2604 E High St, Urbana, IL 61802 Property Records

Champaign County property record for 2604 E High St, Urbana, IL 61802

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,421 sqft · built 1965
Lot Size	0.258 acres (11,254 sqft)
Owner	Individual Name on File
Tax Bill	$2,087 (2024)
Deeds & Mortgages	Aug 2019 Mortgage Mar 2017 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`30-21-15-253-002`

Property Details

APN / Parcel Number

Primary APN	`30-21-15-253-002`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,421 sqft Living Area
Gross Area	2,411 sqft
1st Floor Area	1,421 sqft
Basement Area	1,421 sqft
Flooring	Concrete/Cement
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1965
Effective Year Built	Effective 1965
Architectural Style	A-Frame
Exterior Material	Stucco
Construction Type	Frame
Roof Material	Other
Lot Area	11,254 sqft (0.258 acres)
Garage Type	Attached
Garage Area	810 sqft
Parking Spaces	3 Parking Spaces
Porch	Enclosed Frame Porch
Porch Area	180 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	2604 E HIGH ST
City	URBANA
State	IL
Zip	61802-4622
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 306 SCOTTSWOOD 6TH SUB
Legal Range	09E
Legal Township	19N
Legal Section	15
Legal Subdivision	SCOTTSWOOD 6TH SUB
Legal Lot Number	306
Jurisdiction	CHAMPAIGN IL
Township / Civil Division	URBANA
Census Block Group	3
Census Block	3002
Census Tract	5500

Owner

Source: Champaign County assessment roll, as of April 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	2604 E HIGH ST, URBANA, IL 61802-4622
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 5, 2019	Deed of Trust, Mortgage · Commercial Mortgage FIRST MID BANK & TRUST NA
Mar 8, 2017	Deed of Trust, Mortgage · Line of Credit FIRST BK&TR/IL

Assessor's Deed Record

Deed Names	Verified Name on Deed
Record Updated	Jun 8, 2026

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHAMPAIGN IL
Property Address	2604 E HIGH ST, URBANA, IL 61802-4622
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000012491
Date	Aug 5, 2019
Instrument	2019R12491

Lender

Name	FIRST MID BANK & TRUST NA
Type	Bank
Address	SAVOY, IL 61874

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	239 Months
Due	Jul 29, 2039

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHAMPAIGN IL
Property Address	2604 E HIGH ST, URBANA, IL 61802-4622
Document Number	0000006880
Instrument Date	Mar 8, 2017
Transaction Type	Mortgage
Record Updated	May 4, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	2604 E HIGH ST URBANA IL 618024622, URBANA, IL 61802-4622

Mortgage

Document Number	0000006880
Date	Apr 21, 2017
Instrument	6880

Lender

Name	FIRST BK&TR/IL
Type	Bank
Address	CHAMPAIGN, IL 61820

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Apr 20, 2027

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Champaign County assessment roll, as of April 29, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Champaign County
County Subdivision	Urbana Township
Unified School District	Urbana School District 116 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$39,160 (+25.19%) Land $3,660 Building $35,500	$117,480 (+25.19%) Land $10,980 Building $106,500
2024	$2,087.00 (-5.82%)
2022	$2,216.00 Homeowner's exemption	$31,280 Land $2,930 Building $28,350	$93,840 Land $8,790 Building $85,050

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 14, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1982)
Most Recent Claim	Jan 1982 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	IL AMERICAN-CHAMPAIGN private · serves 150,000 people · EPA ID IL0195300
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 515 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
WH i3B Bidco LLC/WH i3B Topco Fiber	8,000 / 8,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20

May also be available: AMG Technology Investment Group, AT&T, Consolidated Communications.

Cell Coverage

5G (outdoors only) and 4G LTE

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