2603 Madera Ct, Lady Lake, FL 32159 Property Records

Lake County property record for 2603 Madera Ct, Lady Lake, FL 32159

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 5,043 sqft · built 2014
Lot Size	3.16 acres (137,971 sqft)
Owner	2 Individual Names on File
Last Sale	$989,000 (Feb 2021)
Tax Bill	$6,136 (2025)
Deeds & Mortgages	Jul 2020 Line of Credit Feb 2021 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`16-18-24-2300-000-01100`

Property Details

APN / Parcel Number

Primary APN	`16-18-24-2300-000-01100`
Alternative APNs	`241816230000001100` `3840238`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	5,043 sqft Living Area
Gross Area	6,258 sqft
1st Floor Area	4,094 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2014
Effective Year Built	Effective 2024
Exterior Material	Brick/Concrete Block Stucco
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Roof Material	Asphalt
Lot Area	137,971 sqft (3.16 acres)
Garage Type	Attached
Garage Area	1,215 sqft
Parking Spaces	5 Parking Spaces

Exterior Amenities

Pool Area	520 sqft
Porch	Florida Room
Porch Area	1,040 sqft
Deck Area	Deck Area
Outdoor Kitchen / BBQ	Outdoor Kitchen / BBQ
Utility Building	1,210 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Account Number	3840238
Street Address	2603 MADERA CT
City	LADY LAKE
State	FL
Zip	32159-3347
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	WOODGATE PB 55 PG 64-67 LOT 11 ORB 5646 PG 1816
Legal Range	24E
Legal Township	18S
Legal Section	16
Legal Subdivision	WOODGATE SUB
Legal Tract	A-B
Legal Lot Number	11
Jurisdiction	LAKE FL
Township / Civil Division	FRUITLAND PARK-LADY LAKE
Census Block Group	2
Census Block	2021
Census Tract	30411

Owner

2603 Madera Ct is owned and occupied by two individuals who bought it in February 2021.

Source: Lake County records, as of October 12, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2603 MADERA CT, LADY LAKE, FL 32159-3347
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 10, 2020	Deed of Trust, Mortgage · Line of Credit TRUIST BANK
Feb 19, 2021	Warranty Deed, Transfer · VA Mortgage WINTRUST MORTGAGE
Sep 5, 2019	Deed of Trust, Mortgage NATIONS RELIABLE LNDG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 19, 2021 · Amount on File
Deed Sale	Feb 19, 2021 · Amount on File
Prior Sale	Jun 3, 2013 · Amount on File
Deed Document Number	202123081
Deed Book / Page	5646 / 1816
Record Updated	Oct 29, 2026

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE FL
Property Address	2603 MADERA CT, LADY LAKE, FL 32159-3347
Transaction Type	Mortgage
Record Updated	Jul 28, 2022
Title Company	DATA SEARCH INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0055011807
Date	Jul 10, 2020
Book Page	5501/1807
Instrument	2020073752

Lender

Name	TRUIST BANK
Type	Bank
Address	WHITEVILLE, NC 28472

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	299 Months
Due	Jun 29, 2045

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE FL
Recording Date	Feb 19, 2021
Property Address	2603 MADERA CT, LADY LAKE, FL 32159-3347
Document Number	0056461816
Book / Page	5646 / 1816
Map Reference	MB 55 PG 64
Instrument Date	Feb 16, 2021
Instrument	2021023081
Transaction Type	Transfer
Record Updated	May 18, 2023
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$6,923.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2603 MADERA CT, LADY LAKE, FL 32159-3347

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	155 SEVERINO DR, ISLAMORADA, FL 33036-3310

Mortgage

Document Number	0056461817
Date	Feb 19, 2021
Instrument	5646/1817

Lender

Name	WINTRUST MORTGAGE
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2051

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE FL
Property Address	2603 MADERA CT, LADY LAKE, FL 32159-3347
Document Number	0053420541
Instrument Date	Sep 5, 2019
Transaction Type	Mortgage
Record Updated	Oct 3, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2603 MADERA CT LADY LAKE FL 321593347, LADY LAKE, FL 32159-3347

Mortgage

Document Number	0053420541
Date	Sep 17, 2019
Book Page	005342/000541
Instrument	104264

Lender

Name	NATIONS RELIABLE LNDG
Address	HOUSTON, TX 77027

Agreement

Amount	Amount on Record
Term	360 Months
Due	Sep 16, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 2603 Madera Ct was $6,136 with a homeowner's exemption, up 2.3% from the year before.

Source: Lake County assessment roll, as of November 26, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Lake County
Unified School District	Lake County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$449,810 (+2.9%)	$930,177 (-0.07%) Land $165,000 Building $765,177
2025	$6,136.00 (+2.27%) Homeowner's exemption	$437,140 Land $165,000 Building $272,140	$930,793 Land $165,000 Building $765,793
2024	$6,000.00 (+7.3%)
2023	$5,592.00 (+3.44%) Homeowner's exemption	$412,450 (+3%)	$901,056 (+0.07%) Land $165,000 Building $736,056
2022	$5,406.00 Homeowner's exemption	$400,440	$900,440 Land $165,000 Building $735,440

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 2603 Madera Ct in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	8 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2603 Madera Ct is moderate, ranking above 58% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 58% of the US · lower than 69% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 395 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35

May also be available: Verizon.

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