Albemarle County property record for 2604 Commonwealth Dr, Charlottesville, VA 22901
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,285 sqft · built 1960 |
| Lot Size | 0.294 acres (12,813 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $349,000 (Dec 2022) |
| Tax Bill | $3,677 (2026) |
| Deeds & Mortgages | Sep 2025 Line of Credit Apr 2024 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 061M0-00-08-00200 |
| Primary APN | 061M0-00-08-00200 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,285 sqft Finished Area |
| Basement Area | 1,189 sqft |
| Finished Basement | 1,000 sqft |
| Unfinished Basement | 189 sqft |
| Flooring | Tile |
| Year Built | Built 1960 |
|---|---|
| Effective Year Built | Effective 1960 |
| Exterior Material | Brick |
| Construction Type | Wood |
| Roof Material | Wood |
| Lot Area | 12,813 sqft (0.294 acres) |
| View / Lot | Proximity to Airport |
| Garage Area | 252 sqft |
| Porch | Slab |
| Deck Area | 358 sqft |
| Patio Area | 230 sqft |
| Cooling System | Central |
|---|---|
| Heating Fuel | Oil |
| Sewer | Connected |
| Street Address | 2604 COMMONWEALTH DR |
|---|---|
| City | CHARLOTTESVILLE |
| State | VA |
| Zip | 22901-1433 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R2 RESIDEN |
| Legal Description | BERKELEY 2 8 2 |
| Legal Subdivision | BERKELEY |
| Jurisdiction | ALBEMARLE VA |
| Township / Civil Division | RIO |
| Census Block Group | 1 |
| Census Block | 1001 |
| Census Tract | 10702 |
Source: Albemarle County records, as of August 18, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 2604 COMMONWEALTH DR, CHARLOTTESVILLE, VA 22901-1433 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 2, 2025 | Deed of Trust, Mortgage · Line of Credit UNITED WHOLESALE MORTGAGE |
| Apr 22, 2024 | Gift Deed, Transfer · Conventional Mortgage TOTAL MORTGAGE SERVICES LLC |
| Dec 1, 2022 | Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC |
| May 13, 2021 | Deed of Trust, Mortgage · Conventional Mortgage NATIONSTAR MORTGAGE LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 1, 2022 · Amount on Record |
| Deed Sale | Dec 1, 2022 · Amount on Record |
| Prior Sale | Nov 30, 2016 · Amount on Record |
| Deed Document Number | 202213325 |
| Last Transfer Date | Mar 20, 2024 |
| Transfer Doc | 0000003000 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ALBEMARLE VA |
| Property Address | 2604 COMMONWEALTH DR, CHARLOTTESVILLE, VA 22901-1433 |
| Transaction Type | Mortgage |
| Record Updated | Oct 1, 2025 |
| Name | Verified Name |
|---|
| Document Number | 202500008284 |
|---|---|
| Date | Sep 2, 2025 |
| Instrument | 202500008284 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 1, 2055 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Gift Deed |
|---|---|
| Jurisdiction | ALBEMARLE VA |
| Recording Date | Apr 22, 2024 |
| Property Address | 2604 COMMONWEALTH DR, CHARLOTTESVILLE, VA 22901-1433 |
| Document Number | 202400003000 |
| Instrument Date | Mar 20, 2024 |
| Instrument | 202400003000 |
| Transaction Type | Transfer |
| Record Updated | May 17, 2024 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2604 COMMONWEALTH DR, CHARLOTTESVILLE, VA 22901-1433 |
| Document Number | 202400003001 |
|---|---|
| Date | Apr 22, 2024 |
| Instrument | 202400003001 |
| Name | TOTAL MORTGAGE SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | MILFORD, CT 06461 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 1, 2054 |
| Document Type | Deed |
|---|---|
| Jurisdiction | ALBEMARLE VA |
| Recording Date | Dec 1, 2022 |
| Property Address | 2604 COMMONWEALTH DR, CHARLOTTESVILLE, VA 22901-1433 |
| Document Number | 202200013325 |
| Map Reference | MB 345 PG 486 |
| Instrument Date | Nov 22, 2022 |
| Instrument | 202200013325 |
| Transaction Type | Transfer |
| Record Updated | Dec 22, 2022 |
| Title Company | CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $349.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 201 WESTMINSTER RD, CHARLOTTESVILLE, VA 22901-2231 |
| Document Number | 202200013326 |
|---|---|
| Date | Dec 1, 2022 |
| Instrument | 202200013326 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ALBEMARLE VA |
| Property Address | 2604 COMMONWEALTH DR, CHARLOTTESVILLE, VA 22901-1433 |
| Transaction Type | Mortgage |
| Record Updated | Jun 9, 2021 |
| Name | Verified Name |
|---|
| Document Number | 5537/136 |
|---|---|
| Date | May 13, 2021 |
| Book Page | 5537/136 |
| Instrument | 2021-00008430 |
| Name | NATIONSTAR MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | COPPELL, TX 75019 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Jun 1, 2036 |
Source: Albemarle County assessment roll, as of June 15, 2026
| Type | Name |
|---|---|
| State | Virginia |
| County | Albemarle County |
| Unified School District | Albemarle County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,677.00 (-2.36%) | $411,300 (-2.37%) Land $155,000 Building $256,300 | $411,300 (-2.37%) Land $155,000 Building $256,300 |
| 2025 | $3,766.00 (+26.46%) | $421,300 (+20.79%) Land $150,000 Building $271,300 | $421,300 (+20.79%) Land $150,000 Building $271,300 |
| 2023 | $2,978.00 | $348,800 Land $127,000 Building $221,800 | $348,800 Land $127,000 Building $221,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective February 3, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (2024) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Sep 2024 · Tropical Storm Helene |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 71% of Virginia |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ACSA URBAN AREA serves 77,408 people · EPA ID VA2003053 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | May 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 481 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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