2604 20th Ave NE, Naples, FL 34120 Property Records

Collier County property record for 2604 20th Ave NE, Naples, FL 34120

Property Summary

Property Type	Single Family Home
Lot Size	1.59 acres (69,260 sqft)
Owner	Individual Name on File
Last Sale	$125,000 (May 2024)
Tax Bill	$886 (2025)
Deeds & Mortgages	Jun 2024 Construction Loan May 2024 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`347500 51 13D30`

Property Details

APN / Parcel Number

Primary APN	`347500 51 13D30`
Alternative APNs	`402957600050769005113` `40295760005`

Exterior

Lot Area	69,260 sqft (1.59 acres)

Location & Zoning

Street Address	2604 20TH AVE NE
City	NAPLES
State	FL
Zip	34120-5705
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	E
Legal Description	GOLDEN GATE EST UNIT 70 W 105FT OF TR 51
Legal Range	28
Legal Township	48
Legal Section	30
Legal Subdivision	GOLDEN GATE EST UNIT 70
Legal Tract	51
Legal Block	2
Legal Lot Number	1
Legal Unit	70
Jurisdiction	COLLIER FL
Township / Civil Division	IMMOKALEE
Census Block Group	2
Census Block	2005
Census Tract	11214

Owner

Source: Collier County records · APN 347500 51 13D30

Assessment roll updated September 9, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	5576 JONQUIL CIR, 202, NAPLES, FL 34109-2735
Owner Type	Individual
Vesting	Unmarried Man

Deeds, Mortgages & Sale History

Date	Document
Jun 21, 2024	Deed of Trust, Mortgage · Construction Mortgage LAKE MICHIGAN CU
May 23, 2024	Deed, Transfer USA TITLE AND ESCROW, USA ELITE TITLE & ESCROW LLC
May 23, 2024	Warranty Deed, Transfer · Conventional Mortgage LAKE MICHIGAN CU

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	May 23, 2024 · Amount on Record
Deed Sale	May 23, 2024 · Amount on Record
Prior Sale	Oct 19, 2005 · Amount on Record
Deed Document Number	20246549753
Deed Book / Page	6362 / 2804
Prior Transfer Date	Nov 20, 2012
Prior Transfer Doc	0052291488
Record Updated	Jun 08, 2026

June 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLLIER FL
Property Address	2604 20TH AVE NE, NAPLES, FL 34120-5705
Transaction Type	Mortgage
Record Updated	Dec 16, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5576 JONQUIL CIR 202, 202, NAPLES, FL 34109-2735

Mortgage

Document Number	0063730150
Date	Jun 21, 2024
Book Page	6373/150
Instrument	6562291

Lender

Name	LAKE MICHIGAN CU
Type	Credit Union
Address	GRAND RAPIDS, MI 49546

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	373 Months
Due	Jul 01, 2055

Interest

Rate Type	Adjustable Rate
Rate	6.49%
Type Change Date	Jul 01, 2032
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	11.4%
Index	1-Year T-Bill
Max Rate	11.4%

May 2024: Deed, Transfer

Document Type	Deed
Jurisdiction	COLLIER FL
Recording Date	May 23, 2024
Property Address	2604 20TH AVE NE, NAPLES, FL 34120-5705
Document Number	0063622802
Book / Page	6362 / 2802
Map Reference	MB 5 PG 6
Instrument Date	May 15, 2024
Instrument	6549752
Transaction Type	Transfer
Record Updated	Dec 16, 2025
Title Company	USA TITLE AND ESCROW, USA ELITE TITLE & ESCROW LLC

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	14950 SW 301ST TER, HOMESTEAD, FL 33033-3768

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5576 JONQUIL CIR, NAPLES, FL 34109-2734

May 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COLLIER FL
Recording Date	May 23, 2024
Property Address	2604 20TH AVE NE, NAPLES, FL 34120-5705
Document Number	0063622804
Book / Page	6362 / 2804
Map Reference	MB 5 PG 6
Instrument Date	May 15, 2024
Instrument	6549753
Transaction Type	Transfer
Record Updated	Dec 16, 2025
Title Company	USA TITLE AND ESCROW, USA ELITE TITLE & ESCROW LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$875.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	14950 SW 301ST TER, HOMESTEAD, FL 33033-3768

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5576 JONQUIL CIR APT 202, 202, NAPLES, FL 34109-2735

Mortgage

Document Number	0063622807
Date	May 23, 2024
Instrument	6362/2807

Lender

Name	LAKE MICHIGAN CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 01, 2054

Interest

Rate Type	Adjustable Rate
Rate	7.75%
Type Change Date	May 01, 2027
Change Frequency	Annually
Min Rate At Change	5.75%
Max Rate At Change	9.75%
Index	1-Year T-Bill
Max Rate	12.7%

Tax Assessment & Valuation

Source: Collier County records · Assessment roll updated September 9, 2025 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Florida
County	Collier County
Unified School District	Collier County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$886.00 (+121.5%)	$72,345 (+258%) Land $72,345	$72,345 (+10.3%) Land $72,345
2024	$400.00 (-10.71%)
2023	$448.00 (-1.1%)	$20,208 (+1%)	$65,588 (-) Land $65,588
2022	$453.00	$18,371	$65,588 Land $65,588

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Collier County (12021C), updated June 18, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120210112142, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AH, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 190 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	190 in force
Nearby Flood Claims	4 (2017–2022)
Most Recent Claim	Sep 2022 · Hurricane Ian
Claims by Event	Hurricane Irma, Sep 2017 · 3 claims

Wildfire

Wildfire Risk	High above 80% of the US · above 69% of Florida
Wildfire Likelihood	0.5% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · sampled at 42 locations within half a mile · Last verified October 2026

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

Cell Coverage

4G LTE (outdoors only), no 5G reported

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