Montgomery County property record for 2604 Elmont St, Silver Spring, MD 20902
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,287 sqft · built 1949 |
| Lot Size | 0.18 acres (7,838 sqft) |
| Owner | Individual Name on File |
| Last Sale | $127,000 (Feb 1997) |
| Tax Bill | $4,924 (2025) |
| Deeds & Mortgages | Sep 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 13-01183521 |
| Primary APN | 13-01183521 |
|---|---|
| Alternative APN |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 1,287 sqft Living Area |
| 1st Floor Area | 858 sqft |
| Basement Area | 429 sqft |
| Finished Basement | 429 sqft |
| Year Built | Built 1949 |
|---|---|
| Effective Year Built | Effective 1949 |
| Architectural Style | Townhouse |
| Exterior Material | Brick |
| Construction Type | Brick |
| Roof Material | Composition Shingle |
| Lot Area | 7,838 sqft (0.18 acres) |
| Porch | Open Porch |
| Porch Area | 135 sqft |
| Deck Area | 196 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Sewer | Municipal |
| Account Number | 01183521 |
|---|---|
| Street Address | 2604 ELMONT ST |
| City | SILVER SPRING |
| State | MD |
| Zip | 20902-2760 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R60 |
| Legal Description | WHEATON HILLS |
| Legal Subdivision | WHEATON HILLS |
| Legal Block | 28 |
| Legal Lot Number | 9 |
| Jurisdiction | MONTGOMERY MD |
| Township / Civil Division | 13 |
| Census Block Group | 2 |
| Census Block | 2015 |
| Census Tract | 703702 |
2604 Elmont St is owned and occupied by an individual who bought it in February 1997.
Source: Montgomery County records, as of August 17, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 2604 ELMONT ST, SILVER SPRING, MD 20902-2760 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 11, 1997 · Amount on File |
| Deed Sale | Feb 11, 1997 · Amount on File |
| Deed Document Number | 199786839 |
| Deed Book / Page | 14684 / 477 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTGOMERY MD |
| Property Address | 2604 ELMONT ST, SILVER SPRING, MD 20902-2760 |
| Document Number | 0550780254 |
| Book / Page | 055078 / 000254 |
| Instrument Date | Sep 28, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Oct 25, 2017 |
| Title Company | EXPRESS TITLE |
| Name | Verified Name |
|---|---|
| Address | 2604 ELMONT ST SILVER SPRING MD 209022760, SILVER SPRING, MD 20902-2760 |
| Document Number | 0550780254 |
|---|---|
| Date | Oct 13, 2017 |
| Book Page | 055078/000254 |
| Name | NATIONAL BK/COMMERCE |
|---|---|
| Type | Bank |
| Address | ATLANTA, GA 30305 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 12, 2047 |
The 2025 property tax bill for 2604 Elmont St was $4,924.
Source: Montgomery County assessment roll, as of August 17, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Montgomery County |
| Unified School District | Montgomery County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $379,267 (+4.45%) | $411,600 (+13.36%) Land $177,900 Building $233,700 | |
| 2025 | $4,924.00 | $363,100 Land $177,900 Building $185,200 | $363,100 Land $177,900 Building $185,200 |
| 2023 | $330,500 | $363,100 Land $177,900 Building $185,200 | |
| 2022 | $3,368.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 2604 Elmont St in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2012.
Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 2 (2012–2016) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | May 2016 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 2604 Elmont St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.5% of Maryland |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WASHINGTON SUBURBAN SANITARY COMMISSION serves 1,900,000 people · EPA ID MD0150005 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2025 |
| Lead | Under 1 ppb (2018–2020) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 587 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| Astound Broadband Fiber · Cable in parts of the area | 1,500 / 1,500 |
May also be available: AT&T, T-Mobile.
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