2604 Broad St, Chesapeake, VA 23324 Property Records

Chesapeake City property record for 2604 Broad St, Chesapeake, VA 23324

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,056 sqft · built 1963
Lot Size0.125 acres (5,445 sqft)
OwnerIndividual Name on File
Tax Bill$2,009 (2025)
Deeds & MortgagesSep 2017 Second Mortgage
Sep 2017 Second Mortgage
APN1470000000990

Property Details

APN / Parcel Number

Primary APN1470000000990

Interior

Bedrooms3 Beds
Full Baths1 Bath
Total Rooms5 Rooms
Stories1 Story
Building Area1,056 sqft Living Area
1st Floor Area1,056 sqft
FlooringWood
Interior WallsPlaster

Exterior

Year BuiltBuilt 1963
Effective Year BuiltEffective 1963
Exterior MaterialAsbestos
Construction TypeFrame
Roof TypeGable
Roof MaterialAsphalt
Lot Area5,445 sqft (0.125 acres)
PorchOpen Porch
Porch Area192 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address2604 BROAD ST
CityCHESAPEAKE
StateVA
Zip23324-3010
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR6: RESIDE
Legal Description7 BURK TRACT
Legal SubdivisionPROVIDENCE GROVE, ELIZABETH WOODS
JurisdictionCHESAPEAKE CITY VA
Township / Civil DivisionCHESAPEAKE
Census Block Group2
Census Block2001
Census Tract20700

Owner

2604 Broad St is owned and occupied by an individual.

Source: Chesapeake City records, as of October 13, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on File
Mailing Address2604 BROAD ST, CHESAPEAKE, VA 23324-3010
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Sep 21, 2017Deed of Trust, Mortgage · Stand-Alone Second Mortgage
SECRETARY OF HOUSING AND URBAN DEVELOPME
Sep 21, 2017Deed of Trust, Mortgage · Stand-Alone Second Mortgage
SECRETARY OF HOUSING AND URBAN DEVELOPME

Assessor's Deed Record

Deed NamesName on Deed
Record UpdatedOct 29, 2026

September 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHESAPEAKE CITY VA
Property Address2604 BROAD ST, CHESAPEAKE, VA 23324-3010
Transaction TypeMortgage
Record UpdatedSep 22, 2023
Title CompanyFIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number009836/305
DateSep 21, 2017
Book Page9836/305
Instrument170026111
Lender
NameSECRETARY OF HOUSING AND URBAN DEVELOPME
Agreement
TypeStand-Alone Second Mortgage
AmountAmount on Record
Term359 Months
DueAug 1, 2047
Interest
Rate TypeFixed Rate

September 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHESAPEAKE CITY VA
Property Address2604 BROAD ST, CHESAPEAKE, VA 23324-3010
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyFIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number9836/305
DateSep 21, 2017
Book Page9836/305
Instrument170026111
Lender
NameSECRETARY OF HOUSING AND URBAN DEVELOPME
Agreement
TypeStand-Alone Second Mortgage
AmountAmount on Record
Term359 Months
DueAug 1, 2047
Interest
Rate TypeFixed Rate

Tax Assessment & Valuation

The 2025 property tax bill for 2604 Broad St was $2,009.

Source: Chesapeake City assessment roll, as of October 13, 2026

Property Jurisdictions

TypeName
StateVirginia
MunicipalityChesapeake City
Unified School DistrictChesapeake City Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$212,000 (+6.59%) Land $105,000 Building $107,000$212,000 (+6.59%) Land $105,000 Building $107,000
2025$2,009.00$198,900 Land $95,000 Building $103,900$198,900 Land $95,000 Building $103,900
2023$167,200 (+9.28%) Land $75,000 Building $92,200$167,200 (+9.28%) Land $75,000 Building $92,200
2022$153,000 Land $65,000 Building $88,000$153,000 Land $65,000 Building $88,000
2019$1,288.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 2604 Broad St; there have been 12 flood claims nearby since 1983.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneNot on file
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies2 in force
Nearby Flood Claims12 (1983–2016)
Claims Outside the SFHA1 of 12
Most Recent ClaimOct 2016 · Hurricane Matthew
Claims by Event
  • Hurricane Floyd Major Disaster Declarations, Sep 1999 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2604 Broad St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 96% of the US · lower than 98% of Virginia
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF CHESAPEAKE - NORTHWEST RIVER SYS
serves 165,240 people · EPA ID VA3550051
Water SourceSurface water
Last State InspectionJun 2025
Lead1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 199 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
T-Mobile
Fiber
5,000 / 5,000
Cox Communications
Cable
2,000 / 100
Verizon
Fixed Wireless · Fiber in parts of the area
300 / 20
AT&T
Fixed Wireless
100 / 20

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