St. Louis County property record for 2604 Ripple Island, Ely, MN 55731
| Property Type | Seasonal / Vacation Home |
|---|---|
| Details | 1 bd · 845 sqft · built 1982 |
| Lot Size | 2.48 acres (108,029 sqft) |
| Owner | Company Name on Record |
| Last Sale | $359,000 (Nov 2001) |
| Tax Bill | $5,184 (2026) |
| Flood Zone | Zone A (high risk) |
| APN | 465-0040-01940 |
| Primary APN | 465-0040-01940 |
|---|---|
| Alternative APN |
|
| Bedrooms | 1 Bed |
|---|---|
| Stories | 1 Story |
| Building Area | 845 sqft Gross Area |
| 1st Floor Area | 676 sqft |
| Year Built | Built 1982 |
|---|---|
| Effective Year Built | Effective 1982 |
| Architectural Style | Rustic |
| Exterior Material | Wood |
| Construction Type | Frame |
| Lot Area | 108,029 sqft (2.48 acres) |
| Deck Area | 25 sqft |
| Sauna | Sauna |
| Heating Fuel | Wood |
|---|
| Account Number | 890479 |
|---|---|
| Street Address | 2604 RIPPLE IS |
| City | ELY |
| State | MN |
| Zip | 55731 |
| Property Category | Residential |
| Property Type | Residential > Specialized > Seasonal / Vacation Home |
| Local Zoning Code | RES |
| Legal Description | LOT 5 EX 9.7 AC AT N SIDE AND EX 9.32 ACAT S SIDE SERIAL # |
| Legal Range | 13W |
| Legal Township | 63N |
| Legal Section | 14 |
| Legal Subdivision | MORSE TOWN OF |
| Legal Lot Number | 5 |
| Jurisdiction | ST LOUIS MN |
| Township / Civil Division | MORSE |
| Census Block Group | 2 |
| Census Block | 2025 |
| Census Tract | 15401 |
Source: St. Louis County records, as of August 17, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 930 JONES AVE NW, ALBANY, OR 97321-1314 |
| Owner Type | Company |
| Vesting | Trust |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 28, 2001 · Amount on Record |
| Deed Sale | Nov 28, 2001 · Amount on Record |
| Deed Document Number | 2001836484 |
| Last Transfer Date | Sep 4, 2009 |
| Transfer Doc | 0001117819 |
| Record Updated | Sep 20, 2026 |
Source: St. Louis County assessment roll, as of August 17, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | St. Louis County |
| County Subdivision | Morse Township |
| Unified School District | Ely Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $5,184.00 (+17.93%) | ||
| 2025 | $4,396.00 (+6.18%) | $543,000 (+16.4%) Land $385,500 Building $157,500 | $543,000 (+16.4%) Land $385,500 Building $157,500 |
| 2024 | $4,140.00 | $466,500 (+25.44%) Land $335,400 Building $131,100 | $466,500 (+25.44%) Land $335,400 Building $131,100 |
| 2022 | $371,900 Land $268,600 Building $103,300 | $371,900 Land $268,600 Building $103,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 24, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone A high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Not determined for this zone |
| Flood Insurance Requirement | Required federally backed loans |
| Nearby Flood Policies | 4 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 47% of the US · above 77% of Minnesota |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 4 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
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