2604 Collins Dr, Richardson, TX 75080 Property Records

Collin County property record for 2604 Collins Dr, Richardson, TX 75080

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,468 sqft · built 2018
Lot Size	0.058 acres (2,546 sqft)
Owner	2 Individual Names on File
Tax Bill	$11,325 (2024)
Deeds & Mortgages	Aug 2022 Mortgage Dec 2020 Mortgage + 5 more
Flood Zone	Zone X (minimal risk)
APN	`R-10820-00N-0010-1`

Property Details

APN / Parcel Number

Primary APN	`R-10820-00N-0010-1`
Alternative APN	`2722964`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	2,468 sqft Living Area
Gross Area	2,878 sqft
1st Floor Area	1,079 sqft
2nd Floor Area	1,389 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2018
Exterior Material	Brick
Construction Type	Wood Frame
Lot Area	2,546 sqft (0.058 acres)
Garage Type	Attached
Garage Area	410 sqft
Porch	Porch
Porch Area	229 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	2722964
Street Address	2604 COLLINS DR
City	RICHARDSON
State	TX
Zip	75080-0049
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PALISADES TOWN CENTRAL (CRC), BLK N, LOT 1
Legal Subdivision	PALISADES TOWN CENTRAL (CRC)
Legal Block	N
Legal Lot Number	1
Jurisdiction	COLLIN TX
Township / Civil Division	PLANO
Census Block Group	3
Census Block	3003
Census Tract	31815

Owner

2604 Collins Dr is owned and occupied by two individuals who acquired it in August 2022.

Source: Collin County records, as of October 23, 2025

Owner of Record	2 Individual Names on File
Mailing Address	2604 COLLINS DR, RICHARDSON, TX 75080-0049
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 18, 2022	Deed of Trust, Mortgage · Conventional Mortgage BAY EQUITY LLC
Dec 23, 2020	Deed of Trust, Mortgage AMERICAN FIN'L NTWK INC
Sep 30, 2019	Deed of Trust, Mortgage ADVANCIAL FCU
Mar 18, 2019	Grant Deed, Subdivision Related Transfer K HOVNANIAN AMERICAN MTG
Dec 19, 2018	Deed of Trust, Mortgage · Line of Credit WILMINGTON TR
Jun 7, 2018	Grant Deed, Mortgage WILMINGTON TR
May 7, 2018	Grant Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 15, 2022
Deed Sale	Aug 15, 2022
Deed Document Number	2022000126539
Record Updated	Jun 8, 2026

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLLIN TX
Property Address	2604 COLLINS DR, RICHARDSON, TX 75080-0049
Transaction Type	Mortgage
Record Updated	Sep 1, 2022
Title Company	REPUBLIC TITLE OF TEXAS

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000126540
Date	Aug 18, 2022
Instrument	20220818000126540

Lender

Name	BAY EQUITY LLC
Type	Mortgage Company
Address	CORTE MADERA, CA 94925

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2052

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLLIN TX
Property Address	2604 COLLINS DR, RICHARDSON, TX 75080-0049
Document Number	0002362350
Instrument Date	Dec 23, 2020
Transaction Type	Mortgage
Record Updated	Jan 14, 2021
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2604 COLLINS DR RICHARDSON TX 750800049, RICHARDSON, TX 75080-0049
Investor	Possibly a Property Investor

Mortgage

Document Number	0002362350
Date	Dec 30, 2020
Instrument	2362350

Lender

Name	AMERICAN FIN'L NTWK INC
Address	BREA, CA 92821

Agreement

Amount	Amount on Record
Term	360 Months
Due	Dec 29, 2050

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLLIN TX
Property Address	2604 COLLINS DR, RICHARDSON, TX 75080-0049
Document Number	0001267540
Instrument Date	Sep 30, 2019
Transaction Type	Mortgage
Record Updated	Oct 22, 2019
Title Company	REPUBLIC TITLE COMPANY, REPUBLIC TITLE/TX INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2604 COLLINS DR RICHARDSON TX 750800049, RICHARDSON, TX 75080-0049

Mortgage

Document Number	0001267540
Date	Oct 9, 2019
Instrument	1267540

Lender

Name	ADVANCIAL FCU
Type	Credit Union
Address	DALLAS, TX 75201

Agreement

Amount	Amount on Record
Term	360 Months
Due	Oct 8, 2049

March 2019: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	COLLIN TX
Recording Date	Mar 18, 2019
Property Address	2604 COLLINS DR, RICHARDSON, TX 75080-0049
Document Number	0000275500
Instrument Date	Mar 15, 2019
Instrument	275500
Transaction Type	Subdivision Related Transfer
Record Updated	Mar 28, 2019
Title Company	NATIONWIDE TITLE CLEARING INC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2604 N COLLINS BLVD RICHARDSON TX 75080, RICHARDSON, TX 75080

Mortgage

Document Number	275510
Date	Mar 18, 2019
Instrument	275510

Lender

Name	K HOVNANIAN AMERICAN MTG
Type	Mortgage Company
Address	BOYNTON BEACH, FL 33426

Agreement

Amount	Amount on Record
Term	360 Months
Due	Mar 17, 2049

December 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLLIN TX
Property Address	2604 COLLINS DR, RICHARDSON, TX 75080-0049
Document Number	0000014710
Instrument Date	Dec 19, 2018
Transaction Type	Mortgage
Record Updated	Jan 23, 2019
Title Company	OTHER

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	90 MATAWAN RD #5TH MATAWAN NJ 077472623, 5TH, MATAWAN, NJ 07747-2623

Mortgage

Document Number	0000014710
Date	Jan 4, 2019
Instrument	14710

Lender

Name	WILMINGTON TR
Address	50 S 6TH ST # 1290, MINNEAPOLIS, MN 55402-1544

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

June 2018: Grant Deed, Mortgage

Document Type	Grant Deed
Jurisdiction	COLLIN TX
Recording Date	Jun 7, 2018
Property Address	2604 COLLINS DR, RICHARDSON, TX 75080-0049
Instrument Date	May 31, 2018
Instrument	699460
Transaction Type	Mortgage
Record Updated	Jul 3, 2018

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	90 MATAWAN ROAD 5FTH FL MATAWAN NJ 07747, MATAWAN, NJ 07747

Mortgage

Document Number	0000699460
Date	Jun 7, 2018
Instrument	699460

Lender

Name	WILMINGTON TR
Address	1100 N MARKET ST, WILMINGTON, DE 19890-1100

Agreement

Amount	Amount on Record
Term	60 Months
Due	Jun 6, 2023

May 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	COLLIN TX
Recording Date	May 7, 2018
Property Address	2604 COLLINS DR, RICHARDSON, TX 75080-0049
Document Number	0000556080
Instrument Date	May 3, 2018
Instrument	556080
Transaction Type	Transfer
Record Updated	May 29, 2018

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	5808 W PLANO PKWY PLANO TX 750934636, PLANO, TX 75093-4636

Tax Assessment & Valuation

Source: Collin County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	Texas
County	Collin County
Municipality	Richardson City
Unified School District	Plano Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$663,226 Land $170,100 Building $493,126	$663,226 Land $170,100 Building $493,126
2024	$11,325.00
2023		$581,446 Land $118,125 Building $463,321	$581,446 Land $118,125 Building $463,321
2022	$9,270.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2604 Collins Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 2604 Collins Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF RICHARDSON serves 122,615 people · EPA ID TX0570015
Water Source	Purchased surface water from several systems
Last State Inspection	May 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 277 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: Hotwire Communications.

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