Seneca County and Waterloo Town property record for 2604 Edwards Rd, Waterloo, NY 13165
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1.5 ba · 1,497 sqft · built 1955 |
| Lot Size | 1.03 acres (44,867 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $160,000 (Mar 2021) |
| Tax Bill | $3,702 (2025) |
| Deeds & Mortgages | Mar 2021 Refinance |
| APN | 453889 20-1-53 |
| Primary APN | 453889 20-1-53 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,497 sqft Living Area |
| 1st Floor Area | 1,497 sqft |
| Year Built | Built 1955 |
|---|---|
| Effective Year Built | Effective 1955 |
| Architectural Style | Split Level |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 44,867 sqft (1.03 acres) |
| Garage Type | Attached |
| Garage Area | 312 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Patio |
|---|---|
| Porch Area | 528 sqft |
| Shed | 1 Shed |
| Shed Area | 2,000 sqft |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Gas |
| Sewer | Septic |
| Water Source | Well |
| Street Address | 2604 EDWARDS RD |
|---|---|
| City | WATERLOO |
| State | NY |
| Zip | 13165-8781 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 02 - SINGL |
| Legal Description | MB94-267,MERGED 20-1-54 |
| Legal Block | 1 |
| Legal Lot Number | 53.000 |
| Jurisdiction | SENECA NY |
| Township / Civil Division | WATERLOO |
| Census Block Group | 1 |
| Census Block | 1024 |
| Census Tract | 950600 |
Source: Seneca County and Waterloo Town records · APN 453889 20-1-53
Assessment roll updated May 14, 2026 · Last verified May 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 2604 EDWARDS RD, WATERLOO, NY 13165-8781 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Mar 16, 2021 · Amount on Record |
| Deed Sale | Mar 16, 2021 · Amount on Record |
| Prior Sale | Dec 12, 1994 · Amount on Record |
| Deed Document Number | 202152665 |
| Deed Book / Page | 1027 / 331 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SENECA NY |
| Property Address | 2604 EDWARDS RD, WATERLOO, NY 13165-8781 |
| Transaction Type | Mortgage |
| Record Updated | Apr 27, 2021 |
| Name | Verified Name |
|---|
| Document Number | 1794/79 |
|---|---|
| Date | Mar 16, 2021 |
| Book Page | 1794/79 |
| Instrument | 52666 |
| Name | NORTHERN FEDERAL CU |
|---|---|
| Type | Credit Union |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Apr 01, 2036 |
Source: Seneca County and Waterloo Town records · Assessment roll updated May 14, 2026 · Last verified May 2026
| Type | Name |
|---|---|
| State | New York |
| County | Seneca County |
| County Subdivision | Waterloo Town |
| Unified School District | Waterloo Central School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,702.00 (+200.24%) | $117,500 (-) Land $17,800 Building $99,700 | $192,600 (+16.38%) Land $29,177 Building $163,423 |
| 2023 | $117,500 Land $17,800 Building $99,700 | $165,493 Land $25,070 Building $140,423 | |
| 2019 | $1,233.00 |
Source: FEMA National Flood Hazard Layer · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (1979) |
| Most Recent Claim | Jul 1979 · rainfall accumulation |
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Compass Broadband Network Fixed Wireless · not low latency | 100 / 100 |
May also be available: Verizon.
Based on FCC filings for 41 locations within half a mile of this property.
5G (outdoors only) and 4G LTE
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