2604 Lakeside Dr, McKinney, TX 75072 Property Records

Collin County property record for 2604 Lakeside Dr, McKinney, TX 75072

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,825 sqft · built 1997
Owner	Owner Name on File
Tax Bill	$3,683 (2024)
Deeds & Mortgages	Nov 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`R-1523-017-0390-1`

Property Details

APN / Parcel Number

Primary APN	`R-1523-017-0390-1`
Alternative APN	`1637410`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,825 sqft Living Area
Gross Area	3,405 sqft
2nd Floor Area	738 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1997
Effective Year Built	Effective 2000
Garage Type	Attached
Garage Area	580 sqft
Parking Spaces	2 Parking Spaces
Porch	Covered Porch
Porch Area	42 sqft

Location & Zoning

Account Number	1637410
Street Address	2604 LAKESIDE DR
City	MCKINNEY
State	TX
Zip	75072-4034
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	VILLAGE OF ELDORADO PHASE II (CMC), BLK Q, LOT 39
Legal Subdivision	VILLAGE OF ELDORADO PHASE II (CMC)
Legal Phase	2
Legal Block	Q
Legal Lot Number	39
Jurisdiction	COLLIN TX
Township / Civil Division	MCKINNEY
Census Block Group	3
Census Block	3005
Census Tract	30607

Owner

Source: Collin County records · APN R-1523-017-0390-1

Assessment roll updated August 1, 2025 · Last verified November 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Owner Name on File
Mailing Address	2604 LAKESIDE DR, MCKINNEY, TX 75072-4034
Occupancy	Owner Occupied

Deeds, Mortgages & Sale History

Assessor's Deed Record

Last Sale	Mar 03, 2000
Deed Sale	Mar 03, 2000
Prior Sale	Mar 03, 2000
Deed Document Number	00-0020608
Record Updated	Jun 08, 2026

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLLIN TX
Property Address	2604 LAKESIDE DR, MCKINNEY, TX 75072-4034
Document Number	0002183160
Instrument Date	Nov 25, 2020
Transaction Type	Mortgage
Record Updated	Dec 18, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2604 LAKESIDE DR MCKINNEY TX 750724034, MCKINNEY, TX 75072-4034

Mortgage

Document Number	0002183160
Date	Dec 04, 2020
Instrument	2183160

Lender

Name	UNITED WHOLESALE MTG
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Dec 03, 2050

Tax Assessment & Valuation

Source: Collin County records · Assessment roll updated August 1, 2025 · Last verified November 2025

Property Jurisdictions

Type	Name
State	Texas
County	Collin County
Municipality	McKinney City
Unified School District	McKinney Independent School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$540,886 (+4.52%) Land $170,000 Building $370,886	$540,886 (+4.52%) Land $170,000 Building $370,886
2024	$3,683.00 (-35.19%)
2023		$517,476 Land $150,000 Building $367,476	$517,476 Land $150,000 Building $367,476
2022	$5,683.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of October 13, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force
Nearby Flood Claims	2 (2007–2008)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Apr 2008 · rainfall accumulation

Wildfire

Wildfire Risk	Not rated no burnable land within ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile USA Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

Based on FCC filings for 216 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	CITY OF MCKINNEY serves 224,043 people
Water Source	Purchased surface water from NORTH TEXAS MWD WYLIE WTP
Last State Inspection	Feb 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them. The full violation and enforcement history is in the system's EPA record.