2603 Saint Stephens Rd, Mobile, AL 36617 Property Records

Mobile County property record for 2603 Saint Stephens Rd, Mobile, AL 36617

Property Summary

Property TypeSingle Family Home
Details2 ba · 1,555 sqft · built 1988
Lot Size1 acres (43,560 sqft)
OwnerCompany Name on Record
Last Sale$75,000 (Nov 2025)
Tax Bill$472 (2025)
Deeds & MortgagesSep 2026 Mortgage
Nov 2025 Sale & Line of Credit
Flood ZoneZone X (minimal risk)
APNR02290244001425701

Property Details

APN / Parcel Number

Primary APNR02290244001425701
Alternative APNs
  • 29 02 44 0 014 257.01X
  • 00671525
  • 671525

Interior

Full Baths2 Baths
Total Rooms5 Rooms
Stories1 Story
Building Area1,555 sqft Living Area
1st Floor Area1,555 sqft
FlooringTile
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1988
Effective Year BuiltEffective 1988
Exterior MaterialBrick
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area43,560 sqft (1 acres)
PorchSlab
Porch Area40 sqft
Utility Building144 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C

Location & Zoning

Account Number671525
Street Address2603 SAINT STEPHENS RD
CityMOBILE
StateAL
Zip36617-3510
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 21 MORLEIGH TERRACE UNI T 2 MBK 22 P 119 #SEC 44 T4S R1W #MP29 02 44 0 014
Legal Range04S
Legal Township04S
Legal Section44
Legal SubdivisionMORLEIGH TERRACE
Legal Lot Number21
JurisdictionMOBILE AL
Township / Civil DivisionMOBILE
Census Block Group1
Census Block1006
Census Tract702

Owner

Source: Mobile County records, as of May 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address35909 CRAMBLITT LN, BAY MINETTE, AL 36507-8195
Owner TypeCompany
VestingLimited Liability Partnership

Deeds, Mortgages & Sale History

DateDocument
Sep 9, 2026Deed of Trust, Mortgage · Conventional Mortgage
RFLF 5 LLC
Nov 3, 2025Warranty Deed, Transfer · Line of Credit
RFLF 4 LLC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleNov 3, 2025 · Amount on Record
Deed SaleNov 3, 2025 · Amount on Record
Deed Document Number202565924
Record UpdatedOct 29, 2026

September 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMOBILE AL
Recording DateSep 9, 2026
Property Address2603 SAINT STEPHENS RD, MOBILE, AL 36617-3510
Document Number0000054941
Instrument DateSep 8, 2026
Instrument202654941
Transaction TypeMortgage
Record UpdatedSep 21, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLimited Liability Partnership, 266
Address35909 CRAMBLITT LN, BAY MINETTE, AL 36507-8195
InvestorPossibly a Property Investor

Mortgage

Document Number0000054941,
DateSep 9, 2026
Instrument202654941
Lender
NameRFLF 5 LLC
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueOct 1, 2056
Interest
Rate TypeFixed Rate
Initial TypeFixed Rate
Max Rate-1%

November 2025: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMOBILE AL
Recording DateNov 3, 2025
Property Address2603 SAINT STEPHENS RD, MOBILE, AL 36617-3510
Document Number0000065924
Map ReferenceMB 22 PG 119
Instrument DateOct 30, 2025
Instrument2025065924
Transaction TypeTransfer
Record UpdatedApr 2, 2026

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address2603 SAINT STEPHENS RD, MOBILE, AL 36617-3510

Transferred To (Grantee/Buyer)

NameVerified Name
Address35909 CRAMBLITT LN, BAY MINETTE, AL 36507-8195

Mortgage

Document Number0000065925
DateNov 3, 2025
Instrument2025065925
Lender
NameRFLF 4 LLC
TypeNon-Lending Institution
Agreement
TypeLine of Credit
AmountAmount Recorded

Tax Assessment & Valuation

Source: Mobile County assessment roll, as of December 23, 2025

Property Jurisdictions

TypeName
StateAlabama
CountyMobile County
MunicipalityMobile City
Unified School DistrictMobile County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$472.00$14,560 (-) Land $1,200 Building $13,360$72,800 (-) Land $6,000 Building $66,800
2024$472.00 (+5.83%)$14,560 (+5.97%) Land $1,200 Building $13,360$72,800 (+5.97%) Land $6,000 Building $66,800
2023$446.00$13,740 Land $1,200 Building $12,540$68,700 Land $6,000 Building $62,700

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 10 (0% premium discount)
Nearby Flood Policies6 in force
Nearby Flood Claims20 (1978–2018)
Claims Outside the SFHA5 of 20
Most Recent ClaimJan 2018
Claims by Event
  • Hurricane Ivan, Sep 2004 · 2 claims
  • Severe Storms, Flooding,high Winds, Assoc With Hurr Danny, Jul 1997 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 91% of Alabama
Wildfire Likelihood0.04% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF MOBILE, BD. OF W&S COMM. OF THE
serves 279,000 people · EPA ID AL0001005
Water SourceSurface water
Last State InspectionSep 2023
Lead2 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
resolved · Jul 2023
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 559 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber
5,000 / 5,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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