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2604 Bowen St, Elgin, SC 29045 Property Records

Kershaw County property record for 2604 Bowen St, Elgin, SC 29045

Property Summary

Property TypeSingle Family Home
Details3,862 sqft
Lot Size4.75 acres (206,910 sqft)
Owner2 Individual Names on File
Last Sale$270,000 (May 2019)
Tax Bill$1,649 (2025)
Deeds & MortgagesJun 2019 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN334-00-00-010

Property Details

APN / Parcel Number

Primary APN334-00-00-010
Alternative APNs
  • 0334 00 00 0100
  • 743

Interior

Stories1 Story
Building Area3,862 sqft Gross Area
Gross Area2,423 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Exterior MaterialWood
Construction TypeFrame
Lot Area206,910 sqft (4.75 acres)
Garage TypeAttached
Garage Area396 sqft
PorchPorch
Porch Area40 sqft

Location & Zoning

Account Number743
Old Parcel Number0334 00 00 0100
Street Address2604 BOWEN ST
CityELGIN
StateSC
Zip29045-9014
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-15
Legal DescriptionAPT 401 PKG 10871
Legal SubdivisionESTATE/LOUIS L HIGGINS
JurisdictionKERSHAW SC
Township / Civil DivisionELGIN
Census Block Group1
Census Block1024
Census Tract970909

Owner

Source: Kershaw County records · APN 334-00-00-010

Assessment roll updated September 13, 2025 · Last verified November 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Co-ownerVerified Secondary Owner
Mailing Address2604 BOWEN ST, ELGIN, SC 29045-9014
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleMay 24, 2019 · Amount on Record
Deed SaleMay 24, 2019 · Amount on Record
Deed Document Number0000403836
Record UpdatedJun 08, 2026

June 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionKERSHAW SC
Recording DateJun 05, 2019
Property Address2604 BOWEN ST, ELGIN, SC 29045-9014
Document Number0000004336
Book / Page004038 / 000036
Instrument DateMay 24, 2019
Instrument4336
Transaction TypeTransfer
Record UpdatedJun 20, 2019
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$999.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address2604 BOWEN ST ELGIN SC 290459014, ELGIN, SC 29045-9014

Mortgage

Document Number4337
DateJun 05, 2019
Book Page004038/000040
Instrument4337
Lender
NameATLANTIC BAY MTG
TypeMortgage Company
AddressVIRGINIA BEACH, VA 23452
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueJun 04, 2049

Tax Assessment & Valuation

Source: Kershaw County records · Assessment roll updated September 13, 2025 · Last verified November 2025

Property Jurisdictions

TypeName
StateSouth Carolina
CountyKershaw County
Unified School DistrictKershaw County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$1,649.00 (-27.9%)$270,900 (-) Land $47,500 Building $223,400$270,900 (-)
2023$2,287.00$270,900 Land $47,500 Building $223,400$270,900

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of September 28, 2018 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 9 (5% premium discount)
Nearby Flood Policies7 in force

Wildfire

Wildfire RiskModerate
above 42% of the US · lower than 70% of South Carolina
Wildfire Likelihood0.06% annual chance
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Spectrum
Cable		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20
T-Mobile USA
Fixed Wireless		100 / 20

Based on FCC filings for 68 locations within half a mile of this property.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Bowen St

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