2603 Windsor Dr, Troy, MI 48085 Property Records

Oakland County property record for 2603 Windsor Dr, Troy, MI 48085

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,791 sqft · built 1970
Lot Size	0.3 acres (13,068 sqft)
Owner	Company Name on Record
Tax Bill	$3,158 (2025)
Deeds & Mortgages	Sep 2026 Line of Credit Oct 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`88-20-13-208-020`

Property Details

APN / Parcel Number

Primary APN	`88-20-13-208-020`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Stories	1 Story
Building Area	1,791 sqft Living Area
1st Floor Area	1,791 sqft
Basement Area	1,791 sqft
Finished Basement	1,791 sqft
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1970
Effective Year Built	Effective 1970
Architectural Style	Ranch
Exterior Material	Wood Siding
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Lot Area	13,068 sqft (0.3 acres)
Lot Dimensions	130 ft deep x 100 ft wide
Garage Area	468 sqft
Parking Spaces	2 Parking Spaces
Deck Area	320 sqft
Patio Area	320 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal

Location & Zoning

Street Address	2603 WINDSOR DR
City	TROY
State	MI
Zip	48085-3727
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1C
Legal Description	T2N, R11E, SEC 13 WINDMILL POINTE SUB LOT 262
Legal Range	11E
Legal Township	2N
Legal Section	13
Legal Subdivision	WINDMILL POINTE SUB
Legal Lot Number	262
Jurisdiction	OAKLAND MI
Township / Civil Division	TROY
Census Block Group	1
Census Block	1012
Census Tract	197900

Owner

Source: Oakland County records, as of May 27, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Company Name on Record
Mailing Address	2603 WINDSOR DR, TROY, MI 48085-3727
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Sep 9, 2026	Deed of Trust, Mortgage · Line of Credit CITIZENS BANK
Oct 19, 2020	Deed of Trust, Mortgage · Conventional Mortgage FREEDOM MTG
Nov 5, 2020	Correction Deed, Transfer NOT AVAILABLE
May 31, 2017	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Oct 19, 2020
Transfer Doc	0000231838
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OAKLAND MI
Recording Date	Sep 9, 2026
Property Address	2603 WINDSOR DR, TROY, MI 48085-3727
Document Number	0000133897
Book / Page	61533 / 346
Instrument Date	Aug 19, 2026
Instrument	2026133897
Transaction Type	Mortgage
Record Updated	Sep 17, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Life Tenant, 269
Address	2603 WINDSOR DR, TROY, MI 48085-3727

Mortgage

Document Number	0000133897,
Date	Sep 9, 2026
Book Page	61533/346
Instrument	2026133897

Lender

Name	CITIZENS BANK

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	299 Months
Due	Aug 23, 2051

Interest

Max Rate	-1%

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OAKLAND MI
Property Address	2603 WINDSOR DR, TROY, MI 48085-3727
Document Number	0000231839
Instrument Date	Oct 19, 2020
Transaction Type	Mortgage
Record Updated	Dec 2, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	2603 WINDSOR DR TROY MI 480853727, TROY, MI 48085-3727

Mortgage

Document Number	0000231839
Date	Nov 5, 2020
Book Page	055124/000001
Instrument	231839

Lender

Name	FREEDOM MTG
Type	Mortgage Company
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Nov 4, 2030

November 2020: Correction Deed, Transfer

Document Type	Correction Deed
Jurisdiction	OAKLAND MI
Recording Date	Nov 5, 2020
Property Address	2603 WINDSOR DR, TROY, MI 48085-3727
Document Number	0000231838
Book / Page	055123 / 000890
Instrument Date	Oct 19, 2020
Instrument	231838
Transaction Type	Transfer
Record Updated	Dec 2, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	2603 WINDSOR DR TROY MI 480853727, TROY, MI 48085-3727

May 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	OAKLAND MI
Recording Date	May 31, 2017
Property Address	2603 WINDSOR DR, TROY, MI 48085-3727
Document Number	0000104965
Book / Page	050715 / 000248
Instrument Date	May 23, 2017
Instrument	104965
Transaction Type	Transfer
Record Updated	Jun 21, 2017
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	2603 WINDSOR DR TROY MI 480853727, TROY, MI 48085-3727

Tax Assessment & Valuation

Source: Oakland County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Oakland County
Municipality	Troy City
Unified School District	Troy School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,158.00 (-3.87%)
2023			$293,520
2022	$3,285.00	$146,760

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 8, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 93% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TROY serves 85,854 people · EPA ID MI0006690
Water Source	Purchased surface water from GREAT LAKES WATER AUTHORITY
Last State Inspection	Dec 2023
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 416 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
WOW Internet, Cable & Phone Cable	1,200 / 50
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20

May also be available: T-Mobile.

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