2604 8th St SW, Backus, MN 56435 Property Records

Cass County property record for 2604 8th St SW, Backus, MN 56435

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,344 sqft · built 1997
Lot Size	5 acres (217,800 sqft)
Owner	Individual Name on File
Last Sale	$185,000 (Feb 2021)
Tax Bill	$1,428 (2026)
Deeds & Mortgages	Dec 2020 Mortgage Dec 2019 Refinance + 4 more
APN	`31-013-2101`

Property Details

APN / Parcel Number

Primary APN	`31-013-2101`
Alternative APN	`21459`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,344 sqft Base Area
1st Floor Area	1,344 sqft
Basement Area	1,000 sqft
Finished Basement	1,000 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1997
Effective Year Built	Effective 2010
Architectural Style	Ranch
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	217,800 sqft (5 acres)
Garage Area	768 sqft
Parking Spaces	3 Parking Spaces
Deck Area	96 sqft
Shed	1 Shed
Shed Area	1 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Propane
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	21459
Street Address	2604 8TH ST SW
City	BACKUS
State	MN
Zip	56435-2270
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PT OF NE NW, SEC 13-138-30
Legal Range	30
Legal Township	138
Legal Section	13
Jurisdiction	CASS MN
Township / Civil Division	PINE RIVER
Census Block Group	2
Census Block	2006
Census Tract	960600

Owner

2604 8th St SW is owned and occupied by an individual who bought it in February 2021.

Source: Cass County records, as of August 18, 2026

Owner of Record	Individual Name on File
Mailing Address	2604 8TH ST SW, BACKUS, MN 56435-2270
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 10, 2020	Deed of Trust, Mortgage · ARM WINGS FINANCIAL FCU
Dec 5, 2019	Deed of Trust, Mortgage · Stand-Alone Refinance WINGS FINANCIAL FCU
Mar 14, 2005	Deed of Trust, Mortgage · Conventional Mortgage WINSTAR MORTGAGE PARTNERS INC
Jul 7, 2005	Deed of Trust, Mortgage · Line of Credit CITIBANK FSB
Mar 19, 2010	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS INC
Feb 23, 2021	Warranty Deed, Transfer · USDA Mortgage USDA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 23, 2021 · Amount on File
Deed Sale	Feb 23, 2021 · Amount on File
Prior Sale	Nov 26, 2008 · Amount on File
Deed Document Number	2021669512
Prior Transfer Date	Aug 19, 2008
Prior Transfer Doc	0000544334
Record Updated	Sep 20, 2026

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CASS MN
Property Address	2604 8TH ST SW, BACKUS, MN 56435-2270
Transaction Type	Mortgage
Record Updated	Jan 27, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	A000666976
Date	Dec 10, 2020
Instrument	A000666976

Lender

Name	WINGS FINANCIAL FCU
Type	Credit Union

Agreement

Type	ARM
Amount	Amount on Record
Term	373 Months
Due	Jan 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	2.8%
Type Change Date	Jan 1, 2031
Index	1-Year CMT

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CASS MN
Property Address	2604 8TH ST SW, BACKUS, MN 56435-2270
Transaction Type	Mortgage
Record Updated	Jan 27, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	A000655879
Date	Dec 5, 2019
Instrument	A000655879

Lender

Name	WINGS FINANCIAL FCU
Type	Credit Union

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	193 Months
Due	Jan 1, 2036

March 2005: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CASS MN
Property Address	2604 8TH ST SW, BACKUS, MN 56435-2270
Transaction Type	Mortgage
Record Updated	Jan 27, 2026
Title Company	ALL AMERICAN ESCROW AND TITLE, ALL AMERICAN ESCROW & TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	A000496055
Date	Mar 14, 2005
Instrument	A000496055

Lender

Name	WINSTAR MORTGAGE PARTNERS INC
Type	Mortgage Company
Address	MINNEAPOLIS, MN 55441

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2035

July 2005: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CASS MN
Property Address	2604 8TH ST SW, BACKUS, MN 56435-2270
Transaction Type	Mortgage
Record Updated	Jan 27, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	A000500774
Date	Jul 7, 2005
Instrument	A000500774

Lender

Name	CITIBANK FSB
Type	Bank
Address	22090

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	2 Months
Due	Sep 6, 2005

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2010: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CASS MN
Property Address	2604 8TH ST SW, BACKUS, MN 56435-2270
Transaction Type	Mortgage
Record Updated	Jan 27, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	A000558724
Date	Mar 19, 2010
Instrument	A000558724

Lender

Name	QUICKEN LOANS INC
Type	Lending Institution
Address	LIVONIA, MI 48152

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 1, 2040

February 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CASS MN
Recording Date	Feb 23, 2021
Property Address	2604 8TH ST SW, BACKUS, MN 56435-2270
Document Number	A000669512
Instrument Date	Feb 22, 2021
Instrument	A000669512
Transaction Type	Transfer
Record Updated	Jan 28, 2026
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2604 8TH ST SW, BACKUS, MN 56435-2270

Mortgage

Document Number	A000669513
Date	Feb 23, 2021
Instrument	A000669513

Lender

Name	USDA
Type	Government Agency

Agreement

Type	USDA Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2026 property tax bill for 2604 8th St SW was $1,428 with a homeowner's exemption, up 15.9% from the year before.

Source: Cass County assessment roll, as of April 16, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Cass County
County Subdivision	Pine River Township
Unified School District	Pine River-Backus Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,428.00 (+15.91%) Homeowner's exemption
2025	$1,232.00	$302,600 (+9.88%) Land $53,100 Building $249,500	$302,600 (+9.88%) Land $53,100 Building $249,500
2024		$275,400 Land $53,100 Building $222,300	$275,400 Land $53,100 Building $222,300
2023	$1,072.00
2022		$229,100 Land $36,000 Building $193,100	$229,100 Land $36,000 Building $193,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 2604 8th St SW.

Source: FEMA National Flood Hazard Layer

FEMA Flood Zone	Not on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 2604 8th St SW is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 8 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Tremolo Communications Fiber	2,500 / 2,500

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on 8th St SW

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