2603 Ruth St, Saint Paul, MN 55117 Property Records

Ramsey County property record for 2603 Ruth St, Saint Paul, MN 55117

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 988 sqft · built 1985
Lot Size	0.229 acres (9,975 sqft)
Owner	Individual Name on Record
Last Sale	$360,000 (Feb 2024)
Tax Bill	$4,392 (2025)
Deeds & Mortgages	Apr 2024 Second Mortgage Apr 2024 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`07-29-22-21-0110`

Property Details

APN / Parcel Number

Primary APN	`07-29-22-21-0110`
Alternative APNs	`8440833` `303580`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	1 Story
Building Area	988 sqft Living Area
1st Floor Area	988 sqft
Basement Area	800 sqft
Finished Basement	800 sqft
Family Room	Family Room

Exterior

Year Built	Built 1985
Effective Year Built	Effective 2000
Architectural Style	Split Foyer
Exterior Material	Aluminum/Vinyl
Lot Area	9,975 sqft (0.229 acres)
Lot Dimensions	133 ft deep x 75 ft wide
Garage Type	Attached
Garage Area	600 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	303580
Street Address	2603 RUTH ST
City	SAINT PAUL
State	MN
Zip	55117-1416
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	NORTH HEIGHTS LOTS 38 THRU LOT 40 BLK 2
Legal Range	22
Legal Township	29
Legal Section	07
Legal Subdivision	NORTH HEIGHTS
Legal Block	2
Legal Lot Number	38,40
Jurisdiction	RAMSEY MN
Township / Civil Division	LITTLE CANADA
Census Block Group	3
Census Block	3004
Census Tract	42101

Owner

Source: Ramsey County records, as of August 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2064 MISSISSIPPI ST, 102, SAINT PAUL, MN 55117-2020
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Apr 9, 2024	Deed of Trust, Mortgage · Stand-Alone Second Mortgage PRIMELENDING
Apr 9, 2024	Deed of Trust, Mortgage · Conventional Mortgage PRIMELENDING
Feb 16, 2024	Warranty Deed, Transfer · Conventional Mortgage PRIMELENDING
Feb 20, 2024	Re-recorded Document · Conventional Mortgage PRIMELENDING

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 16, 2024 · Amount on Record
Deed Sale	Feb 16, 2024 · Amount on Record
Prior Sale	Feb 24, 2016 · Amount on Record
Deed Document Number	20242769299
Record Updated	Oct 29, 2026

April 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RAMSEY MN
Property Address	2603 RUTH ST, LITTLE CANADA, MN 55117-1416
Transaction Type	Mortgage
Record Updated	Apr 16, 2024
Title Company	GIBRALTAR TITLE COMPANY, GIBRALTAR TITLE AGENCY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0A05021640
Date	Apr 9, 2024
Instrument	A05021640

Lender

Name	PRIMELENDING
Type	Mortgage Company
Address	DALLAS, TX 75252

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	119 Months
Due	Mar 1, 2034

April 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RAMSEY MN
Property Address	2603 RUTH ST, LITTLE CANADA, MN 55117-1416
Transaction Type	Mortgage
Record Updated	Apr 16, 2024
Title Company	GIBRALTAR TITLE COMPANY, GIBRALTAR TITLE AGENCY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2603 RUTH ST, LITTLE CANADA, MN 55117-1416

Mortgage

Document Number	0A05021639
Date	Apr 9, 2024
Instrument	A05021639

Lender

Name	PRIMELENDING
Type	Mortgage Company
Address	DALLAS, TX 75252

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Mar 1, 2054

February 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RAMSEY MN
Recording Date	Feb 16, 2024
Property Address	2603 RUTH ST, LITTLE CANADA, MN 55117-1416
Document Number	0T02769299
Instrument Date	Feb 2, 2024
Instrument	T02769299
Transaction Type	Transfer
Record Updated	Feb 21, 2024
Title Company	GIBRALTAR TITLE AGENCY LLC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$1,188.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	2064 MISSISSIPPI ST APT 102, 102, SAINT PAUL, MN 55117-2020

Mortgage

Document Number	0T02769300
Date	Feb 16, 2024
Instrument	T02769300

Lender

Name	PRIMELENDING
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2054

Mortgage

Document Number	0T02769301
Date	Feb 16, 2024
Instrument	T02769301

Lender

Name	PRIMELENDING
Type	Mortgage Company
Address	DALLAS, TX 75252

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	121 Months
Due	Mar 1, 2034

February 2024: Re-recorded Document

Document Type	Re-recorded Document
Jurisdiction	RAMSEY MN
Recording Date	Feb 20, 2024
Property Address	2603 RUTH ST, LITTLE CANADA, MN 55117-1416
Document Number	0A05016986
Instrument Date	Feb 2, 2024
Instrument	A05016986
Record Updated	Mar 5, 2024
Title Company	GIBRALTAR TITLE AGENCY LLC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$1,188.00
Amount Accuracy	Rounded by County

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	2064 MISSISSIPPI ST APT 102, 102, SAINT PAUL, MN 55117-2020

Mortgage

Document Number	0A05016987
Date	Feb 20, 2024
Instrument	A05016987

Lender

Name	PRIMELENDING
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2054

Mortgage

Document Number	0A05016988
Date	Feb 20, 2024
Instrument	A05016988

Lender

Name	PRIMELENDING
Type	Mortgage Company
Address	DALLAS, TX 75252

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	121 Months
Due	Mar 1, 2034

Tax Assessment & Valuation

Source: Ramsey County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Ramsey County
Municipality	Little Canada City
Unified School District	Roseville Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$360,700 (+0.67%) Land $59,200 Building $301,500	$360,700 (+0.67%) Land $59,200 Building $301,500
2025	$4,392.00 (+1.81%) Homeowner's exemption	$358,300 (+5.13%) Land $59,200 Building $299,100	$358,300 (+5.13%) Land $59,200 Building $299,100
2024	$4,314.00 (+0.98%)
2023	$4,272.00 Homeowner's exemption	$340,800 Land $59,200 Building $281,600	$340,800 Land $59,200 Building $281,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (1984)
Most Recent Claim	Jun 1984 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 96% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Little Canada serves 10,400 people · EPA ID MN1620005
Water Source	Purchased surface water from several systems
Last State Inspection	Dec 2024
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 256 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber · DSL in parts of the area	8,000 / 8,000
Xfinity Cable	2,000 / 2,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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