2603 W Upton Ave, Spokane, WA 99205 Property Records

Spokane County property record for 2603 W Upton Ave, Spokane, WA 99205

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,695 sqft · built 1942
Lot Size	0.135 acres (5,879 sqft)
Owner	2 Individual Names on Record
Last Sale	$229,999 (May 2020)
Tax Bill	$3,184 (2026)
Deeds & Mortgages	Mar 2021 Mortgage May 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`25012.1101`

Property Details

APN / Parcel Number

Primary APN	`25012.1101`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	7 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,695 sqft Living Area
Gross Area	1,784 sqft
1st Floor Area	892 sqft
Basement Area	892 sqft
Finished Basement	803 sqft
Unfinished Basement	89 sqft
Utility Room	Utility Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1942
Effective Year Built	Effective 1942
Architectural Style	Ranch
Exterior Material	Shingles
Construction Type	Wood
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	5,879 sqft (0.135 acres)
Lot Dimensions	100 ft deep x 60 ft wide
Garage Type	Detached
Garage Area	240 sqft
Parking Spaces	1 Parking Space
Patio Area	40 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	2603 W UPTON AVE
City	SPOKANE
State	WA
Zip	99205-1566
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RSF
Legal Description	AUDUBON TER L1 B4
Legal Range	42E
Legal Township	25N
Legal Section	01
Legal Subdivision	AUDUBON TERRACE
Legal Block	4
Legal Lot Number	1
Jurisdiction	SPOKANE WA
Township / Civil Division	SPOKANE
Census Block Group	2
Census Block	2014
Census Tract	1100

Owner

Source: Spokane County records, as of June 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2603 W UPTON AVE, SPOKANE, WA 99205-1566
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 5, 2021	Deed of Trust, Mortgage · VA Mortgage USAA FSB
May 29, 2020	Warranty Deed, Transfer · VA Mortgage USAA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 29, 2020 · Amount on Record
Deed Sale	May 29, 2020 · Amount on Record
Prior Sale	Jul 16, 2014 · Amount on Record
Deed Document Number	20206924964
Record Updated	Sep 20, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPOKANE WA
Property Address	2603 W UPTON AVE, SPOKANE, WA 99205-1566
Transaction Type	Mortgage
Record Updated	Mar 15, 2021
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0007043693
Date	Mar 5, 2021
Instrument	7043693

Lender

Name	USAA FSB
Type	Bank
Address	SAN ANTONIO, TX 78288

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2051

May 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SPOKANE WA
Recording Date	May 29, 2020
Property Address	2603 W UPTON AVE, SPOKANE, WA 99205-1566
Document Number	0006924964
Instrument Date	May 26, 2020
Instrument	6924964
Transaction Type	Transfer
Record Updated	Jul 16, 2020
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$3,685.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	2603 W UPTON AVE SPOKANE WA 992051566, SPOKANE, WA 99205-1566

Mortgage

Document Number	6924965
Date	May 29, 2020
Instrument	6924965

Lender

Name	USAA
Address	SAN ANTONIO, TX 78288-0544

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 28, 2050

Tax Assessment & Valuation

Source: Spokane County assessment roll, as of June 17, 2026

Property Jurisdictions

Type	Name
State	Washington
County	Spokane County
Municipality	Spokane City
Unified School District	Spokane Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,184.00 (+2.78%)	$311,100 (+6.29%) Land $70,000 Building $241,100	$311,100 (+6.29%) Land $70,000 Building $241,100
2025	$3,098.00 (+8.13%)
2024		$292,700 (+26.98%) Land $60,000 Building $232,700	$292,700 (+26.98%) Land $60,000 Building $232,700
2023	$2,865.00 (+6.15%)	$230,500 Land $50,000 Building $180,500	$230,500 Land $50,000 Building $180,500
2022	$2,699.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 95% of Washington
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SPOKANE serves 346,138 people · EPA ID WA5383100
Water Source	Groundwater
Last State Inspection	Sep 2024
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 545 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
TDS Telecom Fiber	8,000 / 8,000
CenturyLink Fiber	2,000 / 1,000
Xfinity Cable	2,000 / 250
Wind Wireless Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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