Hillsborough County property record for 2604 Shilo Ct, Valrico, FL 33596
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,258 sqft · built 1989 |
| Lot Size | 0.104 acres (4,531 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $340,000 (Jul 2025) |
| Tax Bill | $2,529 (2025) |
| Deeds & Mortgages | Jun 2026 Mortgage Nov 2024 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 087400-5438 |
| Primary APN | 087400-5438 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,258 sqft Living Area |
| Gross Area | 1,859 sqft |
| 1st Floor Area | 1,258 sqft |
| Flooring | Tile |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1989 |
|---|---|
| Effective Year Built | Effective 2007 |
| Architectural Style | Contemporary |
| Exterior Material | Brick/Stone |
| Construction Type | Frame |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 4,531 sqft (0.104 acres) |
| Lot Dimensions | 90 ft deep x 51 ft wide |
| Garage Type | Attached |
| Garage Area | 380 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Enclosed Porch |
| Porch Area | 221 sqft |
| Patio Area | 240 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 0874005438 |
|---|---|
| Street Address | 2604 SHILO CT |
| City | VALRICO |
| State | FL |
| Zip | 33596-6321 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PD |
| Legal Description | BLOOMINGDALE SECTION R UNIT 1 LOT 23 BLOCK 17 |
| Legal Range | 21E |
| Legal Township | 30S |
| Legal Section | 07 |
| Legal Subdivision | BLOOMINGDALE SECTION R UNIT 1 |
| Legal Tract | 36A |
| Legal Block | 17 |
| Legal Lot Number | 23 |
| Legal Unit | 1 |
| Jurisdiction | HILLSBOROUGH FL |
| Township / Civil Division | WIMAUMA-RIVERVIEW |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 13409 |
2604 Shilo Ct is owned and occupied by two individuals who bought it in July 2025.
Source: Hillsborough County records, as of September 30, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 2604 SHILO CT, VALRICO, FL 33596-6321 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 1, 2026 | Deed of Trust, Mortgage · FHA Mortgage PENNYMAC LOAN SERVICES LLC |
| Nov 6, 2024 | Deed of Trust, Mortgage · Line of Credit HOMEBRIDGE FINANCIAL SERVICES INC |
| Jul 3, 2025 | Warranty Deed, Transfer · FHA Mortgage KIND LENDING LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 3, 2025 · Amount on File |
| Deed Sale | Jul 3, 2025 · Amount on File |
| Prior Sale | May 1, 2016 · Amount on File |
| Deed Document Number | 2025290615 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HILLSBOROUGH FL |
| Recording Date | Jun 1, 2026 |
| Property Address | 2604 SHILO CT, VALRICO, FL 33596-6321 |
| Document Number | 0000207293 |
| Instrument Date | May 23, 2026 |
| Instrument | 2026207293 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 2604 SHILO CT, VALRICO, FL 33596-6321 |
| Document Number | 0000207293, |
|---|---|
| Date | Jun 1, 2026 |
| Instrument | 2026207293 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 1, 2056 |
| Rate | 6.23% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HILLSBOROUGH FL |
| Property Address | 2604 SHILO CT, VALRICO, FL 33596-6321 |
| Transaction Type | Mortgage |
| Record Updated | Dec 18, 2025 |
| Name | Verified Name |
|---|---|
| Address | 2604 SHILO CT, VALRICO, FL 33596-6321 |
| Document Number | 0000457098 |
|---|---|
| Date | Nov 6, 2024 |
| Instrument | 2024457098 |
| Name | HOMEBRIDGE FINANCIAL SERVICES INC |
|---|---|
| Type | Mortgage Company |
| Address | ISELIN, NJ 08830 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 359 Months |
| Due | Oct 16, 2054 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HILLSBOROUGH FL |
| Recording Date | Jul 3, 2025 |
| Property Address | 2604 SHILO CT, VALRICO, FL 33596-6321 |
| Document Number | 0000290615 |
| Map Reference | MB 59 PG 48 |
| Instrument Date | Jun 27, 2025 |
| Instrument | 2025290615 |
| Transaction Type | Transfer |
| Record Updated | Dec 18, 2025 |
| Title Company | STRATEGIC TITLE LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,380.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 7825 LITHIA PINECREST RD, LITHIA, FL 33547-9700 |
| Name | Verified Name |
|---|---|
| Address | 2604 SHILO CT, VALRICO, FL 33596-6321 |
| Document Number | 0000290616 |
|---|---|
| Date | Jul 3, 2025 |
| Instrument | 2025290616 |
| Name | KIND LENDING LLC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 1, 2055 |
The 2025 property tax bill for 2604 Shilo Ct was $2,529 with a homeowner's exemption.
Source: Hillsborough County assessment roll, as of September 29, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Hillsborough County |
| Unified School District | Hillsborough County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $205,046 (+55.38%) Land $55,034 Building $150,012 | $205,046 (+2.73%) Land $55,034 Building $150,012 | |
| 2025 | $2,529.00 Homeowner's exemption | $131,963 | $199,590 Land $55,034 Building $144,556 |
| 2023 | $2,207.00 (+7.61%) Homeowner's exemption | $124,509 (+3%) | $184,249 (+4.25%) Land $50,031 Building $134,218 |
| 2022 | $2,051.00 Homeowner's exemption | $120,883 | $176,738 Land $40,025 Building $136,713 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 2604 Shilo Ct in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 2604 Shilo Ct has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HCWRD/SOUTH-CENTRAL serves 515,012 people · EPA ID FL6290787 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Nov 2025 |
| Lead | Under 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 649 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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