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2603 Modaff Rd, Naperville, IL 60565 Property Records

Will County property record for 2603 Modaff Rd, Naperville, IL 60565 · Last verified July 2026

Property Summary

Property TypeSingle Family Home
Details2.5 ba · 3,246 sqft · built 1989
Lot Size0.24 acres (10,240 sqft)
Owner2 Individual Names on File
Last Sale$615,000 (May 2024)
Tax Bill$15,226 (2025)
Deeds & MortgagesOct 2025 Mortgage
Jun 2023 Line of Credit
Flood ZoneZone X (minimal risk)
APN07-01-01-403-028

Property Details

APN / Parcel Number

Primary APN07-01-01-403-028
Alternative APN
  • 01014030280000

Interior

Full Baths2.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area3,246 sqft Total Area
1st Floor Area1,857 sqft
2nd Floor Area1,389 sqft
Basement Area1,817 sqft
Unfinished Basement1,817 sqft

Exterior

Year BuiltBuilt 1989
Effective Year BuiltEffective 1989
Construction TypeFrame
Lot Area10,240 sqft (0.24 acres)
Garage Area540 sqft

Location & Zoning

Street Address2603 MODAFF RD
CityNAPERVILLE
StateIL
Zip60565-4346
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 145 IN KNOCH KNOLL UNIT 1, BEING A SUB OF PRT OF THE E1/2 OF THE SE1/4 OF SEC 1, PRT OF THE SW1/4 OF SEC 6, T37N-R9E.
Legal Range09E
Legal Township37N
Legal Section06
Legal SubdivisionKNOCH KNOLLS
Legal Block1
Legal Lot Number145
Legal Unit1
JurisdictionWILL IL
Township / Civil DivisionWHEATLAND
Census Block Group3
Census Block3008
Census Tract880304

Owner

Source: Will County records · APN 07-01-01-403-028

Assessment roll updated June 30, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address2603 MODAFF RD, NAPERVILLE, IL 60565-4346
OccupancyOwner Occupied
Owner TypeIndividual
VestingTenants by the Entirety

Deeds, Mortgages & Sale History

DateDocument
Oct 07, 2025Deed of Trust, Mortgage · Conventional Mortgage
SIERRA PACIFIC MORTGAGE CO INC
Jun 20, 2023Deed of Trust, Mortgage · Line of Credit
PNC BANK NA

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleMay 24, 2024 · Amount on Record
Deed SaleMay 24, 2024 · Amount on Record
Prior SaleDec 08, 1993 · Amount on Record
Deed Document Number202425118
Prior Transfer DateMar 17, 2005
Prior Transfer Doc0000051048
Record UpdatedSep 20, 2026

October 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWILL IL
Property Address2603 MODAFF RD, NAPERVILLE, IL 60565-4346
Transaction TypeMortgage
Record UpdatedOct 22, 2025

Transferred To (Grantee/Buyer)

NameVerified Name
Address2603 MODAFF RD, NAPERVILLE, IL 60565-4346

Mortgage

Document Number0000056057
DateOct 07, 2025
InstrumentR2025056057
Lender
NameSIERRA PACIFIC MORTGAGE CO INC
TypeMortgage Company
AddressFOLSOM, CA 95630
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term240 Months
DueOct 01, 2045
Interest
Rate5.62%

June 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWILL IL
Property Address2603 MODAFF RD, NAPERVILLE, IL 60565-4346
Transaction TypeMortgage
Record UpdatedJul 12, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address2603 MODAFF RD, NAPERVILLE, IL 60565-4346

Mortgage

Document Number0000030052
DateJun 20, 2023
InstrumentR2023030052
Lender
NamePNC BANK NA
TypeBank
AddressWILMINGTON, DE 19801
Agreement
TypeLine of Credit
AmountAmount Recorded
Term480 Months
DueJun 15, 2063
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

Source: Will County records · Assessment roll updated June 30, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateIllinois
CountyWill County
County SubdivisionWheatland Township
MunicipalityNaperville City
Unified School DistrictNaperville Community Unit District 203 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$15,226.00 (+24.73%)
2024$229,392 (+31.46%) Land $43,308 Building $186,084$688,176 (+31.46%) Land $129,924 Building $558,252
2022$12,207.00 Homeowner's exemption$174,491 Land $36,190 Building $138,301$523,473 Land $108,570 Building $414,903

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Will County (17197C), updated June 11, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 171978803043, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Community Rating SystemClass 10 (0% premium discount)
Nearby Flood Policies2 in force

Wildfire

Wildfire RiskLow
above 1% of the US · above 6% of Illinois
Wildfire LikelihoodLess than 1 in 10,000 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 331 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
XfinityCable2,000 / 250
Radiate HoldingsCable1,500 / 50
AT&TDSL100 / 20

May also be available at this address: T-Mobile USA. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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