26034 Bee Tree Rd, Henderson, MD 21640 Property Records

Caroline County property record for 26034 Bee Tree Rd, Henderson, MD 21640 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Details	1.5 ba · 1,798 sqft · built 1989
Lot Size	2.03 acres (88,427 sqft)
Owner	Individual Name on File
Tax Bill	$2,340 (2025)
Deeds & Mortgages	May 2017 Mortgage Jul 2018 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`01-014889`

Property Details

APN / Parcel Number

Primary APN	`01-014889`
Alternative APNs	`1014889` `014889`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,798 sqft Total Area

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1989
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	88,427 sqft (2.03 acres)
Deck Area	364 sqft
Shed	1 Shed
Shed Area	120 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Account Number	014889
Street Address	26034 BEE TREE RD
City	HENDERSON
State	MD
Zip	21640-1451
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	2.03 AC LOT 2 NE/S BEE TREE ROAD NW OF HENDERSON
Legal Subdivision	LAND OF RONALD D SPIERING
Legal Lot Number	2
Jurisdiction	CAROLINE MD
Township / Civil Division	1, HENDERSON
Census Block Group	1
Census Block	1041
Census Tract	955000

Owner

Source: Caroline County records · APN 01-014889

Assessment roll updated August 18, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	26034 BEE TREE RD, HENDERSON, MD 21640-1451
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 09, 2017	Deed of Trust, Mortgage · FHA Mortgage GSF MORTGAGE CORP
Jul 03, 2018	Deed of Trust, Mortgage · FHA Mortgage GSF MORTGAGE CORP
Apr 18, 2019	Deed of Trust, Mortgage · Conventional Mortgage GSF MORTGAGE CORP
Apr 27, 2020	Deed of Trust, Mortgage · Conventional Mortgage GSF MORTGAGE CORP
Aug 17, 2020	Deed of Trust, Mortgage · Line of Credit MANUFACTURERS BANK & TRUST CO

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Apr 21, 2006
Deed Sale	Apr 21, 2006
Prior Sale	May 05, 1990 · Amount on Record
Deed Document Number	200660486
Deed Book / Page	681 / 257
Last Transfer Date	May 24, 2016
Transfer Doc	0012100434
Record Updated	Sep 20, 2026

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CAROLINE MD
Property Address	26034 BEE TREE RD, HENDERSON, MD 21640-1451
Transaction Type	Mortgage
Record Updated	Oct 27, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0012560134
Date	May 09, 2017
Book Page	1256/134
Instrument	1256-134

Lender

Name	GSF MORTGAGE CORP
Type	Mortgage Company
Address	BROOKFIELD, WI 53005

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 01, 2047

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CAROLINE MD
Property Address	26034 BEE TREE RD, HENDERSON, MD 21640-1451
Transaction Type	Mortgage
Record Updated	Oct 27, 2022
Title Company	NATIONAL ASSURANCE TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0013170102
Date	Jul 03, 2018
Book Page	1317/102

Lender

Name	GSF MORTGAGE CORP
Type	Mortgage Company
Address	BROOKFIELD, WI 53005

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 01, 2048

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CAROLINE MD
Property Address	26034 BEE TREE RD, HENDERSON, MD 21640-1451
Transaction Type	Mortgage
Record Updated	Oct 27, 2022
Title Company	NATIONAL ASSURANCE TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0013530266
Date	Apr 18, 2019
Book Page	1353/266

Lender

Name	GSF MORTGAGE CORP
Type	Mortgage Company
Address	BROOKFIELD, WI 53005

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	301 Months
Due	May 01, 2044

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CAROLINE MD
Property Address	26034 BEE TREE RD, HENDERSON, MD 21640-1451
Transaction Type	Mortgage
Record Updated	Oct 27, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0014120169
Date	Apr 27, 2020
Book Page	1412/169

Lender

Name	GSF MORTGAGE CORP
Type	Mortgage Company
Address	BROOKFIELD, WI 53005

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 01, 2050

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CAROLINE MD
Property Address	26034 BEE TREE RD, HENDERSON, MD 21640-1451
Transaction Type	Mortgage
Record Updated	Oct 27, 2022
Title Company	ACCOMMODATION

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0014320373
Date	Aug 17, 2020
Book Page	1432/373

Lender

Name	MANUFACTURERS BANK & TRUST CO
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Caroline County records · Assessment roll updated August 18, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Caroline County
Unified School District	Caroline County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$251,467 (+8.84%)	$271,900 (-) Land $90,100 Building $181,800
2025	$2,340.00 (+13.43%) Homeowner's exemption	$231,033 (+12.86%)	$271,900 (+29.11%) Land $90,100 Building $181,800
2023	$2,063.00 Homeowner's exemption	$204,700	$210,600 Land $70,100 Building $140,500

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Caroline County (24011C), updated October 15, 2021 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 240119550001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	4 in force
Nearby Flood Claims	2 (2011)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Aug 2011, rainfall accumulation, Hurricane Irene
Claims By Storm	Hurricane Irene, Aug 2011 · 2 claims

Wildfire

Wildfire Risk	Low above 20% of the US · above 41% of Maryland
Wildfire Likelihood	About 1 in 5,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 5 locations within about half a mile of this property, a small sample

Provider	Technology	Download / Upload (Mbps)
Choptank Electric Cooperative	Fiber	2,500 / 2,500

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE (outdoors only)

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