2603 Silver Palm Dr, Edgewater, FL 32141 Property Records

Volusia County property record for 2603 Silver Palm Dr, Edgewater, FL 32141

Property Summary

Property Type	Single Family Home
Details	2 bd · 1.5 ba · 1,202 sqft · built 1985
Lot Size	0.23 acres (10,000 sqft)
Owner	Individual Name on Record
Last Sale	$195,000 (Sep 2020)
Tax Bill	$2,808 (2025)
Deeds & Mortgages	Jun 2022 Transfer Jan 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`8402-01-12-0890`

Property Details

APN / Parcel Number

Primary APN	`8402-01-12-0890`
Alternative APNs	`34180201120890` `02183401120890` `4774866.0` `4774866`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,202 sqft Living Area
Gross Area	1,538 sqft
1st Floor Area	1,202 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1985
Effective Year Built	Effective 2020
Exterior Material	Concrete Block
Construction Type	Masonry / Concrete Block
Roof Type	Gable
Roof Material	Asphalt
Lot Area	10,000 sqft (0.23 acres)
Lot Dimensions	125 ft deep x 80 ft wide
Garage Type	Attached
Garage Area	336 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Porch	Screened/Unfinished Porch
Porch Area	270 sqft
Shed	1 Shed
Shed Area	80 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Account Number	4774866
Street Address	2603 SILVER PALM DR
City	EDGEWATER
State	FL
Zip	32141-5201
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	07R2B
Legal Description	LOTS 12089 & 12090 BLK 391 FLORIDA SHORES NO 17 MB 19 PG 237 PER OR 2692 PG 0249 PER OR 5702 PG 2731 PER OR 6288 PG 2473 PER OR 7692 PG 1436 PER OR 7909 PG 4170 PER OR 8274 PG 1306
Legal Range	34E
Legal Township	18S
Legal Section	02
Legal Subdivision	FLORIDA SHORES
Legal Tract	01
Legal Block	391
Legal Lot Number	12089
Jurisdiction	VOLUSIA FL
Township / Civil Division	NEW SMYRNA BEACH
Census Block Group	3
Census Block	3029
Census Tract	83006

Owner

Source: Volusia County records, as of March 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2603 SILVER PALM DR, EDGEWATER, FL 32141-5201
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Life Estate

Deeds, Mortgages & Sale History

Date	Document
Jun 24, 2022	Intrafamily Transfer, Transfer ATTORNEY
Jan 8, 2021	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC
Sep 11, 2020	Warranty Deed, Transfer · Conventional with PMI JOHN K & DENA A GARBER
May 9, 2019	Warranty Deed, Transfer WATSON TITLE SERVICES INC, WATSON TITLE SVCS INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 11, 2020 · Amount on Record
Deed Sale	Sep 11, 2020 · Amount on Record
Prior Sale	May 9, 2019 · Amount on Record
Deed Document Number	2020172302
Deed Book / Page	7909 / 4170
Last Transfer Date	Jun 23, 2022
Transfer Doc	0082741306
Record Updated	Jun 8, 2026

June 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	VOLUSIA FL
Recording Date	Jun 24, 2022
Property Address	2603 SILVER PALM DR, EDGEWATER, FL 32141-5201
Document Number	0082741306
Book / Page	8274 / 1306
Map Reference	MB 19 PG 237
Instrument Date	Jun 23, 2022
Instrument	2022149892
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2603 SILVER PALM DR, 2603, EDGEWATER, FL 32141-5201

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	2603 SILVER PALM DR, EDGEWATER, FL 32141-5201

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	VOLUSIA FL
Property Address	2603 SILVER PALM DR, EDGEWATER, FL 32141-5201
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2603 SILVER PALM DR, EDGEWATER, FL 32141-5201

Mortgage

Document Number	0079700916
Date	Jan 8, 2021
Book Page	7970/916
Instrument	2021-005314

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Dec 1, 2050

September 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	VOLUSIA FL
Recording Date	Sep 11, 2020
Property Address	2603 SILVER PALM DR, EDGEWATER, FL 32141-5201
Document Number	0079094170
Book / Page	007909 / 004170
Instrument Date	Sep 5, 2020
Instrument	172302
Transaction Type	Transfer
Record Updated	Sep 30, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,365.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2603 SILVER PALM DR EDGEWATER FL 321415201, EDGEWATER, FL 32141-5201

Mortgage

Document Number	79094172
Date	Sep 11, 2020
Book Page	007909/004172
Instrument	172303

Lender

Name	JOHN K & DENA A GARBER
Address	817 E 1ST AVE, NEW SMYRNA BEACH, FL 32169
Special Notes	Seller Financed

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	60 Months
Due	Sep 10, 2025

Interest

Rate	5.5%

May 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	VOLUSIA FL
Recording Date	May 9, 2019
Property Address	2603 SILVER PALM DR, EDGEWATER, FL 32141-5201
Document Number	0076921436
Book / Page	007692 / 001436
Instrument Date	May 1, 2019
Instrument	91742
Transaction Type	Transfer
Record Updated	Jun 5, 2019
Title Company	WATSON TITLE SERVICES INC, WATSON TITLE SVCS INC

Transaction

Amount	Amount Recorded
Tax	$1,064.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	9323 BELLA VITA CIR LAND O LAKES FL 346373500, LAND O LAKES, FL 34637-3500

Tax Assessment & Valuation

Source: Volusia County assessment roll, as of March 16, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Volusia County
Municipality	Edgewater City
Unified School District	Volusia County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$201,393 (+2.7%)	$258,852 (+1.17%) Land $54,000 Building $204,852
2025	$2,808.00 (+2.86%) Homeowner's exemption	$196,099 (+5.99%)	$255,858 (+4.36%) Land $54,000 Building $201,858
2023	$2,730.00 (+23.75%) Homeowner's exemption	$185,023 (+18.81%)	$245,166 (+27.82%) Land $42,000 Building $203,166
2022	$2,206.00 Homeowner's exemption	$155,731	$191,813 Land $29,600 Building $162,213

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 43 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	43 in force
Nearby Flood Claims	7 (2004–2022)
Claims Outside the SFHA	7 of 7
Most Recent Claim	Sep 2022 · Hurricane Ian
Claims by Event	Hurricane Ian, Sep 2022 · 2 claims Tropical Storm Fay, Aug 2008 · 2 claims Hurricane Frances, Sep 2004 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 51% of the US · lower than 78% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF EDGEWATER serves 28,552 people · EPA ID FL3640331
Water Source	Groundwater
Last State Inspection	Dec 2023
Lead	5 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 221 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Wire 3 Fiber	10,000 / 10,000
AT&T Fiber · DSL	5,000 / 5,000
Spectrum Cable	1,000 / 35

May also be available: Verizon.

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