2604 Rain Dr, Bakersfield, CA 93313 Property Records

Kern County property record for 2604 Rain Dr, Bakersfield, CA 93313

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,287 sqft · built 2009
Lot Size	0.14 acres (6,098 sqft)
Owner	2 Individual Names on File
Last Sale	$365,000 (Apr 2025)
Tax Bill	$5,377 (2025)
Deeds & Mortgages	May 2026 Mortgage Jan 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`515-784-04-9`

Property Details

APN / Parcel Number

Primary APN	`515-784-04-9`
Alternative APNs	`515-784-04-00-0` `5157840400` `51578404`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,287 sqft Living Area
Gross Area	1,706 sqft
1st Floor Area	1,287 sqft
Family Room	Family Room

Exterior

Year Built	Built 2009
Effective Year Built	Effective 2009
Construction Type	Frame
Lot Area	6,098 sqft (0.14 acres)
Garage Type	Attached
Garage Area	361 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	58 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Floor/Wall Furnace
Heating Fuel	Solar

Location & Zoning

Account Number	515784049
Street Address	2604 RAIN DR
City	BAKERSFIELD
State	CA
Zip	93313-2211
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	TRACT 6367 , BLOCK UN4, LOT 29
Legal Subdivision	TRACT NO. 6367 UNIT 4
Legal Tract	6367
Legal Block	1
Legal Lot Number	29
Jurisdiction	KERN CA
Township / Civil Division	GREENFIELD-PANAMA
Census Block Group	1
Census Block	1010
Census Tract	3216

Owner

Source: Kern County assessment roll, as of July 21, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	2604 RAIN DR, BAKERSFIELD, CA 93313-2211
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
May 12, 2026	Deed of Trust, Mortgage · FHA Mortgage NEST HOME LENDING LLC
Jan 11, 2022	Grant Deed, Transfer · Conventional Mortgage GOLDEN EMPIRE MORTGAGE INC

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Apr 17, 2025 · Amount on Record
Deed Sale	Apr 17, 2025 · Amount on Record
Prior Sale	Jan 11, 2022 · Amount on Record
Deed Document Number	202542206
Prior Transfer Date	Apr 1, 2009
Prior Transfer Doc	0000053298
Record Updated	Sep 20, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KERN CA
Recording Date	May 12, 2026
Property Address	2604 RAIN DR, BAKERSFIELD, CA 93313-2211
Document Number	0000053599
Instrument Date	May 1, 2026
Instrument	202653599
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	VISIONET SYSTEMS INC, VISIONET SYSTEMS

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants, 205
Address	2604 RAIN DR, BAKERSFIELD, CA 93313-2211

Mortgage

Document Number	0000053599,
Date	May 12, 2026
Instrument	202653599

Lender

Name	NEST HOME LENDING LLC

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2056

Interest

Rate	6.46%
Max Rate	-1%

January 2022: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	KERN CA
Recording Date	Jan 11, 2022
Property Address	2604 RAIN DR, BAKERSFIELD, CA 93313-2211
Document Number	0000005134
Map Reference	MB 56 PG 183
Instrument Date	Dec 8, 2021
Instrument	222005134
Transaction Type	Transfer
Record Updated	Apr 2, 2026
Title Company	CHICAGO TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	2604 RAIN DR, BAKERSFIELD, CA 93313-2211
Investor	Possibly a Property Investor

Mortgage

Document Number	0000005135
Date	Jan 11, 2022
Instrument	222005135

Lender

Name	GOLDEN EMPIRE MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2052

Tax Assessment & Valuation

Source: Kern County assessment roll, as of July 21, 2025

Property Jurisdictions

Type	Name
State	California
County	Kern County
Municipality	Bakersfield City
Elementary School District	Greenfield Union School District (KG - 08)
Secondary School District	Kern High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$5,377.00 (+4.37%)	$344,892 (+4.04%) Land $63,672 Building $281,220
2023	$5,152.00 (+35.69%) Homeowner's exemption	$331,500 Land $61,200 Building $270,300
2022	$3,797.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective April 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CWS - BAKERSFIELD private · serves 268,129 people · EPA ID CA1510003
Water Source	Surface water
Last State Inspection	Apr 2025
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 481 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Applied Technology Group Fixed Wireless	500 / 500
UnWired Broadband Holding Fixed Wireless	400 / 50
T-Mobile USA Fixed Wireless	100 / 20
AT&T DSL	100 / 20

May also be available: California Internet, Verizon.

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