2604 E Clark St, Unit 2, Tampa, FL 33605 Property Records

Hillsborough County property record for 2604 E Clark St, Unit 2, Tampa, FL 33605

Property Summary

Property Type	Townhouse
Details	3 bd · 2.5 ba · 1,511 sqft · built 2024
Lot Size	0.048 acres (2,090 sqft)
Owner	2 Individual Names on Record
Last Sale	$432,000 (Dec 2025)
Tax Bill	$5,814 (2025)
Deeds & Mortgages	Dec 2025 Sale & Mortgage Aug 2024 Sale & Mortgage
Flood Zone	Zone AE (high risk)
APN	`191115-0016`

Property Details

APN / Parcel Number

Primary APN	`191115-0016`
Alternative APN	`A202919C58000000000030`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	3 Stories
Building Area	1,511 sqft Living Area
Gross Area	2,114 sqft
1st Floor Area	616 sqft
Flooring	Carpet

Exterior

Year Built	Built 2024
Effective Year Built	Effective 2024
Architectural Style	Townhouse
Exterior Material	Combination
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	2,090 sqft (0.048 acres)
Garage Type	Attached
Garage Area	212 sqft
Porch	Open Porch
Porch Area	90 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	1911150016
Street Address	2604 E CLARK ST, 2
City	TAMPA
State	FL
Zip	33605-6207
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Local Zoning Code	RM-16
Legal Description	PALMETTO BEACH VILLAS TOWNHOMES LOT 3
Legal Range	19E
Legal Township	29S
Legal Section	20
Legal Subdivision	PALMETTO BEACH VILLAS TOWNHOMES
Legal Lot Number	3
Jurisdiction	HILLSBOROUGH FL
Township / Civil Division	TAMPA
Census Block Group	2
Census Block	2021
Census Tract	5302

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Palmetto Beach Historic District listed 2012 · 276 contributing resources · NRIS 12000496

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Hillsborough County records, as of September 30, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2604 E CLARK ST, 2, TAMPA, FL 33605-6207
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Dec 12, 2025	Warranty Deed, Transfer · Conventional Mortgage SUNCOAST CU
Aug 29, 2024	Warranty Deed, Transfer · Conventional Mortgage MEGA CAPITAL FUNDING INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 12, 2025 · Amount on Record
Deed Sale	Dec 12, 2025 · Amount on Record
Prior Sale	Aug 29, 2024 · Amount on Record
Deed Document Number	2025526426
Record Updated	Oct 29, 2026

December 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HILLSBOROUGH FL
Recording Date	Dec 12, 2025
Property Address	2604 E CLARK ST UNIT 2, 2, TAMPA, FL 33605-6207
Document Number	0000526426
Map Reference	MB 140 PG 104&105
Instrument Date	Dec 3, 2025
Instrument	2025526426
Transaction Type	Transfer
Record Updated	Jan 9, 2026
Title Company	KLEER TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,024.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	67 MIDCHESTER AVE, WHITE PLAINS, NY 10606-3818

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2604 E CLARK ST UNIT 2, 2, TAMPA, FL 33605-6207

Mortgage

Document Number	0000526427
Date	Dec 12, 2025
Instrument	2025526427

Lender

Name	SUNCOAST CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	5.12%
Type Change Date	Jan 1, 2036
Change Frequency	Annually
Min Rate At Change	3.12%
Max Rate At Change	7.12%
Index	1-Year T-Bill
Max Rate	11.1%

August 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HILLSBOROUGH FL
Recording Date	Aug 29, 2024
Property Address	2604 E CLARK ST UNIT 2, 2, TAMPA, FL 33605-6207
Document Number	0000363946
Map Reference	MB 140 PG 104&105
Instrument Date	Aug 21, 2024
Instrument	2024363946
Transaction Type	Transfer
Record Updated	Dec 18, 2025
Title Company	WEST TITLE LLC, ST TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,800.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1716 W CASS ST, TAMPA, FL 33606-1230

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2604 E CLARK ST UNIT 2, 2, TAMPA, FL 33605-6207

Mortgage

Document Number	0000363947
Date	Aug 29, 2024
Instrument	2024363947

Lender

Name	MEGA CAPITAL FUNDING INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2054

Tax Assessment & Valuation

Source: Hillsborough County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Hillsborough County
Municipality	Tampa City
Unified School District	Hillsborough County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$311,081 (-5.81%) Land $31,108 Building $279,973	$311,081 (-5.81%) Land $31,108 Building $279,973
2025	$5,814.00 (+1,61%) Homeowner's exemption	$330,273 (+1,551.37%) Land $33,027 Building $297,246	$330,273 (+1,551.37%) Land $33,027 Building $297,246
2023	$340.00 (+7.59%)	$20,000 (+4.17%) Land $20,000	$20,000 (+4.17%) Land $20,000
2022	$316.00	$19,200 Land $19,200	$19,200 Land $19,200

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	12.0 ft
Coastal	Yes
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 57 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	57 in force
Nearby Flood Claims	8 (1993–2024)
Claims Outside the SFHA	3 of 8
Most Recent Claim	Sep 2024 · Hurricane Helene
Claims by Event	Hurricane Helene, Sep 2024 · 3 claims Tropical Storm Josephine, Oct 1996 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF TAMPA WATER DEPARTMENT serves 733,886 people · EPA ID FL6290327
Water Source	Surface water
Last State Inspection	Nov 2024
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 124 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	1,000 / 75
Starlink Satellite	280 / 30

May also be available: AT&T.

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