2604 N Wall St, Spokane, WA 99205 Property Records

Spokane County property record for 2604 N Wall St, Spokane, WA 99205

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 961 sqft · built 1939
Lot Size	0.163 acres (7,100 sqft)
Owner	Individual Name on File
Tax Bill	$2,467 (2026)
Deeds & Mortgages	Jul 2017 Line of Credit Feb 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`35071.2808`

Property Details

APN / Parcel Number

Primary APN	`35071.2808`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	961 sqft Living Area
Gross Area	1,922 sqft
1st Floor Area	961 sqft
Basement Area	961 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1939
Effective Year Built	Effective 1970
Architectural Style	Bungalow
Exterior Material	Asbestos
Construction Type	Wood
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	7,100 sqft (0.163 acres)
Lot Dimensions	142 ft deep x 50 ft wide
Garage Type	Detached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Patio Area	132 sqft
Canopy	132 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	2604 N WALL ST
City	SPOKANE
State	WA
Zip	99205-3266
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RSF
Legal Description	CENTRAL ADD L8 B13
Legal Range	43E
Legal Township	25N
Legal Section	07
Legal Subdivision	CENTRAL ADD
Legal Block	13
Legal Lot Number	8
Jurisdiction	SPOKANE WA
Township / Civil Division	SPOKANE
Census Block Group	2
Census Block	2017
Census Tract	1900

Owner

2604 N Wall St is owned and occupied by an individual.

Source: Spokane County records, as of September 16, 2026

Owner of Record	Individual Name on File
Mailing Address	2604 N WALL ST, SPOKANE, WA 99205-3266
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 18, 2017	Deed of Trust, Mortgage · Line of Credit WASHINGTON TRUST BANK
Feb 14, 2020	Deed of Trust, Mortgage · Conventional Mortgage WASHINGTON TRUST BANK

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Oct 29, 2026

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPOKANE WA
Property Address	2604 N WALL ST, SPOKANE, WA 99205-3266
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0006621905
Date	Jul 18, 2017
Instrument	6621905

Lender

Name	WASHINGTON TRUST BANK
Type	Bank
Address	SPOKANE, WA 99210

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPOKANE WA
Property Address	2604 N WALL ST, SPOKANE, WA 99205-3266
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	WFG INSURED

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0006892187
Date	Feb 14, 2020
Instrument	6892187

Lender

Name	WASHINGTON TRUST BANK
Type	Bank
Address	SPOKANE, WA 99201

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Mar 1, 2035

Tax Assessment & Valuation

The 2026 property tax bill for 2604 N Wall St was $2,467, up 8.5% from the year before.

Source: Spokane County assessment roll, as of September 16, 2026

Property Jurisdictions

Type	Name
State	Washington
County	Spokane County
Municipality	Spokane City
Unified School District	Spokane Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,467.00 (+8.49%)	$245,300 Land $70,000 Building $175,300	$245,300 Land $70,000 Building $175,300
2025	$2,274.00
2024		$230,000 (+27.49%) Land $55,000 Building $175,000	$230,000 (+27.49%) Land $55,000 Building $175,000
2023	$2,254.00 (+6.57%)	$180,400 Land $35,000 Building $145,400	$180,400 Land $35,000 Building $145,400
2022	$2,115.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2604 N Wall St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 2604 N Wall St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SPOKANE serves 346,138 people · EPA ID WA5383100
Water Source	Groundwater
Last State Inspection	Sep 2024
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 646 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber · DSL in parts of the area	3,000 / 3,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
Wind Wireless Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20
Intermax Networks Fixed Wireless	100 / 20

May also be available: TDS Telecom.

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