20, 2026
Book Page3561/1243
Instrument20263181325
Lender
NameUNITED MORTGAGE LENDING
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueApr 1, 2056
Interest
Rate TypeAdjustable Rate
Rate6.11%
Initial TypeAdjustable Rate
AdjustableAdjustable Rate Rider
Max Rate-1%

March 2024: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMARTIN FL
Recording DateMar 8, 2024
Property Address2604 SW TORONADO TRL, STUART, FL 34997-8952
Document Number0034242110
Book / Page3424 / 2110
Map ReferenceMB 12 PG 48
Instrument DateMar 5, 2024
Instrument3061702
Transaction TypeTransfer
Record UpdatedMar 29, 2024
Title CompanyARROW TITLE SERVICES INC

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$1,645.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address10 GREEN WAY APT 213, 213, WAYLAND, MA 01778-2631

Transferred To (Grantee/Buyer)

NameVerified Name
Address2604 SW TORONADO TRL, STUART, FL 34997-8952

Mortgage

Document Number0034242112
DateMar 8, 2024
Instrument3424/2112
Lender
NameACOPIA LLC
TypeMortgage Company
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueApr 1, 2054

June 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionMARTIN FL
Recording DateJun 17, 2020
Property Address2604 SW TORONADO TRL, STUART, FL 34997-8952
Document Number0031360901
Book / Page003136 / 000901
Instrument DateJun 11, 2020
Instrument2820362
Transaction TypeTransfer
Record UpdatedAug 4, 2020
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address2604 SW TORONADO TRL STUART FL 349978952, STUART, FL 34997-8952

August 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMARTIN FL
Recording DateAug 23, 2019
Property Address2604 SW TORONADO TRL, STUART, FL 34997-8952
Document Number0030781309
Book / Page3078 / 1309
Map ReferenceMB 12 PG 48
Instrument DateAug 8, 2019
Instrument2771452
Transaction TypeTransfer
Record UpdatedMay 2, 2022
Title CompanyARROW TITLE SERVICES INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$826.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address5030 SE PINE RIDGE WAY, 5030, STUART, FL 34997-6930

Transferred To (Grantee/Buyer)

NameVerified Name
Address2604 SW TORONADO TRL, STUART, FL 34997-8952

Mortgage

Document Number0030781310
DateAug 23, 2019
Instrument3078/1310
Lender
NameEAST COAST MORTGAGE LENDERS INC
TypeLending Institution
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueSep 1, 2049

Tax Assessment & Valuation

Source: Martin County assessment roll, as of September 29, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyMartin County
Unified School DistrictMartin County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$464.00 (-69.43%) Homeowner's exemption$181,310 (+75.11%) Land $110,000 Building $71,310$181,310 (+45.25%) Land $110,000 Building $71,310
2024$1,518.00 (+3.83%)
2023$1,462.00 (+4.8%) Additional exemption filed$103,539 (+3%)$124,830 (+9.87%) Land $80,000 Building $44,830
2022$1,395.00 Homeowner's exemption$100,524$113,620 Land $74,370 Building $39,250

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 74 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies74 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 46% of the US · lower than 83% of Florida
Wildfire Likelihood0.09% annual chance
ExposureIndirect
within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMARTIN CO UTILITIES
serves 104,105 people · EPA ID FL4431891
Water SourceGroundwater
Last State InspectionMay 2025
Lead4 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting17
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 432 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Fiber · Cable in parts of the area		2,000 / 2,000
Verizon
Fixed Wireless		300 / 20
AT&T
DSL · Fiber in parts of the area		100 / 20

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