2604 E Pioneer Rd, Duluth, MN 55804 Property Records

St. Louis County property record for 2604 E Pioneer Rd, Duluth, MN 55804

Property Summary

Property TypeSingle Family Home
Details6 bd · 3.5 ba · 2,375 sqft · built 2010
Lot Size40 acres (1,742,400 sqft)
OwnerIndividual Name on File
Last Sale$126,327 (Jan 2010)
Tax Bill$9,576 (2026)
Deeds & MortgagesFeb 2021 Mortgage
Oct 2019 Mortgage
Flood ZoneZone X (minimal risk)
APN485-0010-04320

Property Details

APN / Parcel Number

Primary APN485-0010-04320
Alternative APN
  • 914438

Interior

Bedrooms6 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area2,375 sqft Gross Area
1st Floor Area2,375 sqft
Basement Area2,137 sqft
Finished Basement2,137 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2010
Effective Year BuiltEffective 2010
Exterior MaterialMetal
Construction TypeFrame
Lot Area1,742,400 sqft (40 acres)
Garage Area3,369 sqft

Exterior Amenities

PorchSlab
Porch Area300 sqft
Deck Area100 sqft
SaunaSauna

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGeothermal

Location & Zoning

Account Number914438
Street Address2604 E PIONEER RD
CityDULUTH
StateMN
Zip55804-9620
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeFAM
Legal DescriptionSE 1/4 OF NW 1/4 SERIAL #
Legal Range13W
Legal Township52N
Legal Section26
Legal SubdivisionNORMANNA TOWN OF 52-13
JurisdictionST LOUIS MN
Township / Civil DivisionNORMANNA
Census Block Group1
Census Block1095
Census Tract10601

Owner

Source: St. Louis County assessment roll, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address2604 E PIONEER RD, DULUTH, MN 55804-9620
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Feb 23, 2021Deed of Trust, Mortgage · Conventional Mortgage
UNITED WHOLESALE MORTGAGE
Oct 8, 2019Deed of Trust, Mortgage · Conventional Mortgage
BNC NAT'L BK

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJan 11, 2010 · Amount on Record
Deed SaleJan 11, 2010 · Amount on Record
Prior SaleFeb 24, 2006 · Amount on Record
Deed Document Number20101126680
Last Transfer DateApr 17, 2015
Transfer Doc00A1259236
Record UpdatedSep 20, 2026

February 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST LOUIS MN
Property Address2604 E PIONEER RD, DULUTH, MN 55804-9620
Transaction TypeMortgage
Record UpdatedMar 15, 2021
Title CompanyGLOBAL CLOSING

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0001404828
DateFeb 23, 2021
Instrument1404828
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
AddressPONTIAC, MI 48341
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMar 1, 2051

October 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST LOUIS MN
Property Address2604 E PIONEER RD, DULUTH, MN 55804-9620
Document Number00A1367912
Instrument DateOct 8, 2019
Transaction TypeMortgage
Record UpdatedDec 23, 2019
Title CompanyOTHER

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address2604 E PIONEER RD DULUTH MN 558049620, DULUTH, MN 55804-9620

Mortgage

Document Number00A1367912
DateNov 19, 2019
InstrumentA1367912
Lender
NameBNC NAT'L BK
TypeBank
AddressGLENDALE, AZ 85308
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueNov 18, 2049

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

TypeName
StateMinnesota
CountySt. Louis County
County SubdivisionNormanna Township
Unified School DistrictDuluth Public School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$9,576.00 (+10.78%) Homeowner's exemption
2025$8,644.00 (-0.21%) Homeowner's exemption$869,300 (+13.75%) Land $138,400 Building $730,900$869,300 (+13.75%) Land $138,400 Building $730,900
2024$8,662.00$764,200 (+2.04%) Land $121,300 Building $642,900$764,200 (+2.04%) Land $121,300 Building $642,900
2022$748,900 Land $116,500 Building $632,400$748,900 Land $116,500 Building $632,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 24, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation at the parcel

Internet Providers

Source: FCC Broadband Data Collection, based on 2 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Mediacom Communications
Fiber
2,000 / 1,000
Zito West Holding
Fiber
1,000 / 1,000
T-Mobile USA
Fixed Wireless
100 / 20

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