2604 Calle Onice, San Clemente, CA 92673 Property Records

Orange County property record for 2604 Calle Onice, San Clemente, CA 92673

Property Summary

Property Type	Single Family Home
Details	5 bd · 3.5 ba · 3,699 sqft · built 1997
Lot Size	0.184 acres (8,000 sqft)
Owner	Company Name on Record
Last Sale	$1,387,000 (Jul 2017)
Tax Bill	$15,866 (2025)
Deeds & Mortgages	Jul 2022 Line of Credit Nov 2021 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`679-231-32`

Property Details

APN / Parcel Number

Primary APN	`679-231-32`

Interior

Bedrooms	5 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	3,699 sqft Living Area
Gross Area	4,244 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1997
Effective Year Built	Effective 1997
Architectural Style	Traditional
Exterior Material	Stucco
Roof Material	Tile
Lot Area	8,000 sqft (0.184 acres)
View / Lot	Ocean
Garage Area	545 sqft
Parking Spaces	2 Parking Spaces
Pool Type	Pool with Hot Tub/Spa

Utilities, Heating & Cooling

Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	2604 CALLE ONICE
City	SAN CLEMENTE
State	CA
Zip	92673-3906
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	N TR 13054 BLK LOT 64
Legal Subdivision	TRACT 13054
Legal Tract	13054
Legal Lot Number	64
Jurisdiction	ORANGE CA
Township / Civil Division	SOUTH COAST
Census Block Group	1
Census Block	1026
Census Tract	42112

Owner

Source: Orange County records, as of August 4, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Company Name on Record
Mailing Address	2604 CALLE ONICE, SAN CLEMENTE, CA 92673-3906
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Jul 27, 2022	Deed of Trust, Mortgage · Line of Credit FIRST REPUBLIC BANK
Nov 30, 2021	Deed of Trust, Mortgage · Conventional Mortgage MUFG UNION BANK NA
Nov 7, 2019	Deed of Trust, Mortgage · Stand-Alone Second Mortgage DISCOVER BANK
Sep 17, 2018	Quit Claim Deed, Transfer Quitclaim
Sep 17, 2018	Quit Claim Deed, Transfer Quitclaim
Jul 11, 2017	Grant Deed, Transfer BANK OF AMERICA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 11, 2017 · Amount on Record
Deed Sale	Jul 11, 2017 · Amount on Record
Prior Sale	Jun 11, 2012
Deed Document Number	2017283792
Last Transfer Date	Aug 14, 2018
Transfer Doc	0000339418
Record Updated	Oct 29, 2026

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	2604 CALLE ONICE, SAN CLEMENTE, CA 92673-3906
Transaction Type	Mortgage
Record Updated	Aug 8, 2022
Title Company	OLD REPUBLIC TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2604 CALLE ONICE, SAN CLEMENTE, CA 92673-3906

Mortgage

Document Number	0000260887
Date	Jul 27, 2022
Instrument	2022000260887

Lender

Name	FIRST REPUBLIC BANK
Type	Bank
Address	SAN FRANCISCO, CA 94111

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Jul 26, 2047

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	2604 CALLE ONICE, SAN CLEMENTE, CA 92673-3906
Transaction Type	Mortgage
Record Updated	Dec 9, 2021
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATL TTL ORANGE CNT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2604 CALLE ONICE, SAN CLEMENTE, CA 92673-3906

Mortgage

Document Number	0000725540
Date	Nov 30, 2021
Instrument	2021000725540

Lender

Name	MUFG UNION BANK NA
Type	Bank
Address	SAN DIEGO, CA 92121

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2051

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	2604 CALLE ONICE, SAN CLEMENTE, CA 92673-3906
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000442550
Date	Nov 7, 2019
Instrument	2019000442550

Lender

Name	DISCOVER BANK
Type	Bank
Address	NEW CASTLE, DE 19720

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 7, 2049

September 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ORANGE CA
Recording Date	Sep 17, 2018
Property Address	2604 CALLE ONICE, SAN CLEMENTE, CA 92673-3906
Document Number	0000339418
Instrument Date	Aug 14, 2018
Instrument	339418
Transaction Type	Transfer
Record Updated	Sep 24, 2018

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	2604 CALLE ONICE SAN CLEMENTE CA 926733906, SAN CLEMENTE, CA 92673-3906

September 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ORANGE CA
Recording Date	Sep 17, 2018
Property Address	2604 CALLE ONICE, SAN CLEMENTE, CA 92673-3906
Document Number	0000339417
Instrument Date	Aug 14, 2018
Instrument	339417
Transaction Type	Transfer
Record Updated	Sep 24, 2018

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	2604 CALLE ONICE SAN CLEMENTE CA 926733906, SAN CLEMENTE, CA 92673-3906

July 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ORANGE CA
Recording Date	Jul 11, 2017
Property Address	2604 CALLE ONICE, SAN CLEMENTE, CA 92673-3906
Document Number	0000283792
Instrument Date	May 15, 2017
Instrument	283792
Transaction Type	Transfer
Record Updated	Aug 22, 2018
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,525.70
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2604 CALLE ONICE SAN CLEMENTE CA 926733906, SAN CLEMENTE, CA 92673-3906

Mortgage

Document Number	283793
Date	Jul 11, 2017
Instrument	283793

Lender

Name	BANK OF AMERICA
Type	Bank
Address	101 S TRYON ST, CHARLOTTE, NC 28280-0002

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jul 10, 2047

Tax Assessment & Valuation

Source: Orange County assessment roll, as of August 4, 2026

Property Jurisdictions

Type	Name
State	California
County	Orange County
Municipality	San Clemente City
Unified School District	Capistrano Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,609,728 (+2%) Land $1,064,098 Building $545,630
2025	$15,866.00 (+3.91%) Homeowner's exemption	$1,578,165 (+4.04%) Land $1,043,233 Building $534,932
2023	$15,269.00 (+1.95%) Homeowner's exemption	$1,516,884 Land $1,002,723 Building $514,161
2022	$14,977.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 46% of the US · lower than 72% of California
Wildfire Likelihood	0.09% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SAN CLEMENTE serves 51,545 people · EPA ID CA3010036
Water Source	Purchased surface water from several systems
Last State Inspection	Dec 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 277 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100

May also be available: Verizon.

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