2603 W Cascade Way, Spokane, WA 99208 Property Records

Spokane County property record for 2603 W Cascade Way, Spokane, WA 99208

Property Summary

Property Type	Single Family Home
Details	5 bd · 3.5 ba · 3,281 sqft · built 1996
Lot Size	0.254 acres (11,070 sqft)
Owner	Individual Name on File
Tax Bill	$5,994 (2026)
Deeds & Mortgages	Feb 2020 Line of Credit Mar 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`26243.0106`

Property Details

APN / Parcel Number

Primary APN	`26243.0106`

Interior

Bedrooms	5 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	13 Plumbing Fixtures
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	3,281 sqft Living Area
Gross Area	4,077 sqft
1st Floor Area	1,216 sqft
2nd Floor Area	885 sqft
Basement Area	1,180 sqft
Finished Basement	1,180 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1996
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Wood
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	11,070 sqft (0.254 acres)
Garage Type	Attached
Garage Area	796 sqft
Parking Spaces	3 Parking Spaces
Patio Area	90 sqft
Canopy	90 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	2603 W CASCADE WAY
City	SPOKANE
State	WA
Zip	99208-9272
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RSF
Legal Description	FIVE MILE HEIGHTS ADDITION LT 6 BLK 1
Legal Range	42E
Legal Township	26N
Legal Section	24
Legal Subdivision	FIVE MILE HEIGHTS ADDITION
Legal Block	1
Legal Lot Number	6
Jurisdiction	SPOKANE WA
Township / Civil Division	SPOKANE
Census Block Group	1
Census Block	1011
Census Tract	10701

Owner

2603 W Cascade Way is owned and occupied by an individual who acquired it in June 2004.

Source: Spokane County records, as of September 16, 2026

Owner of Record	Individual Name on File
Mailing Address	2603 W CASCADE WAY, SPOKANE, WA 99208-9272
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 14, 2020	Deed of Trust, Mortgage · Line of Credit SPOKANE TEACHERS CU
Mar 19, 2018	Deed of Trust, Mortgage · Conventional with PMI SPOKANE TEACHERS CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 8, 2004
Deed Sale	Jun 8, 2004
Prior Sale	Jun 24, 2003 · Amount on File
Deed Document Number	20045081185
Prior Transfer Date	Jun 20, 2003
Prior Transfer Doc	0004914841
Record Updated	Oct 29, 2026

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPOKANE WA
Property Address	2603 W CASCADE WAY, SPOKANE, WA 99208-9272
Document Number	0006895221
Instrument Date	Feb 14, 2020
Transaction Type	Mortgage
Record Updated	Mar 17, 2020
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2603 W CASCADE WAY SPOKANE WA 992089272, SPOKANE, WA 99208-9272

Mortgage

Document Number	0006895221
Date	Feb 24, 2020
Instrument	6895221

Lender

Name	SPOKANE TEACHERS CU
Type	Credit Union
Address	LIBERTY LAKE, WA 99019

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Feb 23, 2050

Interest

Rate Type	Adjustable Rate

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPOKANE WA
Property Address	2603 W CASCADE WAY, SPOKANE, WA 99208-9272
Document Number	0006693395
Instrument Date	Mar 19, 2018
Transaction Type	Mortgage
Record Updated	Mar 27, 2018
Title Company	SPOKANE COUNTY TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2603 W CASCADE WAY SPOKANE WA 992089272, SPOKANE, WA 99208-9272

Mortgage

Document Number	0006693395
Date	Mar 23, 2018
Instrument	6693395

Lender

Name	SPOKANE TEACHERS CU
Type	Credit Union
Address	LIBERTY LAKE, WA 99019

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Mar 22, 2048

Tax Assessment & Valuation

The 2026 property tax bill for 2603 W Cascade Way was $5,994, up 13.6% from the year before.

Source: Spokane County assessment roll, as of September 16, 2026

Property Jurisdictions

Type	Name
State	Washington
County	Spokane County
Municipality	Spokane City
Unified School District	Mead School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,994.00 (+13.61%)	$576,500 (-3.39%) Land $130,000 Building $446,500	$576,500 (-3.39%) Land $130,000 Building $446,500
2025	$5,276.00	$596,700 (+1.65%) Land $120,000 Building $476,700	$596,700 (+1.65%) Land $120,000 Building $476,700
2024		$587,000 (+29.61%) Land $80,000 Building $507,000	$587,000 (+29.61%) Land $80,000 Building $507,000
2023	$5,260.00 (+8.12%)	$452,900 Land $66,000 Building $386,900	$452,900 Land $66,000 Building $386,900
2022	$4,865.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2603 W Cascade Way in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2603 W Cascade Way is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 98% of Washington
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SPOKANE serves 346,138 people · EPA ID WA5383100
Water Source	Groundwater
Last State Inspection	Sep 2024
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 309 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
TDS Telecom Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 250
CenturyLink DSL	140 / 20
Wind Wireless Fixed Wireless	100 / 20

May also be available: Verizon.

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