2603 Read Ave, Belmont, CA 94002 Property Records

San Mateo County property record for 2603 Read Ave, Belmont, CA 94002

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,360 sqft · built 1949
Lot Size	0.153 acres (6,642 sqft)
Owner	2 Trust Names on File
Last Sale	$1,650,000 (Nov 2017)
Tax Bill	$22,942 (2025)
Deeds & Mortgages	Mar 2026 Mortgage Nov 2017 Sale
Flood Zone	Zone X (minimal risk)
APN	`044-231-310`

Property Details

APN / Parcel Number

Primary APN	`044-231-310`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,360 sqft Living Area
1st Floor Area	970 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1949
Effective Year Built	Effective 1949
Lot Area	6,642 sqft (0.153 acres)
Lot Dimensions	138 ft deep x 50 ft wide
Garage Area	250 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	2603 READ AVE
City	BELMONT
State	CA
Zip	94002-1519
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R10006
Legal Description	LOT 35 BLOCK 55 BELMONT CO CLUB PROPERTY 4
Legal Subdivision	BELMONT CO CLUB PROPERTY 4
Legal Block	55
Legal Lot Number	35
Jurisdiction	SAN MATEO CA
Township / Civil Division	SAN MATEO
Census Block Group	2
Census Block	2008
Census Tract	608800

Owner

2603 Read Ave is owner-occupied and held in a trust since November 2017.

Source: San Mateo County records, as of July 15, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Trust Names on File
Mailing Address	2603 READ AVE, BELMONT, CA 94002-1519
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Family Trust

Deeds, Mortgages & Sale History

Date	Document
Mar 12, 2026	Deed of Trust, Mortgage · Conventional Mortgage HSBC BANK USA
Nov 22, 2017	Grant Deed, Transfer LAWYERS TITLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 22, 2017 · Amount on File
Deed Sale	Nov 22, 2017 · Amount on File
Prior Sale	May 30, 1997 · Amount on File
Deed Document Number	2017104163
Prior Transfer Date	May 16, 1997
Prior Transfer Doc	0000064244
Record Updated	Oct 29, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN MATEO CA
Property Address	2603 READ AVE, BELMONT, CA 94002-1519
Transaction Type	Mortgage
Record Updated	Apr 22, 2026
Title Company	WFG NATIONAL TITLE INSURANCE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2633 SEQUOIA WAY, BELMONT, CA 94002-1449

Mortgage

Document Number	0000012426
Date	Mar 12, 2026
Instrument	2026-012426

Lender

Name	HSBC BANK USA
Type	Bank
Address	NEW YORK, NY 10001

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	5.31%
Type Change Date	Apr 1, 2031
Change Frequency	6 Months
Min Rate At Change	3.31%
Max Rate At Change	7.31%
Index	SOFR Average 30-Day
Margin	3
Max Rate	10.3%

November 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN MATEO CA
Recording Date	Nov 22, 2017
Property Address	2603 READ AVE, BELMONT, CA 94002-1519
Document Number	0000104163
Instrument Date	Nov 16, 2017
Instrument	104163
Transaction Type	Transfer
Record Updated	Jan 3, 2018
Title Company	LAWYERS TITLE

Transaction

Amount	Amount on Record
Tax	$1,815.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2603 READ AVE BELMONT CA 940021519, BELMONT, CA 94002-1519

Tax Assessment & Valuation

The 2025 property tax bill for 2603 Read Ave was $22,942 with a homeowner's exemption, up 4.9% from the year before.

Source: San Mateo County assessment roll, as of July 15, 2026

Property Jurisdictions

Type	Name
State	California
Municipality	Belmont City
County	San Mateo County
Elementary School District	Belmont-Redwood Shores Elementary School District (KG - 08)
Secondary School District	Sequoia Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,914,961 (+2%) Land $1,340,474 Building $574,487
2025	$22,942.00 (+4.95%)	$1,877,414 Land $1,314,191 Building $563,223
2024	$21,860.00 (+1.52%)
2023	$21,532.00 (+3.84%) Homeowner's exemption	$1,804,513 Land $1,263,160 Building $541,353	$1,976,760
2022	$20,735.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2603 Read Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2603 Read Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.8% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MID-PENINSULA WATER DISTRICT serves 31,059 people · EPA ID CA4110001
Water Source	Purchased surface water from several systems
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 551 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Sonic Telecom Fiber	10,000 / 10,000
AT&T Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
Etheric Networks Fixed Wireless	250 / 100

May also be available: GeoLinks, T-Mobile.

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