Osceola County property record for 2604 Meadowedge Loop, Saint Cloud, FL 34772
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,448 sqft · built 2019 |
| Lot Size | 0.19 acres (8,276 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $530,000 (Jun 2025) |
| Tax Bill | $7,336 (2025) |
| Deeds & Mortgages | Dec 2025 Transfer Sep 2021 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 17-26-31-5262-0001-6310 |
| Primary APN | 17-26-31-5262-0001-6310 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 2,448 sqft Living Area |
| Gross Area | 3,436 sqft |
| 1st Floor Area | 2,448 sqft |
| Flooring | Tile |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2019 |
|---|---|
| Effective Year Built | Effective 2019 |
| Exterior Material | Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 8,276 sqft (0.19 acres) |
| Garage Type | Attached |
| Garage Area | 628 sqft |
| Pool Type | In-Ground Pool |
|---|---|
| Pool Area | 460 sqft |
| Porch | Finished/Open Porch |
| Porch Area | 360 sqft |
| Deck Area | 210 sqft |
| Cooling System | Package A/C |
|---|---|
| Heating System | HVAC |
| Street Address | 2604 MEADOWEDGE LOOP |
|---|---|
| City | SAINT CLOUD |
| State | FL |
| Zip | 34772-7856 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | TWIN LAKES PH 2A-2B PB 27 PGS 121-126 LOT 631 |
| Legal Range | 31E |
| Legal Township | 26S |
| Legal Section | 17 |
| Legal Subdivision | TWIN LAKES PH 2A-2B |
| Legal Phase | 2A-2B |
| Legal Lot Number | 631 |
| Jurisdiction | OSCEOLA FL |
| Township / Civil Division | ST. CLOUD |
| Census Block Group | 1 |
| Census Block | 1023 |
| Census Tract | 43301 |
Source: Osceola County records · APN 17-26-31-5262-0001-6310
Assessment roll updated November 26, 2025 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 2604 MEADOWEDGE LOOP, SAINT CLOUD, FL 34772-7856 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Married Couple |
| Date | Document |
|---|---|
| Dec 12, 2025 | Intrafamily Transfer, Transfer |
| Sep 30, 2021 | Warranty Deed, Transfer · Conventional Mortgage HOMETOWN EQUITY MORTGAGE |
| Dec 17, 2020 | Grant Deed, Transfer CLEAR TITLE/FL LLC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jun 04, 2025 · Amount on Record |
| Deed Sale | Jun 04, 2025 · Amount on Record |
| Prior Sale | Sep 30, 2021 · Amount on Record |
| Deed Document Number | 202570492 |
| Deed Book / Page | 6799 / 609 |
| Last Transfer Date | Dec 12, 2025 |
| Transfer Doc | 0068922935 |
| Record Updated | Sep 20, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Dec 12, 2025 |
| Property Address | 2604 MEADOWEDGE LOOP, SAINT CLOUD, FL 34772-7856 |
| Document Number | 0068922935 |
| Book / Page | 6892 / 2935 |
| Map Reference | MB 27 PG 121-126 |
| Instrument Date | Dec 12, 2025 |
| Instrument | 2025152154 |
| Transaction Type | Transfer |
| Record Updated | Dec 24, 2025 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2604 MEADOWEDGE LOOP, SAINT CLOUD, FL 34772-7856 |
| Name | Verified Name |
|---|---|
| Address | 2604 MEADOWEDGE LOOP, SAINT CLOUD, FL 34772-7856 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Sep 30, 2021 |
| Property Address | 2604 MEADOWEDGE LOOP, SAINT CLOUD, FL 34772-7856 |
| Document Number | 0060552512 |
| Book / Page | 6055 / 2512 |
| Map Reference | MB 27 PG 121 |
| Instrument Date | Sep 29, 2021 |
| Instrument | 2021152439 |
| Transaction Type | Transfer |
| Record Updated | Oct 12, 2021 |
| Title Company | STEWART TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,458.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 10020 N FULTON CT, 10020, ORLANDO, FL 32836-3708 |
| Name | Verified Name |
|---|---|
| Address | 2604 MEADOWEDGE LOOP, SAINT CLOUD, FL 34772-7856 |
| Document Number | 60552513 |
|---|---|
| Date | Sep 30, 2021 |
| Instrument | 6055/2513 |
| Name | HOMETOWN EQUITY MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 01, 2051 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Dec 17, 2020 |
| Property Address | 2604 MEADOWEDGE LOOP, SAINT CLOUD, FL 34772-7856 |
| Document Number | 0058531637 |
| Book / Page | 005853 / 001637 |
| Instrument Date | Dec 05, 2020 |
| Instrument | 171733 |
| Transaction Type | Transfer |
| Record Updated | Jan 12, 2021 |
| Title Company | CLEAR TITLE/FL LLC |
| Amount | Amount Recorded |
|---|---|
| Tax | $2,961.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 2604 MEADOWEDGE LOOP ST CLOUD FL 347727856, ST CLOUD, FL 34772-7856 |
Source: Osceola County records · Assessment roll updated November 26, 2025 · Last verified July 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Osceola County |
| Unified School District | Osceola County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $7,336.00 (+14.43%) | $336,439 (+5.99%) | $523,400 (+1.65%) Land $85,000 Building $438,400 |
| 2024 | $6,411.00 (+1.47%) | ||
| 2023 | $6,318.00 (+3.18%) Homeowner's exemption | $317,435 (+3%) | $514,900 (+24.34%) Land $75,000 Building $439,900 |
| 2022 | $6,123.00 Homeowner's exemption | $308,190 | $414,100 Land $65,000 Building $349,100 |
Source: FEMA National Flood Hazard Layer as of September 24, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 173 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 173 in force |
| Nearby Flood Claims | 14 (1987–2022) |
| Claims Outside the SFHA | 2 of 14 |
| Most Recent Claim | Sep 2022 · Hurricane Ian |
| Claims by Event |
|
| Wildfire Risk | Moderate above 61% of the US · lower than 65% of Florida |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Lumen Technologies Fiber | 2,000 / 1,000 |
| Spectrum Fiber · Cable in parts of the area | 1,000 / 1,000 |
May also be available: Verizon, Xfinity.
Based on FCC filings for 286 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | ST. CLOUD, CITY OF (3 WPS) serves 82,752 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2025 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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