Duval County property record for 2603 Summer Tree Rd E, Jacksonville, FL 32246
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,024 sqft · built 1979 |
| Lot Size | 0.262 acres (11,411 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $330,000 (Oct 2021) |
| Tax Bill | $5,069 (2025) |
| Deeds & Mortgages | Jun 2025 Second Mortgage Oct 2021 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 165289-0102 |
| Primary APN | 165289-0102 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 2 Stories |
| Building Area | 2,024 sqft Living Area |
| Gross Area | 2,644 sqft |
| 1st Floor Area | 1,688 sqft |
| Upper Floors Area | 336 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1979 |
|---|---|
| Effective Year Built | Effective 1979 |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 11,411 sqft (0.262 acres) |
| Lot Dimensions | 126 ft deep x 90 ft wide |
| Garage Type | Attached |
| Garage Area | 440 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Area | 4 sqft |
|---|---|
| Porch | Screened Porch |
| Porch Area | 270 sqft |
| Patio Area | 96 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Street Address | 2603 SUMMER TREE RD E |
|---|---|
| City | JACKSONVILLE |
| State | FL |
| Zip | 32246-2456 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RLD-60 |
| Legal Description | 36-40 29-2S-28E SUMMER TREES UNIT 1 LOT 1 |
| Legal Range | 28E |
| Legal Township | 02S |
| Legal Section | 29 |
| Legal Subdivision | SUMMER TREES UNIT 01 |
| Legal Lot Number | 1 |
| Legal Unit | 1 |
| Jurisdiction | DUVAL FL |
| Township / Civil Division | JACKSONVILLE EAST |
| Census Block Group | 2 |
| Census Block | 2018 |
| Census Tract | 14338 |
Source: Duval County records · APN 165289-0102
Assessment roll updated June 3, 2026 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 2603 SUMMER TREE RD E, JACKSONVILLE, FL 32246-2456 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Right of Survivorship |
| Date | Document |
|---|---|
| Jun 06, 2025 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage FREEDOM MORTGAGE CORP |
| Oct 06, 2021 | Warranty Deed, Transfer · FHA Mortgage OVM FINANCIAL INC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Oct 06, 2021 · Amount on Record |
| Deed Sale | Oct 06, 2021 · Amount on Record |
| Prior Sale | Aug 21, 2015 · Amount on Record |
| Deed Document Number | 2021261421 |
| Deed Book / Page | 19944 / 1016 |
| Prior Transfer Date | Oct 02, 2012 |
| Prior Transfer Doc | 0160981179 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DUVAL FL |
| Property Address | 2603 SUMMER TREE RD E, JACKSONVILLE, FL 32246-2456 |
| Transaction Type | Mortgage |
| Record Updated | Jun 08, 2026 |
| Name | Verified Name |
|---|---|
| Address | 2603 SUMMER TREE RD E, JACKSONVILLE, FL 32246-2456 |
| Investor | Possibly a Property Investor |
| Document Number | 0214971219 |
|---|---|
| Date | Jun 06, 2025 |
| Book Page | 21497/1219 |
| Instrument | 2025133132 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | BOCA RATON, FL 33431 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 316 Months |
| Due | Oct 01, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | DUVAL FL |
| Recording Date | Oct 06, 2021 |
| Property Address | 2603 SUMMER TREE RD E, JACKSONVILLE, FL 32246-2456 |
| Document Number | 0199441016 |
| Book / Page | 19944 / 1016 |
| Map Reference | MB 36 PG 40&40A |
| Instrument Date | Sep 27, 2021 |
| Instrument | 2021261421 |
| Transaction Type | Transfer |
| Record Updated | Dec 01, 2025 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,310.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 8550 TOUCHTON RD APT 2123, 2123, JACKSONVILLE, FL 32216-2234 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 2603 SUMMER TREE RD E, JACKSONVILLE, FL 32246-2456 |
| Investor | Possibly a Property Investor |
| Document Number | 0199441018 |
|---|---|
| Date | Oct 06, 2021 |
| Instrument | 19944/1018 |
| Name | OVM FINANCIAL INC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 01, 2051 |
Source: Duval County records · Assessment roll updated June 3, 2026 · Last verified June 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Duval County |
| Municipality | Jacksonville City |
| Unified School District | Duval County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $312,797 (+2.34%) Land $110,492 Building $202,305 | $312,797 (+2.34%) Land $110,492 Building $202,305 | |
| 2025 | $5,069.00 (+4.71%) Homeowner's exemption | $305,646 (+4.84%) Land $95,000 Building $210,646 | $305,646 (+4.84%) Land $95,000 Building $210,646 |
| 2024 | $4,841.00 (+2.8%) | ||
| 2023 | $4,709.00 (-3.66%) Homeowner's exemption | $291,522 (+6.16%) Land $70,000 Building $221,522 | $291,522 (+6.16%) Land $70,000 Building $221,522 |
| 2022 | $4,888.00 | $274,604 Land $65,000 Building $209,604 | $274,604 Land $65,000 Building $209,604 |
Source: FEMA National Flood Hazard Layer, Duval County (12031C), as of June 11, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120310143382, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 12 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 12 in force |
| Nearby Flood Claims | 1 (2008) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Sep 2008 · Tropical Storm Fay |
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
Based on FCC filings for 426 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System, water system FL2161328, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | JEA MAJOR GRID serves 826,664 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2026 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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