Polk County property record for 2603 Willow St, Granger, IA 50109
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 1,859 sqft · built 2004 |
| Lot Size | 0.283 acres (12,337 sqft) |
| Owner | Individual Name on File |
| Last Sale | $355,000 (Jan 2020) |
| Tax Bill | $9,902 (2024) |
| Deeds & Mortgages | Mar 2018 Mortgage Jul 2020 Line of Credit + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 8025-07-327-007 |
| Primary APN | 8025-07-327-007 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,859 sqft Living Area |
| Gross Area | 3,031 sqft |
| 1st Floor Area | 1,859 sqft |
| Basement Area | 1,859 sqft |
| Finished Basement | 1,550 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2004 |
|---|---|
| Architectural Style | Ranch |
| Exterior Material | Concrete Block |
| Foundation Type | Concrete |
| Roof Type | Hip |
| Roof Material | Asphalt |
| Lot Area | 12,337 sqft (0.283 acres) |
| Lot Dimensions | 150 ft deep x 82 ft wide |
| Garage Type | Attached |
| Garage Area | 863 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Open Porch |
|---|---|
| Porch Area | 33 sqft |
| Deck Area | 235 sqft |
| Patio Area | 343 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air |
| Sewer | Connected |
| Street Address | 2603 WILLOW ST |
|---|---|
| City | GRANGER |
| State | IA |
| Zip | 50109-9672 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 33 TWIN EAGLES POINT PLAT 1 |
| Legal Subdivision | TWIN EAGLES POINT PLAT 1 |
| Legal Lot Number | 33 |
| Jurisdiction | POLK IA |
| Township / Civil Division | JEFFERSON |
| Census Block Group | 2 |
| Census Block | 2047 |
| Census Tract | 11500 |
2603 Willow St is owned and occupied by an individual who bought it in January 2020.
Source: Polk County records, as of October 15, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 2603 WILLOW ST, GRANGER, IA 50109-9672 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 22, 2018 | Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA |
| Jul 17, 2020 | Deed of Trust, Mortgage · Line of Credit COLLINS COMMUNITY CU |
| Jun 19, 2020 | Deed of Trust, Mortgage · Conventional Mortgage COLLINS CMNTY CU |
| Jan 24, 2020 | Deed of Trust, Mortgage · Line of Credit COMMUNITY CHOICE CU |
| Jan 14, 2020 | Warranty Deed, Transfer · Conventional Mortgage COLLINS COMMUNITY CU |
| Dec 19, 2017 | Warranty Deed, Transfer · Conventional Mortgage JPMORGAN CHASE BANK NA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 14, 2020 · Amount on File |
| Deed Sale | Jan 14, 2020 · Amount on File |
| Prior Sale | Dec 19, 2017 · Amount on File |
| Deed Document Number | 2019-00061419 |
| Deed Book / Page | 17663 / 0847 |
| Record Updated | Jun 7, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK IA |
| Property Address | 2603 WILLOW ST, GRANGER, IA 50109-9672 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000072350 |
|---|---|
| Date | Mar 22, 2018 |
| Book Page | 16855/0646 |
| Instrument | 2017-00072350 |
| Name | JPMORGAN CHASE BANK NA |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43240 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 358 Months |
| Due | Jan 1, 2048 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK IA |
| Property Address | 2603 WILLOW ST, GRANGER, IA 50109-9672 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000006623 |
|---|---|
| Date | Jul 17, 2020 |
| Book Page | 17954/167 |
| Instrument | 2020-00006623 |
| Name | COLLINS COMMUNITY CU |
|---|---|
| Type | Credit Union |
| Address | CEDAR RAPIDS, IA 52402 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 120 Months |
| Due | Jul 16, 2030 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK IA |
| Property Address | 2603 WILLOW ST, GRANGER, IA 50109-9672 |
| Document Number | 0000112329 |
| Instrument Date | Jun 19, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jul 20, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 2603 WILLOW ST GRANGER IA 501099672, GRANGER, IA 50109-9672 |
| Document Number | 0000112329 |
|---|---|
| Date | Jun 25, 2020 |
| Book Page | 017909/000895 |
| Instrument | 112329 |
| Name | COLLINS CMNTY CU |
|---|---|
| Type | Credit Union |
| Address | CEDAR RAPIDS, IA 52402 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 24, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK IA |
| Property Address | 2603 WILLOW ST, GRANGER, IA 50109-9672 |
| Document Number | 0000064466 |
| Instrument Date | Jan 24, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Mar 13, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Married Couple |
| Address | 2603 WILLOW ST GRANGER IA 501099672, GRANGER, IA 50109-9672 |
| Document Number | 0000064466 |
|---|---|
| Date | Jan 27, 2020 |
| Book Page | 017676/000779 |
| Instrument | 64466 |
| Name | COMMUNITY CHOICE CU |
|---|---|
| Type | Credit Union |
| Address | JOHNSTON, IA 50131 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jan 26, 2050 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | POLK IA |
| Recording Date | Jan 14, 2020 |
| Property Address | 2603 WILLOW ST, GRANGER, IA 50109-9672 |
| Document Number | 201900061419 |
| Book / Page | 17663 / 0847 |
| Instrument Date | Oct 10, 2019 |
| Instrument | 2019-00061419 |
| Transaction Type | Transfer |
| Record Updated | Oct 19, 2021 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $567.20 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 2603 WILLOW ST, GRANGER, IA 50109-9672 |
| Document Number | 201900061421 |
|---|---|
| Date | Jan 14, 2020 |
| Instrument | 2019-00061421 |
| Name | COLLINS COMMUNITY CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Feb 1, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | POLK IA |
| Recording Date | Dec 19, 2017 |
| Property Address | 2603 WILLOW ST, GRANGER, IA 50109-9672 |
| Document Number | 201700050526 |
| Book / Page | 16765 / 0837 |
| Instrument Date | Dec 16, 2017 |
| Instrument | 2017-00050526 |
| Transaction Type | Transfer |
| Record Updated | Oct 19, 2021 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $548.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2603 WILLOW ST, GRANGER, IA 50109-9672 |
| Document Number | 201700050528 |
|---|---|
| Date | Dec 19, 2017 |
| Instrument | 2017-00050528 |
| Name | JPMORGAN CHASE BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jan 1, 2048 |
Source: Polk County assessment roll, as of May 1, 2025
| Type | Name |
|---|---|
| State | Iowa |
| County | Polk County |
| Municipality | Granger City |
| Unified School District | Woodward-Granger Community School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $517,300 Land $71,200 Building $446,100 | $517,300 Land $71,200 Building $446,100 | |
| 2024 | $9,902.00 | ||
| 2023 | $482,000 Land $65,400 Building $416,600 | $482,000 Land $65,400 Building $416,600 | |
| 2020 | $8,612.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 2603 Willow St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2010.
Source: FEMA National Flood Hazard Layer, effective August 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 1 (2010) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Aug 2010 · Severe Storms, Flooding, And Tornadoes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 2603 Willow St is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 49% of Iowa |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GRANGER MUNI WATER SUPPLY serves 1,654 people · EPA ID IA2537001 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2024 |
| Also Mapped Here | XENIA RWD (DES MOINES) |
| Lead | Under 1 ppb (2024) action level 15 ppb |
| Copper | 1.4 mg/L (2021) action level 1.3 mg/L |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 143 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| CenturyLink Fiber | 2,000 / 1,000 |
| Huxley Communications Cooperative Fiber | 1,000 / 1,000 |
| Mediacom Xtream Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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