2604 Lisden Ter, Midlothian, VA 23112 Property Records

Chesterfield County property record for 2604 Lisden Ter, Midlothian, VA 23112

Property Summary

Property Type	Single Family Home
Details	5 bd · 4 ba · 3,324 sqft · built 2022
Lot Size	0.216 acres (9,409 sqft)
Owner	Individual Name on File
Last Sale	$560,530 (May 2022)
Tax Bill	$6,277 (2026)
Deeds & Mortgages	Apr 2026 Line of Credit May 2022 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`715-69-34-10-700-000`

Property Details

APN / Parcel Number

Primary APN	`715-69-34-10-700-000`
Alternative APNs	`255727001` `445650000`

Interior

Bedrooms	5 Beds
Full Baths	4 Baths
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	3,324 sqft Finished Area
Flooring	Wood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Architectural Style	Traditional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	9,409 sqft (0.216 acres)
View / Lot	Cul-de-sac
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	168 sqft
Deck Area	192 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating Fuel	Gas
Sewer	Septic

Location & Zoning

Account Number	445650000
Street Address	2604 LISDEN TER
City	MIDLOTHIAN
State	VA
Zip	23112-4699
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R12 - SING
Legal Description	NEWMARKET SEC 9 032
Legal Subdivision	NEWMARKET
Legal Lot Number	32
Jurisdiction	CHESTERFIELD VA
Township / Civil Division	MIDLOTHIAN
Census Block Group	2
Census Block	2007
Census Tract	100938

Owner

2604 Lisden Ter is owned and occupied by an individual who bought it in May 2022.

Source: Chesterfield County records, as of June 22, 2026

Owner of Record	Individual Name on File
Mailing Address	2604 LISDEN TER, MIDLOTHIAN, VA 23112-4699
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 21, 2026	Deed of Trust, Mortgage · Line of Credit LANGLEY FEDERAL CREDIT UNION
May 18, 2022	Warranty Deed, Subdivision Related Transfer · Conventional Mortgage LANGLEY FEDERAL CREDIT UNION
May 3, 2021	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 18, 2022 · Amount on File
Deed Sale	May 18, 2022 · Amount on File
Prior Sale	May 3, 2021 · Amount on File
Deed Document Number	202223068
Deed Book / Page	13965 / 304
Record Updated	Sep 20, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESTERFIELD VA
Recording Date	Apr 21, 2026
Property Address	2604 LISDEN TER, MIDLOTHIAN, VA 23112-4699
Document Number	0000013992
Book / Page	15222 / 381
Instrument Date	Dec 26, 2025
Instrument	202613992
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety, 298
Address	2604 LISDEN TER, MIDLOTHIAN, VA 23112-4699

Mortgage

Document Number	0000013992,
Date	Apr 21, 2026
Book Page	15222/381
Instrument	202613992

Lender

Name	LANGLEY FEDERAL CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate	6.23%
Max Rate	-1%

May 2022: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	CHESTERFIELD VA
Recording Date	May 18, 2022
Property Address	2604 LISDEN TER, MIDLOTHIAN, VA 23112-4699
Document Number	013965-304
Book / Page	13965 / 304
Instrument Date	May 16, 2022
Instrument	2022023068
Transaction Type	Subdivision Related Transfer
Record Updated	Jun 22, 2026
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2604 LISDEN TER, MIDLOTHIAN, VA 23112-4699

Mortgage

Document Number	2022023069
Date	May 18, 2022
Instrument	2022023069

Lender

Name	LANGLEY FEDERAL CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Interest

Rate Type	Fixed Rate

May 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHESTERFIELD VA
Recording Date	May 3, 2021
Property Address	2604 LISDEN TER, MIDLOTHIAN, VA 23112-4699
Document Number	013394-112
Book / Page	13394 / 112
Instrument Date	Apr 19, 2021
Instrument	2021028698
Transaction Type	Transfer
Record Updated	Jun 22, 2026

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 461, MIDLOTHIAN, VA 23113-0461
Investor	Possibly a Property Investor

Tax Assessment & Valuation

The 2026 property tax bill for 2604 Lisden Ter was $6,277.

Source: Chesterfield County assessment roll, as of June 22, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Chesterfield County
Unified School District	Chesterfield County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,277.00	$702,500 (-) Land $147,000 Building $555,500	$702,500 (-) Land $147,000 Building $555,500
2025		$702,500 Land $147,000 Building $555,500	$702,500 Land $147,000 Building $555,500
2023	$5,131.00	$561,200 Land $142,000 Building $419,200	$561,200 Land $142,000 Building $419,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2604 Lisden Ter in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2026.

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 14 policies
Nearby Flood Policies	14 in force
Nearby Flood Claims	1 (2026)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Aug 2026 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2604 Lisden Ter is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHESTERFIELD CO CENTRAL WATER SYSTEM serves 389,897 people · EPA ID VA4041845
Water Source	Surface water
Last State Inspection	Aug 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 104 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Lisden Ter

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures