Culpeper County property record for 2604 High Point Dr, Culpeper, VA 22701
| Property Type | Single Family Home |
|---|---|
| Details | 1,900 sqft · built 2023 |
| Lot Size | 0.232 acres (10,106 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $467,470 (Feb 2024) |
| Tax Bill | $2,019 (2025) |
| Deeds & Mortgages | Oct 2025 Mortgage Feb 2024 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 5-0F-2-B 1-3 |
| Primary APN | 5-0F-2-B 1-3 |
|---|---|
| Alternative APN |
|
| Total Rooms | 6 Rooms |
|---|---|
| Building Area | 1,900 sqft Living Area |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2023 |
|---|---|
| Effective Year Built | Effective 2023 |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 10,106 sqft (0.232 acres) |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 26028 |
|---|---|
| Street Address | 2604 HIGH POINT DR |
| City | CULPEPER |
| State | VA |
| Zip | 22701-3940 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | PF 5/35-37 LOT 13 RIDGEVIEW SUB |
| Legal Subdivision | RIDGEVIEW SUB |
| Legal Lot Number | 13 |
| Jurisdiction | CULPEPER VA |
| Township / Civil Division | EAST FAIRFAX |
| Census Block Group | 3 |
| Census Block | 3009 |
| Census Tract | 930502 |
Source: Culpeper County records, as of May 27, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 2604 HIGH POINT DR, CULPEPER, VA 22701-3940 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Married Couple |
| Date | Document |
|---|---|
| Oct 20, 2025 | Deed of Trust, Mortgage · VA Mortgage MORTGAGE RESEARCH CENTER LLC |
| Feb 13, 2024 | Special Warranty Deed, Transfer · VA Mortgage VETERANS UNITED HOME LOANS |
| Sep 5, 2023 | Special Warranty Deed, Transfer NVR SETTLEMENT SERVICES INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 13, 2024 · Amount on Record |
| Deed Sale | Feb 13, 2024 · Amount on Record |
| Deed Document Number | 2024540 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CULPEPER VA |
| Property Address | 2604 HIGH POINT DR, CULPEPER, VA 22701-3940 |
| Transaction Type | Mortgage |
| Record Updated | Nov 7, 2025 |
| Name | Verified Name |
|---|---|
| Address | 2604 HIGH POINT DR, CULPEPER, VA 22701-3940 |
| Document Number | 0250004993 |
|---|---|
| Date | Oct 20, 2025 |
| Instrument | 250004993 |
| Name | MORTGAGE RESEARCH CENTER LLC |
|---|---|
| Type | Mortgage Company |
| Address | COLUMBIA, MO 65203 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2055 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.5% |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | CULPEPER VA |
| Recording Date | Feb 13, 2024 |
| Property Address | 2604 HIGH POINT DR, CULPEPER, VA 22701-3940 |
| Document Number | 0240000540 |
| Instrument Date | Feb 12, 2024 |
| Instrument | 240000540 |
| Transaction Type | Transfer |
| Record Updated | Mar 27, 2024 |
| Title Company | STEWART TITLE, STEWART TITLE GUARANTY CO |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2604 HIGH POINT DR, CULPEPER, VA 22701-3940 |
| Document Number | 0240000541 |
|---|---|
| Date | Feb 13, 2024 |
| Instrument | 240000541 |
| Name | VETERANS UNITED HOME LOANS |
|---|
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 12 Months |
| Due | Feb 20, 2025 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | CULPEPER VA |
| Recording Date | Sep 5, 2023 |
| Property Address | 2604 HIGH POINT DR, CULPEPER, VA 22701-3940 |
| Document Number | 0230003674 |
| Instrument Date | Aug 29, 2023 |
| Instrument | 230003674 |
| Transaction Type | Transfer |
| Record Updated | Dec 22, 2023 |
| Title Company | NVR SETTLEMENT SERVICES INC |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3850 FETTLER PARK DR STE 201, 201, DUMFRIES, VA 22025-2039 |
| Investor | Possibly a Property Investor |
Source: Culpeper County assessment roll, as of November 7, 2025
| Type | Name |
|---|---|
| State | Virginia |
| County | Culpeper County |
| Municipality | Culpeper Town |
| Unified School District | Culpeper County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,019.00 (-10.74%) | $469,600 (+317.42%) Land $99,100 Building $370,500 | $469,600 (+317.42%) Land $99,100 Building $370,500 |
| 2024 | $2,262.00 (+282.74%) | ||
| 2023 | $591.00 | $112,500 Land $112,500 | $112,500 Land $112,500 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective February 25, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 71% of Virginia |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF CULPEPER serves 21,184 people · EPA ID VA6047500 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2021 |
| Lead | Under 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 527 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| Virginia Broadband Fixed Wireless · not low latency | 100 / 25 |
| T-Mobile Fixed Wireless | 100 / 20 |
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