Berks County property record for 2603 Prospect St, Reading, PA 19606
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 2,275 sqft · built 1945 |
| Lot Size | 0.14 acres (6,098 sqft) |
| Owner | Individual Name on File |
| Last Sale | $249,900 (Apr 2022) |
| Tax Bill | $2,181 (2026) |
| Deeds & Mortgages | Apr 2022 Sale & Mortgage Aug 2021 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 5327-17-10-0008 |
| Primary APN | 5327-17-10-0008 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 2,275 sqft Living Area |
| 1st Floor Area | 1,986 sqft |
| Basement Area | 289 sqft |
| Finished Basement | 289 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1945 |
|---|---|
| Effective Year Built | Effective 1945 |
| Exterior Material | Brick |
| Construction Type | Masonry / Concrete Block |
| Foundation Type | Raised |
| Lot Area | 6,098 sqft (0.14 acres) |
| View / Lot | Neighborhood |
| Porch | Open Porch |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 23021650 |
|---|---|
| Street Address | 2603 PROSPECT ST |
| City | READING |
| State | PA |
| Zip | 19606-1631 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Subdivision | PENNSIDE EAST ADD |
| Legal Block | 10 |
| Jurisdiction | BERKS PA |
| Township / Civil Division | LOWER ALSACE |
| Census Block Group | 3 |
| Census Block | 3018 |
| Census Tract | 12300 |
2603 Prospect St is owned and occupied by an individual who bought it in April 2022.
Source: Berks County records, as of May 27, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 2603 PROSPECT ST, READING, PA 19606-1631 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 29, 2022 | Deed, Transfer · Conventional Mortgage GUILD MORTGAGE CO |
| Aug 2, 2021 | Deed of Trust, Mortgage · Line of Credit RIVERFRONT FCU |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 29, 2022 · Amount on File |
| Deed Sale | Apr 29, 2022 · Amount on File |
| Prior Sale | May 15, 2014 · Amount on File |
| Deed Document Number | 202217941 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | BERKS PA |
| Recording Date | Apr 29, 2022 |
| Property Address | 2603 PROSPECT ST, READING, PA 19606-1631 |
| Document Number | 0000017941 |
| Map Reference | VOL 5A PG 10 |
| Instrument Date | Apr 28, 2022 |
| Instrument | 2022017941 |
| Transaction Type | Transfer |
| Record Updated | May 10, 2022 |
| Title Company | EDGE ABSTRACT |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,499.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 2603 PROSPECT ST, READING, PA 19606-1631 |
| Document Number | 0000017942 |
|---|---|
| Date | Apr 29, 2022 |
| Instrument | 2022017942 |
| Name | GUILD MORTGAGE CO |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | May 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERKS PA |
| Property Address | 2603 PROSPECT ST, READING, PA 19606-1631 |
| Transaction Type | Mortgage |
| Record Updated | Aug 11, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000038209 |
|---|---|
| Date | Aug 2, 2021 |
| Instrument | 2021038209 |
| Name | RIVERFRONT FCU |
|---|---|
| Type | Credit Union |
| Address | READING, PA 19610 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 120 Months |
| Due | Aug 3, 2031 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
The 2026 property tax bill for 2603 Prospect St was $2,181 with a homeowner's exemption.
Source: Berks County assessment roll, as of May 27, 2026
| Type | Name |
|---|---|
| State | Pennsylvania |
| County | Berks County |
| County Subdivision | Lower Alsace Township |
| Unified School District | Antietam School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,181.00 Homeowner's exemption | $99,600 Land $27,200 Building $72,400 | $27,200 Land $27,200 |
| 2024 | $1,962.00 | $99,600 Land $27,200 Building $72,400 | |
| 1994 | $99,600 Land $27,200 Building $72,400 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 2603 Prospect St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1978.
Source: FEMA National Flood Hazard Layer, effective February 26, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 1 (1978) |
| Most Recent Claim | Aug 1978 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 2603 Prospect St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 43% of Pennsylvania |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MT PENN BORO MUNI AUTH serves 10,400 people · EPA ID PA3060082 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Apr 2024 |
| Lead | 3 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 541 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
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