Collin County property record for 2604 Commonwealth Ct, Plano, TX 75093
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 4 ba · 4,009 sqft · built 1992 |
| Owner | 2 Individual Names on File |
| Tax Bill | $14,413 (2024) |
| Deeds & Mortgages | Nov 2020 Mortgage Sep 2018 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | R-2551-00E-0080-1 |
| Primary APN | R-2551-00E-0080-1 |
|---|---|
| Alternative APN |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 4 Baths |
| Total Rooms | 11 Rooms |
| Stories | 2 Stories |
| Building Area | 4,009 sqft Living Area |
| Gross Area | 4,655 sqft |
| 2nd Floor Area | 1,263 sqft |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 2 Fireplaces |
| Fireplace | Fireplace |
| Year Built | Built 1992 |
|---|---|
| Effective Year Built | Effective 2015 |
| Exterior Material | Brick |
| Construction Type | Frame |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Hip |
| Roof Material | Composition Shingle |
| Garage Type | Attached |
| Garage Area | 646 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Area | 475 sqft |
| Porch | Covered Porch |
| Porch Area | 122 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 1971996 |
|---|---|
| Street Address | 2604 COMMONWEALTH CT |
| City | PLANO |
| State | TX |
| Zip | 75093-4771 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | SFR |
| Legal Description | WILLOW BEND WEST PHASES IIIA & IIIB (CPL), BLK E, LOT 8 |
| Legal Subdivision | WILLOW BEND WEST PHASES IIIA & IIIB (CPL |
| Legal Phase | 3A |
| Legal Block | E |
| Legal Lot Number | 8 |
| Jurisdiction | COLLIN TX |
| Township / Civil Division | PLANO |
| Census Block Group | 2 |
| Census Block | 2013 |
| Census Tract | 31668 |
2604 Commonwealth Ct is owned and occupied by two individuals who acquired it in July 2016.
Source: Collin County records, as of October 23, 2025
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 2604 COMMONWEALTH CT, PLANO, TX 75093-4771 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Nov 6, 2020 | Deed of Trust, Mortgage CARDINAL FIN'L |
| Sep 12, 2018 | Deed of Trust, Mortgage RANDOLPH BROOKS FCU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 5, 2016 |
| Deed Sale | Jul 5, 2016 |
| Deed Document Number | 20160705000848240 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COLLIN TX |
| Property Address | 2604 COMMONWEALTH CT, PLANO, TX 75093-4771 |
| Document Number | 0002018710 |
| Instrument Date | Nov 6, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Dec 9, 2020 |
| Title Company | ALAMO TITLE COMPANY, ALAMO TITLE CO |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 2604 COMMONWEALTH CT PLANO TX 750934771, PLANO, TX 75093-4771 |
| Document Number | 0002018710 |
|---|---|
| Date | Nov 13, 2020 |
| Instrument | 2018710 |
| Name | CARDINAL FIN'L |
|---|---|
| Type | Funding / Finance Company |
| Address | CHARLOTTE, NC 28273 |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | Nov 12, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COLLIN TX |
| Property Address | 2604 COMMONWEALTH CT, PLANO, TX 75093-4771 |
| Document Number | 0001163470 |
| Instrument Date | Sep 12, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Sep 26, 2018 |
| Name | Verified Name |
|---|---|
| Address | 2604 COMMONWEALTH CT PLANO TX 750934771, PLANO, TX 75093-4771 |
| Document Number | 0001163470 |
|---|---|
| Date | Sep 17, 2018 |
| Instrument | 1163470 |
| Name | RANDOLPH BROOKS FCU |
|---|---|
| Type | Credit Union |
| Address | UNIVERSAL CITY, TX 78148 |
| Amount | Amount on Record |
|---|---|
| Term | 240 Months |
| Due | Sep 16, 2038 |
Source: Collin County assessment roll, as of August 1, 2025
| Type | Name |
|---|---|
| State | Texas |
| County | Collin County |
| Municipality | Plano City |
| Unified School District | Plano Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,082,170 Land $300,000 Building $782,170 | $1,082,170 Land $300,000 Building $782,170 | |
| 2024 | $14,413.00 | ||
| 2023 | $1,108,281 Land $200,000 Building $908,281 | $1,108,281 Land $200,000 Building $908,281 | |
| 2022 | $14,215.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 2604 Commonwealth Ct in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 8 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 2604 Commonwealth Ct has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF PLANO serves 292,059 people · EPA ID TX0430007 |
|---|---|
| Water Source | Purchased surface water from NORTH TEXAS MWD WYLIE WTP |
| Last State Inspection | Jul 2025 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 436 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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