2604 Saddlebrook Dr, Naperville, IL 60564 Property Records

Will County property record for 2604 Saddlebrook Dr, Naperville, IL 60564

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 3,678 sqft · built 1996
Lot Size	0.29 acres (12,636 sqft)
Owner	Individual Name on Record
Last Sale	$545,000 (Feb 2005)
Tax Bill	$19,715 (2025)
Deeds & Mortgages	Nov 2019 Line of Credit Jan 2020 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`07-01-04-256-002`

Property Details

APN / Parcel Number

Primary APN	`07-01-04-256-002`
Alternative APN	`01042560020000`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,678 sqft Total Area
1st Floor Area	1,957 sqft
2nd Floor Area	1,721 sqft
Basement Area	1,957 sqft
Unfinished Basement	1,957 sqft

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1996
Construction Type	Frame
Lot Area	12,636 sqft (0.29 acres)
Garage Area	727 sqft

Location & Zoning

Street Address	2604 SADDLEBROOK DR
City	NAPERVILLE
State	IL
Zip	60564-4623
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 683 IN WHITE EAGLE CLUB UNIT 18, A SUB IN THE NE 1/4 OF SEC 4, T37N-R9E.
Legal Range	09E
Legal Township	37N
Legal Section	04
Legal Subdivision	WHITE EAGLE GOLF
Legal Block	18
Legal Lot Number	683
Legal Unit	18
Jurisdiction	WILL IL
Township / Civil Division	WHEATLAND
Census Block Group	2
Census Block	2000
Census Tract	880323

Owner

Source: Will County records, as of August 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2604 SADDLEBROOK DR, NAPERVILLE, IL 60564-4623
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 26, 2019	Deed of Trust, Mortgage · Line of Credit BELMONT BK&TR
Jan 6, 2020	Deed of Trust, Construction Loan · Line of Credit BELMONT BK&TR

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 24, 2005 · Amount on Record
Deed Sale	Feb 24, 2005 · Amount on Record
Prior Sale	Nov 21, 2001 · Amount on Record
Deed Document Number	200532487
Record Updated	Oct 29, 2026

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WILL IL
Property Address	2604 SADDLEBROOK DR, NAPERVILLE, IL 60564-4623
Document Number	0000000794
Instrument Date	Nov 26, 2019
Transaction Type	Mortgage
Record Updated	Jan 23, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2604 SADDLEBROOK DR NAPERVILLE IL 605644623, NAPERVILLE, IL 60564-4623

Mortgage

Document Number	0000000794
Date	Jan 3, 2020
Instrument	794

Lender

Name	BELMONT BK&TR
Type	Bank
Address	8250 W BELMONT AVE, CHICAGO, IL 60634-2809

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	4.75%

January 2020: Deed of Trust, Construction Loan

Document Type	Deed of Trust
Jurisdiction	WILL IL
Recording Date	Jan 6, 2020
Property Address	2604 SADDLEBROOK DR, NAPERVILLE, IL 60564-4623
Document Number	0000000915
Instrument Date	Nov 26, 2019
Instrument	915
Transaction Type	Construction Loan
Record Updated	Jan 29, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	2604 SADDLEBROOK DR NAPERVILLE IL 605644623, NAPERVILLE, IL 60564-4623

Mortgage

Document Number	0000000915
Date	Jan 6, 2020
Instrument	915

Lender

Name	BELMONT BK&TR
Type	Bank
Address	8250 W BELMONT AVE, CHICAGO, IL 60634-2809

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	12 Months
Due	Jan 5, 2021

Interest

Rate Type	Adjustable Rate
Rate	4.75%

Tax Assessment & Valuation

Source: Will County assessment roll, as of August 24, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Will County
County Subdivision	Wheatland Township
Municipality	Naperville City
Unified School District	Indian Prairie Community Unit School District 204 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$19,715.00 (+18.55%)	$324,215 (+9.95%) Land $97,151 Building $227,064	$972,645 (+9.95%) Land $291,453 Building $681,192
2024		$294,875 (+25.19%) Land $88,359 Building $206,516	$884,625 (+25.19%) Land $265,077 Building $619,548
2022	$16,630.00 Homeowner's exemption	$235,539 Land $73,840 Building $161,699	$706,617 Land $221,520 Building $485,097

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 74% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NAPERVILLE serves 156,406 people · EPA ID IL0434670
Water Source	Purchased surface water from DU PAGE WATER COMMISSION
Last State Inspection	Sep 2025
Lead	6 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	15 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 287 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Cable · Fiber in parts of the area	1,500 / 50
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: T-Mobile, Verizon.

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