2603 Terra Ct, Minden, NV 89423 Property Records

Douglas County property record for 2603 Terra Ct, Minden, NV 89423

Property Summary

Property Type	Single Family Home
Details	2,826 sqft · built 2003
Lot Size	1.02 acres (44,431 sqft)
Owner	2 Individual Names on File
Last Sale	$720,000 (Oct 2018)
Tax Bill	$3,745 (2026)
Deeds & Mortgages	Mar 2021 Mortgage Jul 2019 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`1420-35-410-016`

Property Details

APN / Parcel Number

Primary APN	`1420-35-410-016`
Alternative APN	`142035401001`

Interior

Stories	1 Story
Building Area	2,826 sqft Living Area
Gross Area	3,642 sqft
1st Floor Area	2,826 sqft

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Lot Area	44,431 sqft (1.02 acres)
Garage Type	Attached
Garage Area	816 sqft
Parking Spaces	3 Parking Spaces

Location & Zoning

Street Address	2603 TERRA CT
City	MINDEN
State	NV
Zip	89423-8028
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SKYLINE RANCH PH 1 LOT 40 BLOCK D
Legal Range	20E
Legal Township	14N
Legal Section	35
Legal Subdivision	SKYLINE RANCH PH 1
Legal Block	D
Legal Lot Number	40
Jurisdiction	DOUGLAS NV
Township / Civil Division	GARDNERVILLE-MINDEN
Census Block Group	2
Census Block	2032
Census Tract	2200

Owner

2603 Terra Ct is owned and occupied by two individuals who bought it in October 2018.

Source: Douglas County records, as of August 18, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2603 TERRA CT, MINDEN, NV 89423-8028
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 11, 2021	Deed of Trust, Mortgage · VA Mortgage CARDINAL FINANCIAL COMPANY LP
Jul 16, 2019	Deed of Trust, Mortgage · VA Mortgage CALIBER HM LOANS
Oct 12, 2018	Quit Claim Deed, Transfer FIRST AMERICAN TITLE
Oct 12, 2018	Grant Deed, Transfer · VA Mortgage SUPREME LNDG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 12, 2018 · Amount on File
Deed Sale	Oct 12, 2018 · Amount on File
Prior Sale	Dec 18, 2009 · Amount on File
Deed Document Number	2018920916
Record Updated	Sep 20, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DOUGLAS NV
Property Address	2603 TERRA CT, MINDEN, NV 89423-8028
Transaction Type	Mortgage
Record Updated	Mar 29, 2021
Title Company	ETRCO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000063292
Date	Mar 11, 2021
Instrument	2021-963292

Lender

Name	CARDINAL FINANCIAL COMPANY LP
Type	Mortgage Company
Address	CHARLOTTE, NC 28273

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2051

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DOUGLAS NV
Property Address	2603 TERRA CT, MINDEN, NV 89423-8028
Document Number	0000932402
Instrument Date	Jul 16, 2019
Transaction Type	Mortgage
Record Updated	Aug 5, 2019
Title Company	FIRST CENTENNIAL - RENO

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	2603 TERRA CT MINDEN NV 894238028, MINDEN, NV 89423-8028

Mortgage

Document Number	0000932402
Date	Jul 22, 2019
Instrument	932402

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company
Address	COPPELL, TX 75019

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 21, 2049

October 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	DOUGLAS NV
Recording Date	Oct 12, 2018
Property Address	2603 TERRA CT, MINDEN, NV 89423-8028
Document Number	0000920915
Instrument Date	Oct 8, 2018
Instrument	920915
Transaction Type	Transfer
Record Updated	Oct 25, 2018
Title Company	FIRST AMERICAN TITLE

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	2603 TERRA CT MINDEN NV 894238028, MINDEN, NV 89423-8028

October 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	DOUGLAS NV
Recording Date	Oct 12, 2018
Property Address	2603 TERRA CT, MINDEN, NV 89423-8028
Document Number	0000920916
Instrument Date	Oct 4, 2018
Instrument	920916
Transaction Type	Transfer
Record Updated	Oct 25, 2018
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,808.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	2603 TERRA CT MINDEN NV 894238028, MINDEN, NV 89423-8028

Mortgage

Document Number	920917
Date	Oct 12, 2018
Instrument	920917

Lender

Name	SUPREME LNDG
Address	DALLAS, TX 75254

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 11, 2048

Tax Assessment & Valuation

The 2026 property tax bill for 2603 Terra Ct was $3,745, up 3.1% from the year before.

Source: Douglas County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Nevada
County	Douglas County
Unified School District	Douglas County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,745.00 (+3.05%)	$193,313 (-1.54%) Land $57,750 Building $135,563
2025	$3,634.00 Additional exemption filed	$196,342 Land $57,750 Building $138,592	$560,977 Land $165,000 Building $395,977
2023	$3,440.00 Additional exemption filed	$183,100 Land $52,500 Building $130,600	$523,143 Land $150,000 Building $373,143
2021			$455,423 Land $120,000 Building $335,423

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 2603 Terra Ct in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 1991.

Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	9 in force
Nearby Flood Claims	5 (1991–2015)
Claims Outside the SFHA	5 of 5
Most Recent Claim	Jul 2015 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2603 Terra Ct is high, ranking above 76% of the US, with a 0.3% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 76% of the US · above 50% of Nevada
Wildfire Likelihood	0.3% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DOUGLAS COUNTY CARSON VALLEY SYSTEM serves 6,488 people · EPA ID NV0002216
Water Source	Groundwater
Last State Inspection	Apr 2026
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 141 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Tristate Wi-Fi by Wi-Fiber Fixed Wireless	473 / 270
Hot Spot Broadband Fixed Wireless	100 / 50

May also be available: DTS Fiber, Verizon.

Nearby Properties on Terra Ct

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures